County profile · Kentucky
Garrard County, KY market data
Population, household spending and competition for 56 business types in Garrard County, each scored against other counties.
- Population, 2025
- 18,207
- +7.3% since 2020
- Households
- 6,695
- Median household income
- $63,087
- +19.9% vs. 2015–2019, before inflation
- Median home value
- $204,900
- Jobs located here
- 2,429
- Highest market score
- 82
- Auto repair and car care, #95 of 2,401 scored counties
A site report maps the competitors on map listings around any address in Garrard County by name and distance, and the households and spending within reach. Or open the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
An estimated 18,207 people live in Garrard County, in 6,695 households. Population estimates show Garrard County grew 7.3% from 2020 to 2025, faster than the U.S. (+3.1%). The median household income in Garrard County is $63,087 a year, 22% below the U.S. median of $80,734. That rose 19.9% from the 2015–2019 survey, before inflation.
Set against the U.S., households in Garrard County spend the most on vehicle insurance (an index of 143, where 100 is the U.S. average) and the least on memberships, classes and admissions (56).
The highest Groundwork market scores in Garrard County are for auto repair and car care businesses (82), restaurants and cafes (77) and fast food and sandwich shops (73). Garrard County ranks #95 of 2,401 scored counties for auto repair and car care businesses.
For its number of households, Garrard County has the most map listings, relative to the U.S., for gas stations (37% above the U.S. rate) and the fewest for medical and dental practices (56% below the U.S. rate).
All 56 business types in Garrard County
Highest Groundwork market score first. Each score compares Garrard County with other counties for that business type, from 0 to 100. Spending per listing divides a whole spending line (all vehicle repairs, all eating out) by one type’s listings: the demand for each competitor, not a business’s revenue. Compare it across markets with its index, where 100 is the U.S. figure for the same type; the real estate types, whose line is all housing costs, show the index only. How the score works.
| Business type | Score | Rank among counties | Listings | Per 10k households | Spending per listing | Spending per listing vs. U.S. (100) | Official establishments |
|---|---|---|---|---|---|---|---|
| Auto repair and car care | 82 | #95 of 2,401 | 18 | 26.9 | $366K | 136 | 3 |
| Restaurants and cafes | 77 | #200 of 2,405 | 40 | 59.7 | $544K | 147 | 11 |
| Fast food and sandwich shops | 73 | #288 of 2,222 | 6 | 9.0 | $3.6M | 119 | 5 |
| Clothing, shoes and laundry | 72 | #307 of 2,210 | 5 | 7.5 | $2.2M | 250 | Under 3 |
| Sit-down restaurants | 72 | #324 of 2,405 | 24 | 35.8 | $906K | 137 | 6 |
| Auto repair shops | 71 | #317 of 2,378 | 12 | 17.9 | $549K | 123 | Under 3 |
| Insurance agencies | 71 | #426 of 2,272 | 7 | 10.5 | $2.7M | 213 | 9 |
| Doctors, dentists and clinics | 70 | #353 of 2,394 | 25 | 37.3 | $263K | 172 | 3 |
| Salons, barbers and spas | 69 | #313 of 2,385 | 14 | 20.9 | $376K | 177 | Under 3 |
| Hair salons | 66 | #417 of 2,339 | 9 | 13.4 | $585K | 136 | Under 3 |
| Gas stations | 66 | #534 of 2,358 | 10 | 14.9 | $2.2M | 91 | 9 |
| Real estate | 60 | #577 of 2,229 | 13 | 19.4 | Index only | 163 | 7 |
| Pet businesses | 60 | #669 of 2,200 | 7 | 10.5 | $731K | 83 | Under 3 |
| Grocery and convenience stores | 55 | #990 of 2,402 | 14 | 20.9 | $2.7M | 79 | Under 3 |
| Real estate agents and brokers | 54 | #822 of 2,176 | 10 | 14.9 | Index only | 168 | 7 |
| Convenience stores | 53 | #1,034 of 2,261 | 7 | 10.5 | $5.3M | 68 | Under 3 |
| Grocery stores | 50 | #1,030 of 2,070 | 5 | 7.5 | $7.5M | 80 | Under 3 |
| Primary care and pediatrics | 46 | #1,000 of 1,656 | 8 | 11.9 | $822K | 46 | 3 |
| Home repair trades | 35 | #1,699 of 2,057 | 9 | 13.4 | $1.9M | 78 | 20 |
| HVAC and plumbing | Not scored | Not scored | 4 | 6.0 | $4.3M | 90 | 14 |
| Barbershops | Not scored | Not scored | 3 | 4.5 | $1.8M | 93 | Under 3 |
| Car washes and detailing | Not scored | Not scored | 3 | 4.5 | $2.2M | 87 | Under 3 |
| Child care and preschools | Not scored | Not scored | 3 | 4.5 | $750K | 75 | 5 |
| Clothing and shoe stores | Not scored | Not scored | 3 | 4.5 | $3.7M | 288 | Under 3 |
| Dentists and orthodontists | Not scored | Not scored | 3 | 4.5 | $2.2M | 223 | Under 3 |
| Electricians | Not scored | Not scored | 3 | 4.5 | $5.7M | 47 | 6 |
| Lawn, cleaning and pest control | Not scored | Not scored | 3 | 4.5 | $2.9M | 173 | 5 |
| Pet grooming and boarding | Not scored | Not scored | 3 | 4.5 | $1.7M | 67 | Under 3 |
| Pizza | Not scored | Not scored | 3 | 4.5 | $7.3M | 143 | 5 |
| Funeral homes | Not scored | Not scored | 2 | 3.0 | $509K | Too few | Under 3 |
| Home inspectors | Not scored | Not scored | 2 | 3.0 | Index only | Too few | Under 3 |
| Landscaping and lawn care | Not scored | Not scored | 2 | 3.0 | $4.4M | Too few | 5 |
| Roofing and gutters | Not scored | Not scored | 2 | 3.0 | $8.5M | Too few | Under 3 |
| Tire shops | Not scored | Not scored | 2 | 3.0 | $3.3M | Too few | Under 3 |
| Bakeries and dessert shops | Not scored | Not scored | 1 | 1.5 | $21.8M | Too few | Under 3 |
| Chiropractors | Not scored | Not scored | 1 | 1.5 | $6.6M | Too few | Under 3 |
| Coffee shops and cafes | Not scored | Not scored | 1 | 1.5 | $21.8M | Too few | Under 3 |
| Collision repair and body shops | Not scored | Not scored | 1 | 1.5 | $6.6M | Too few | Under 3 |
| Dry cleaners | Not scored | Not scored | 1 | 1.5 | $11M | Too few | Under 3 |
| Gyms, studios and classes | Not scored | Not scored | 1 | 1.5 | $3.7M | Too few | Under 3 |
| Laundromats | Not scored | Not scored | 1 | 1.5 | $11M | Too few | Under 3 |
| Martial arts and dance studios | Not scored | Not scored | 1 | 1.5 | $3.7M | Too few | Under 3 |
| Mortgage brokers and lenders | Not scored | Not scored | 1 | 1.5 | Index only | Too few | Under 3 |
| Nail salons | Not scored | Not scored | 1 | 1.5 | $5.3M | Too few | Under 3 |
| Oil change and quick lube | Not scored | Not scored | 1 | 1.5 | $6.6M | Too few | Under 3 |
| Optometrists and eye care | Not scored | Not scored | 1 | 1.5 | $6.6M | Too few | Under 3 |
| Pest control | Not scored | Not scored | 1 | 1.5 | $8.7M | Too few | Under 3 |
| Physical therapy | Not scored | Not scored | 1 | 1.5 | $6.6M | Too few | Under 3 |
| Spas and skin care | Not scored | Not scored | 1 | 1.5 | $5.3M | Too few | Under 3 |
| Veterinarians | Not scored | Not scored | 1 | 1.5 | $5.1M | Too few | Under 3 |
| Gyms | Not scored | Not scored | 0 | 0.0 | None listed | None listed | Under 3 |
| House cleaning | Not scored | Not scored | 0 | 0.0 | None listed | None listed | Under 3 |
| Pet stores | Not scored | Not scored | 0 | 0.0 | None listed | None listed | Under 3 |
| Property management | Not scored | Not scored | 0 | 0.0 | None listed | None listed | Under 3 |
| Urgent care and walk-in clinics | Not scored | Not scored | 0 | 0.0 | None listed | None listed | Under 3 |
| Yoga, Pilates and fitness studios | Not scored | Not scored | 0 | 0.0 | None listed | None listed | Under 3 |
Household spending in Garrard County
What households here spend in a year on each line, in total and per household, with the index against the U.S. average (100).
| Spending line | A year, all households | Per household | Index vs. U.S. (100) |
|---|---|---|---|
| Vehicle maintenance and repairs | $6.6M | $984 | 103 |
| Gasoline and other fuels | $21.8M | $3,255 | 125 |
| Food away from home | $21.8M | $3,249 | 80 |
| Groceries | $37.3M | $5,575 | 88 |
| Personal care products and services | $5.3M | $787 | 78 |
| Child care and other personal services | $2.2M | $336 | 58 |
| Memberships, classes and admissions | $3.7M | $548 | 56 |
| Medical and dental services | $6.6M | $982 | 76 |
| Pets | $5.1M | $764 | 84 |
| Clothing, shoes and related services | $11M | $1,640 | 80 |
| Vehicle insurance | $18.7M | $2,795 | 143 |
| Home repairs, maintenance and insurance | $17.1M | $2,551 | 85 |
| Lawn care, cleaning and other household services | $8.7M | $1,304 | 92 |
| Rent and homeowner costs | $91.7M | $13,700 | 82 |
Household spending is estimated from the incomes of the households in each neighborhood, using what households at each income spent nationally in 2024, adjusted for the region. It counts what residents spend, wherever they spend it.
Population and households in Garrard County
- Population, 2025 estimate
- 18,207+7.3% since 2020
- Households
- 6,695
- Median age
- 41.8
- Homes lived in by their owners
- 80%
- Vehicles per household
- 2.1
- Land area
- 230 sq. mi.
- People per square mile
- 76
- Median household income
- $63,087+19.9% vs. 2015–2019, before inflation
- Average household income
- $78,527
- Median home value
- $204,900
- Jobs located here
- 2,429
- Daytime population
- 12,659Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Garrard County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the competitors on map listings by name and distance, for any of the 56 business types.
Or open the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardRelated markets
Nearest counties in Kentucky 8
- Boyle County, KY30,941 people
- Lincoln County, KY24,504 people
- Madison County, KY95,769 people
- Jessamine County, KY54,588 people
- Mercer County, KY23,028 people
- Rockcastle County, KY16,163 people
- Fayette County, KY323,725 people
- Woodford County, KY27,279 people
Questions
How fast is Garrard County, KY growing?
Population estimates put Garrard County at 18,207 people in 2025, up 7.3% since 2020, faster than the U.S. (+3.1%). It has 6,695 households. Against the 2015–2019 survey, median household income rose 19.9%, before inflation.
How much do households in Garrard County, KY spend?
Households in Garrard County spend about $91.7M a year on rent and homeowner costs, $37.3M on groceries and $21.8M on gasoline and other fuels. Relative to the U.S., household spending in Garrard County runs highest on vehicle insurance (an index of 143, where 100 is the U.S. average) and lowest on memberships, classes and admissions (56).
Which business types have the highest market scores in Garrard County, KY?
Of the business types scored in Garrard County, auto repair and car care businesses (82), restaurants and cafes (77) and fast food and sandwich shops (73) have the highest Groundwork market scores. For auto repair and car care businesses, that ranks #95 of 2,401 scored counties.
How does Garrard County, KY compare with the U.S.?
Median household income in Garrard County is $63,087, 22% below the U.S. median of $80,734. The population rose 7.3% from 2020 to 2025, against +3.1% for the U.S. The median home value is $204,900, against $332,700 for the U.S. Against the U.S., map listings per household run highest for gas stations (37% above the U.S. rate) and lowest for medical and dental practices (56% below the U.S. rate).
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. 19 of the 56 business types have a score in Garrard County, each ranked against other counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Garrard County. It maps the competitors on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
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Screening a site or an acquisition in Garrard County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.