Groundwork

Clothing and laundry · Small-town market · Michigan

Clothing and shoe stores in the Coldwater, MI area

The clothing and shoe stores in the Coldwater, MI area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score · out of 100

Score 74 out of 100: Upper middle

Ranked #65 of 536 scored small-town markets
#5 of 18 scored small-town markets based in Michigan

Listings
12
5 chain locations (42%)
Official establishments
6
Businesses with payroll, 2023
Household spending a year
$29.9M
On clothing, shoes and related services · $1,767 a household
Spending per listing
$2.5M
96% above the U.S.
Listings per 10k households
7.1
56% below the U.S.
Population, 2025
45,993
+2.5% since 2020

See the clothing and shoe stores around any address in the Coldwater area

The site report maps the clothing and shoe stores on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Coldwater area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $1,767 per household (14% below the U.S. average), households in the Coldwater area spend about $29.9M a year on clothing, shoes and related services. Spread across 12 clothing and shoe stores, that is $2.5M per store, 96% above the U.S. figure of $1.3M. The spending figure covers all clothing, shoes and related services, not only clothing and shoe stores.

The Coldwater area has 12 clothing and shoe stores on map listings as of September 2026. Of those, 5 are chain locations, or 42%, against 44% across the U.S. That comes to 7.1 for every 10,000 households, 56% below the U.S. rate of 16.2.

The official count of businesses with payroll classed as clothing and shoe stores in the Coldwater area was 6 in 2023. That is one for every 2,818 households, against one for every 1,273 across the U.S. Official counts also show 19 one-person businesses without payroll.

Population estimates show the Coldwater area grew 2.5% from 2020 to 2025, slower than the U.S. (+3.1%). The Coldwater area scores 74 (upper middle) on the Groundwork market score for clothing and shoe stores, ranking #65 of 536 scored small-town markets and #5 of 18 scored small-town markets based in Michigan. That puts it in the top quarter of small-town markets.

How the Coldwater area compares

The same measures for Michigan and the whole U.S. Spending per listing divides a year of household spending on all clothing, shoes and related services by the clothing and shoe stores counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Clothing and shoe stores in Coldwater, MI area compared with Michigan and the U.S.
MeasureColdwater areaMichiganU.S.
Listings per 10k households7.114.116.2
Spending per listing$2.5M$1.4M$1.3M
Households per official establishment2,8181,5111,273
Official establishment growth, 2019–2023n/a−13.3%−12.2%
Population growth, 2020–2025+2.5%+0.6%+3.1%
Spending per household on clothing, shoes and related services$1,767$1,975$2,055
Median household income$63,724$72,875$80,734
Groundwork market score7453

Official counts and lending

Businesses

Official establishments, 2019 to 2023
6
Employees, 2023
86
Annual payroll, 2023
$2.1M
One-person businesses, 2023
19Businesses with no payroll
Map listings, September 2026
125 chain locations
Listings at the U.S. rate for this spending
24The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as clothing and shoe stores in the Coldwater area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Coldwater area

Population, 2025 estimate
45,993+2.5% since 2020
Households
16,906
Median age
41.6
Homes lived in by their owners
78%
Vehicles per household
1.8
Land area
506 sq. mi.
People per square mile
89
Median household income
$63,724+22.7% vs. 2015–2019, before inflation
Average household income
$79,966
Median home value
$162,500
Jobs located here
14,063
Daytime population
41,389Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Coldwater area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the clothing and shoe stores on map listings by name and distance.

Or open the report at the center of the Coldwater area. Signed out, you see a blurred preview; on an account, each report is one action.

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Clothing and shoe stores across Michigan

Every Michigan market ranked →

The highest-scoring small-town markets in Michigan for clothing and shoe stores, numbered among those based in Michigan (a market based in another state is listed without a number), with the Coldwater area marked.

Top small-town markets in Michigan

Small-town markets in Michigan ranked for clothing and shoe stores by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Holland, MI794610.1$2M+2.1%#35 of 536
2Hillsdale, MI76116.2$2.9M0.0%#47 of 536
3Owosso, MI76207.1$2.6M−0.4%#51 of 536
4Houghton, MI76138.4$2.1M+1.8%#54 of 536
5Coldwater, MI74127.1$2.5M+2.5%#65 of 536
6Sturgis, MI73187.6$2.3M+0.1%#71 of 536
7Big Rapids, MI72159.0$1.9M+4.7%#86 of 536
Marinette, WI-MI70227.5$2.3M+0.3%#97 of 536
8Adrian, MI68359.0$2.1M−1.6%#111 of 536
9Alma, MI6696.1$2.9M−1.1%#123 of 536

Other business types in the Coldwater area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many clothing and shoe stores are in the Coldwater, MI area?

Map listings as of September 2026 show 12 clothing and shoe stores in the Coldwater area. 5 of them (42%) are chain locations. The listings count clothing, shoe and accessory stores and boutiques. Official counts show 6 businesses with payroll classed as clothing and shoe stores in 2023. Another 19 one-person businesses have no payroll, by official counts.

How much do households in the Coldwater, MI area spend on clothing, shoes and related services?

About $29.9M a year, or $1,767 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). Spread across the 12 clothing and shoe stores on map listings, it comes to $2.5M per store. That spending covers all clothing, shoes and related services, which clothing and shoe stores share with other businesses in the trade. It is estimated from the incomes of the 16,906 households in the Coldwater area and national spending patterns by income.

How does the Coldwater, MI area compare with the U.S. for clothing and shoe stores?

The Coldwater area has 7.1 clothing and shoe stores per 10,000 households, 56% below the U.S. rate of 16.2. Spending per store is $2.5M, 96% above the U.S. figure of $1.3M. At the U.S. ratio of clothing and shoe stores to household spending, the Coldwater area would have about 24, against 12 on map listings. There is one business with payroll in the industry for every 2,818 households, against one for every 1,273 across the U.S.

How fast is the Coldwater, MI area growing?

Population estimates put the Coldwater area at 45,993 people in 2025, up 2.5% since 2020, slower than the U.S. (+3.1%). It has 16,906 households. Median household income in the Coldwater area is $63,724, 21% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 22.7%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Coldwater area scores 74 for clothing and shoe stores (upper middle), #65 of 536 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Coldwater area. It maps the clothing and shoe stores on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for clothing and shoe stores · All 56 business types in the Coldwater area

Screening a site or an acquisition in the Coldwater area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Coldwater area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.