Food and drink · Small-town market · Michigan
Bakeries and dessert shops in the Coldwater, MI area
How the Coldwater, MI area compares with other small-town markets and the U.S. for bakeries and dessert shops: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 76 out of 100: High
Ranked #26 of 507 scored small-town markets
#2 of 18 scored small-town markets based in Michigan
- Listings
- 10
- 3 chain locations (30%)
- Official establishments
- 3
- All snack bars and retail bakeries
- Household spending a year
- $58.2M
- On food away from home · $3,442 a household
- Spending per listing
- $5.8M
- 40% above the U.S.
- Listings per 10k households
- 5.9
- 40% below the U.S.
- Population, 2025
- 45,993
- +2.5% since 2020
See the bakeries and dessert shops around any address in the Coldwater area
The site report maps the bakeries and dessert shops on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Coldwater area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Coldwater area scores 76 (high) on the Groundwork market score for bakeries and dessert shops, ranking #26 of 507 scored small-town markets and #2 of 18 scored small-town markets based in Michigan. That puts it in the top 10% of small-town markets for bakeries and dessert shops.
Map listings as of September 2026 show 10 bakeries and dessert shops in the Coldwater area. 3 of them (30%) are chain locations, against 35% across the U.S. Per 10,000 households, that is 5.9, 40% below the U.S. rate of 9.8.
At $3,442 per household (15% below the U.S. average), households in the Coldwater area spend about $58.2M a year on food away from home. Spread across 10 bakeries and dessert shops, that is $5.8M per shop, 40% above the U.S. figure of $4.1M. That spending covers all food away from home, which bakeries and dessert shops share with other businesses in the trade.
In 2023, official counts showed 3 businesses with payroll in the Coldwater area classed as snack bars and retail bakeries. That is one for every 5,635 households, against one for every 1,369 across the U.S. The official count takes in all snack bars and retail bakeries, not only bakeries and dessert shops: coffee shops and cafes are counted too. Since fiscal 2022, 1 SBA-backed loan worth $1.2M has gone to businesses classed as snack bars and retail bakeries in the Coldwater area. Population estimates show the Coldwater area grew 2.5% from 2020 to 2025, slower than the U.S. (+3.1%).
How the Coldwater area compares
The same measures for Michigan and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the bakeries and dessert shops counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Coldwater area | Michigan | U.S. |
|---|---|---|---|
| Listings per 10k households | 5.9 | 9.0 | 9.8 |
| Spending per listing | $5.8M | $4.3M | $4.1M |
| Households per official establishment (all snack bars and retail bakeries) | 5,635 | 2,015 | 1,369 |
| Official establishment growth, 2019–2023 | n/a | +16.5% | +24.6% |
| Population growth, 2020–2025 | +2.5% | +0.6% | +3.1% |
| Spending per household on food away from home | $3,442 | $3,875 | $4,070 |
| Median household income | $63,724 | $72,875 | $80,734 |
| Groundwork market score | 76 | 50 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 3All snack bars and retail bakeries
- Employees, 2023
- 60
- Annual payroll, 2023
- $822K
- One-person businesses, 2023
- 0All snack bars and retail bakeries with no payroll
- Map listings, September 2026
- 103 chain locations
- Listings at the U.S. rate for this spending
- 14The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $1.2M
SBA-backed loans to businesses classed as snack bars and retail bakeries in the Coldwater area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3. These official figures cover all snack bars and retail bakeries, not only bakeries and dessert shops.
Population and households in the Coldwater area
- Population, 2025 estimate
- 45,993+2.5% since 2020
- Households
- 16,906
- Median age
- 41.6
- Homes lived in by their owners
- 78%
- Vehicles per household
- 1.8
- Land area
- 506 sq. mi.
- People per square mile
- 89
- Median household income
- $63,724+22.7% vs. 2015–2019, before inflation
- Average household income
- $79,966
- Median home value
- $162,500
- Jobs located here
- 14,063
- Daytime population
- 41,389Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Coldwater area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the bakeries and dessert shops on map listings by name and distance.
Or open the report at the center of the Coldwater area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardBakeries and dessert shops across Michigan
Every Michigan market ranked →The highest-scoring small-town markets in Michigan for bakeries and dessert shops, numbered among those based in Michigan (a market based in another state is listed without a number), with the Coldwater area marked.
Top small-town markets in Michigan
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Holland, MI | 77 | 34 | 7.5 | $5.4M | +2.1% | #23 of 507 |
| 2Coldwater, MI | 76 | 10 | 5.9 | $5.8M | +2.5% | #26 of 507 |
| Marinette, WI-MI | 65 | 19 | 6.5 | $5.3M | +0.3% | #99 of 507 |
| 3Sturgis, MI | 64 | 11 | 4.7 | $7.5M | +0.1% | #104 of 507 |
| 4Owosso, MI | 60 | 21 | 7.5 | $4.8M | −0.4% | #146 of 507 |
| 5Hillsdale, MI | 58 | 15 | 8.4 | $4.2M | 0.0% | #174 of 507 |
| 6Alma, MI | 56 | 12 | 8.1 | $4.3M | −1.1% | #193 of 507 |
| 7Big Rapids, MI | 54 | 12 | 7.2 | $4.6M | +4.7% | #213 of 507 |
| 8Alpena, MI | 51 | 10 | 7.7 | $4.2M | −0.1% | #248 of 507 |
| 9Adrian, MI | 48 | 42 | 10.8 | $3.4M | −1.6% | #280 of 507 |
Other business types in the Coldwater area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
- Restaurants and cafes77
- Sit-down restaurants66
- Fast food and sandwich shops74
- Pizza72
- Coffee shops and cafes72
- Bakeries and dessert shops76
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many bakeries and dessert shops are in the Coldwater, MI area?
There are 10 bakeries and dessert shops on map listings in the Coldwater area as of September 2026. 3 of them (30%) are chain locations. The listings count bakeries, ice cream, donut and dessert shops, candy stores. Official counts show 3 businesses with payroll classed as snack bars and retail bakeries in 2023. That count covers all snack bars and retail bakeries (coffee shops and cafes included), not only bakeries and dessert shops.
How much do households in the Coldwater, MI area spend on food away from home?
About $58.2M a year, or $3,442 per household. That is 15% below the U.S. average (an index of 85, where 100 is the U.S. average). Spread across the 10 bakeries and dessert shops on map listings, it comes to $5.8M per shop. The spending figure covers all food away from home, not only bakeries and dessert shops. It is estimated from the incomes of the 16,906 households in the Coldwater area and national spending patterns by income.
How does the Coldwater, MI area compare with the U.S. for bakeries and dessert shops?
The Coldwater area has 5.9 bakeries and dessert shops per 10,000 households, 40% below the U.S. rate of 9.8. Spending per shop is $5.8M, 40% above the U.S. figure of $4.1M. At the national ratio of bakeries and dessert shops to household spending, the Coldwater area would have about 14, against 10 on map listings. There is one business with payroll in the industry for every 5,635 households, against one for every 1,369 across the U.S.
How fast is the Coldwater, MI area growing?
Population estimates put the Coldwater area at 45,993 people in 2025, up 2.5% since 2020, slower than the U.S. (+3.1%). It has 16,906 households. Median household income in the Coldwater area is $63,724, 21% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 22.7%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Coldwater area scores 76 for bakeries and dessert shops (high), #26 of 507 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Coldwater area. It maps the bakeries and dessert shops on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for bakeries and dessert shops · All 56 business types in the Coldwater area
Screening a site or an acquisition in the Coldwater area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Coldwater area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.