Groundwork

Health care · Small-town market · Michigan

Medical and dental practices in the Coldwater, MI area

How the Coldwater, MI area compares with other small-town markets and the U.S. for medical and dental practices: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 67 out of 100: Upper middle

Ranked #114 of 538 scored small-town markets
#5 of 18 scored small-town markets based in Michigan

Listings
96
20 chain locations (21%)
Official establishments
42
−4.5% since 2019
Household spending a year
$21.6M
On medical and dental services · $1,280 a household
Spending per listing
$225K
48% above the U.S.
Listings per 10k households
56.8
33% below the U.S.
Population, 2025
45,993
+2.5% since 2020

See the medical and dental practices around any address in the Coldwater area

The site report maps the medical and dental practices on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Coldwater area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 96 medical and dental practices in the Coldwater area. Chain locations make up 21% of them, against 11% across the U.S. Per 10,000 households, that is 56.8, 33% below the U.S. rate of 84.5.

Household spending on medical and dental services in the Coldwater area comes to about $21.6M a year: $1,280 per household, in line with the U.S. average. That is about $225K of household spending for each practice on map listings, 48% above the U.S. figure of $152K.

Official counts show 42 businesses with payroll classed as offices of physicians, dentists, chiropractors, optometrists and therapists, and urgent care centers in the Coldwater area in 2023, down 4.5% from 2019. That is one for every 403 households, against one for every 270 across the U.S. Official counts also show 8 one-person businesses without payroll.

Population estimates put the population change in the Coldwater area from 2020 to 2025 at +2.5%, slower than the U.S. (+3.1%). The Groundwork market score for medical and dental practices in the Coldwater area is 67 (upper middle), #114 of 538 scored small-town markets and #5 of 18 scored small-town markets based in Michigan. That puts it in the top quarter of small-town markets.

How the Coldwater area compares

The same measures for Michigan and the whole U.S. Spending per listing divides a year of household spending on all medical and dental services by the medical and dental practices counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Doctors, dentists and clinics in Coldwater, MI area compared with Michigan and the U.S.
MeasureColdwater areaMichiganU.S.
Listings per 10k households56.880.484.5
Spending per listing$225K$176K$152K
Households per official establishment403285270
Official establishment growth, 2019–2023−4.5%+0.1%+1.5%
Population growth, 2020–2025+2.5%+0.6%+3.1%
Spending per household on medical and dental services$1,280$1,412$1,288
Median household income$63,724$72,875$80,734
Groundwork market score6757

Official counts and lending

Businesses

Official establishments, 2019 to 2023
42−4.5% over the period
Employees, 2023
303
Annual payroll, 2023
$16.1M
One-person businesses, 2023
8Businesses with no payroll
Map listings, September 2026
9620 chain locations
Listings at the U.S. rate for this spending
142The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as offices of physicians, dentists, chiropractors, optometrists and therapists, and urgent care centers in the Coldwater area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Coldwater area

Population, 2025 estimate
45,993+2.5% since 2020
Households
16,906
Median age
41.6
Homes lived in by their owners
78%
Vehicles per household
1.8
Land area
506 sq. mi.
People per square mile
89
Median household income
$63,724+22.7% vs. 2015–2019, before inflation
Average household income
$79,966
Median home value
$162,500
Jobs located here
14,063
Daytime population
41,389Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Coldwater area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the medical and dental practices on map listings by name and distance.

Or open the report at the center of the Coldwater area. Signed out, you see a blurred preview; on an account, each report is one action.

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Doctors, dentists and clinics across Michigan

Every Michigan market ranked →

The highest-scoring small-town markets in Michigan for medical and dental practices, numbered among those based in Michigan, with the Coldwater area marked.

Top small-town markets in Michigan

Small-town markets in Michigan ranked for medical and dental practices by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Holland, MI8522349.0$298K+2.1%#12 of 538
2Houghton, MI728353.8$242K+1.8%#72 of 538
3Hillsdale, MI709352.1$250K0.0%#86 of 538
4Cadillac, MI7011357.6$222K+2.0%#89 of 538
5Coldwater, MI679656.8$225K+2.5%#114 of 538
6Sturgis, MI6613055.0$235K+0.1%#125 of 538
7Sault Ste. Marie, MI627855.4$225K−1.9%#147 of 538
8Owosso, MI6015354.4$242K−0.4%#167 of 538
9Big Rapids, MI6011870.6$177K+4.7%#175 of 538
10Marquette, MI5619468.7$189K+2.3%#215 of 538

Other business types in the Coldwater area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many medical and dental practices are in the Coldwater, MI area?

The Coldwater area has 96 medical and dental practices on map listings as of September 2026. 20 of them (21%) are chain locations. The listings count every outpatient clinic and practice, and urgent care. Official counts show 42 businesses with payroll classed as offices of physicians, dentists, chiropractors, optometrists and therapists, and urgent care centers in 2023, down 4.5% from 2019. Another 8 one-person businesses have no payroll, by official counts.

How much do households in the Coldwater, MI area spend on medical and dental services?

About $21.6M a year, or $1,280 per household. That is in line with the U.S. average (an index of 99, where 100 is the U.S. average). Spread across the 96 medical and dental practices on map listings, it comes to $225K per practice. It is estimated from the incomes of the 16,906 households in the Coldwater area and national spending patterns by income.

How does the Coldwater, MI area compare with the U.S. for medical and dental practices?

The Coldwater area has 56.8 medical and dental practices per 10,000 households, 33% below the U.S. rate of 84.5. Spending per practice is $225K, 48% above the U.S. figure of $152K. At the national ratio of medical and dental practices to household spending, the Coldwater area would have about 142, against 96 on map listings. There is one business with payroll in the industry for every 403 households, against one for every 270 across the U.S. The official count fell 4.5% from 2019 to 2023, against +1.5% for the U.S.

How fast is the Coldwater, MI area growing?

Population estimates put the Coldwater area at 45,993 people in 2025, up 2.5% since 2020, slower than the U.S. (+3.1%). It has 16,906 households. Median household income in the Coldwater area is $63,724, 21% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 22.7%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Coldwater area scores 67 for medical and dental practices (upper middle), #114 of 538 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Coldwater area. It maps the medical and dental practices on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for medical and dental practices · All 56 business types in the Coldwater area

Screening a site or an acquisition in the Coldwater area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Coldwater area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.