Groundwork

Auto · Small-town market · Michigan

Oil change and quick-lube shops in the Coldwater, MI area

How the Coldwater, MI area compares with other small-town markets and the U.S. for oil change and quick-lube shops: competitors, household spending, official counts and growth.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 2.

Listings
2
1 chain location (50%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$17.3M
On vehicle maintenance and repairs · $1,023 a household
Spending per listing
$8.6M
Too few listings to compare
Listings per 10k households
1.2
Too few listings to compare
Population, 2025
45,993
+2.5% since 2020

See the oil change and quick-lube shops around any address in the Coldwater area

The site report maps the oil change and quick-lube shops on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Coldwater area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $1,023 per household (7% above the U.S. average), households in the Coldwater area spend about $17.3M a year on vehicle maintenance and repairs. That is about $8.6M of household spending for each shop on map listings. The spending figure covers all vehicle maintenance and repairs, not only oil change and quick-lube shops.

There are 2 oil change and quick-lube shops on map listings in the Coldwater area as of September 2026. That is 1.2 per 10,000 households.

Official counts don’t publish a figure for oil change and lubrication shops in the Coldwater area, since they leave out counts under 3.

Population estimates put the population change in the Coldwater area from 2020 to 2025 at +2.5%, slower than the U.S. (+3.1%). With 2 oil change and quick-lube shops on map listings, the Coldwater area isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How the Coldwater area compares

The same measures for Michigan and the whole U.S. Spending per listing divides a year of household spending on all vehicle maintenance and repairs by the oil change and quick-lube shops counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Oil change and quick lube in Coldwater, MI area compared with Michigan and the U.S.
MeasureColdwater areaMichiganU.S.
Listings per 10k households1.21.30.7
Spending per listing$8.6M$7.8M$13.7M
Households per official establishmentn/a7,82414,222
Official establishment growth, 2019–2023n/a+7.0%+12.1%
Population growth, 2020–2025+2.5%+0.6%+3.1%
Spending per household on vehicle maintenance and repairs$1,023$1,022$958
Median household income$63,724$72,875$80,734
Groundwork market scoreNot scored15

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
21 chain location
Listings at the U.S. rate for this spending
1The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as oil change and lubrication shops in the Coldwater area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Coldwater area

Population, 2025 estimate
45,993+2.5% since 2020
Households
16,906
Median age
41.6
Homes lived in by their owners
78%
Vehicles per household
1.8
Land area
506 sq. mi.
People per square mile
89
Median household income
$63,724+22.7% vs. 2015–2019, before inflation
Average household income
$79,966
Median home value
$162,500
Jobs located here
14,063
Daytime population
41,389Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Coldwater area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the oil change and quick-lube shops on map listings by name and distance.

Or open the report at the center of the Coldwater area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Other business types in the Coldwater area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many oil change and quick-lube shops are in the Coldwater, MI area?

As of September 2026, map listings count 2 oil change and quick-lube shops in the Coldwater area. The listings count oil change and quick-lube shops. No official count is published for oil change and lubrication shops in the Coldwater area: counts under 3 are left out.

How much do households in the Coldwater, MI area spend on vehicle maintenance and repairs?

About $17.3M a year, or $1,023 per household. That is 7% above the U.S. average (an index of 107, where 100 is the U.S. average). Spread across the 2 oil change and quick-lube shops on map listings, it comes to $8.6M per shop. That spending covers all vehicle maintenance and repairs, which oil change and quick-lube shops share with other businesses in the trade. It is estimated from the incomes of the 16,906 households in the Coldwater area and national spending patterns by income.

How does the Coldwater, MI area compare with the U.S. for oil change and quick-lube shops?

The Coldwater area has 2 oil change and quick-lube shops on map listings, too few for a steady comparison with the U.S. rate. At the U.S. ratio of oil change and quick-lube shops to household spending, the Coldwater area would have about 1, against 2 on map listings.

How fast is the Coldwater, MI area growing?

Population estimates put the Coldwater area at 45,993 people in 2025, up 2.5% since 2020, slower than the U.S. (+3.1%). It has 16,906 households. Median household income in the Coldwater area is $63,724, 21% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 22.7%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Coldwater area has no market score for oil change and quick-lube shops: the score needs at least 5 on map listings, and it has 2.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Coldwater area. It maps the oil change and quick-lube shops on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for oil change and quick-lube shops · All 56 business types in the Coldwater area

Screening a site or an acquisition in the Coldwater area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Coldwater area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.