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HVAC and plumbing companies in Garrard County, KY

How Garrard County, KY compares with other counties and the U.S. for HVAC and plumbing companies: competitors, household spending, official counts and growth.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 4.

Listings
4
0 chain locations (0%)
Official establishments
14
Businesses with payroll, 2023
Household spending a year
$17.1M
On home repairs, maintenance and insurance · $2,551 a household
Spending per listing
$4.3M
10% below the U.S.
Listings per 10k households
6.0
5% below the U.S.
Population, 2025
18,207
+7.3% since 2020

See the HVAC and plumbing companies around any address in Garrard County

The site report maps the HVAC and plumbing companies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 4 HVAC and plumbing companies in Garrard County. That comes to 6.0 for every 10,000 households, 5% below the U.S. rate of 6.3.

Household spending on home repairs, maintenance and insurance in Garrard County comes to about $17.1M a year: $2,551 per household, 15% below the U.S. average. Spread across 4 HVAC and plumbing companies, that is $4.3M per company, 10% below the U.S. figure of $4.8M. That spending covers all home repairs, maintenance and insurance, which HVAC and plumbing companies share with other businesses in the trade.

In 2023, official counts showed 14 businesses with payroll in Garrard County classed as plumbing, heating and air-conditioning contractors. That is one for every 478 households, against one for every 1,162 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $850K have gone to businesses classed as plumbing, heating and air-conditioning contractors in Garrard County.

Population estimates put the population change in Garrard County from 2020 to 2025 at +7.3%, faster than the U.S. (+3.1%). With 4 HVAC and plumbing companies on map listings, Garrard County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How Garrard County compares

The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all home repairs, maintenance and insurance by the HVAC and plumbing companies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

HVAC and plumbing in Garrard County, KY compared with Kentucky and the U.S.
MeasureGarrard CountyKentuckyU.S.
Listings per 10k households6.05.66.3
Spending per listing$4.3M$4.8M$4.8M
Households per official establishment4781,3161,162
Official establishment growth, 2019–2023n/a+9.4%+7.6%
Population growth, 2020–2025+7.3%+2.2%+3.1%
Spending per household on home repairs, maintenance and insurance$2,551$2,674$3,018
Median household income$63,087$63,726$80,734
Groundwork market scoreNot scored52

Official counts and lending

Businesses

Official establishments, 2019 to 2023
10 → 14
Employees, 2023
108
Annual payroll, 2023
$6.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
40 chain locations
Listings at the U.S. rate for this spending
4The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
2
Amount
$850K

SBA-backed loans to businesses classed as plumbing, heating and air-conditioning contractors in Garrard County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Garrard County

Population, 2025 estimate
18,207+7.3% since 2020
Households
6,695
Median age
41.8
Homes lived in by their owners
80%
Vehicles per household
2.1
Land area
230 sq. mi.
People per square mile
76
Median household income
$63,087+19.9% vs. 2015–2019, before inflation
Average household income
$78,527
Median home value
$204,900
Jobs located here
2,429
Daytime population
12,659Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Garrard County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the HVAC and plumbing companies on map listings by name and distance.

Or open the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.

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HVAC and plumbing across Kentucky

Every Kentucky market ranked →

The highest-scoring counties in Kentucky for HVAC and plumbing companies, numbered among those based in Kentucky, with Garrard County marked.

Top counties in Kentucky

Counties in Kentucky ranked for HVAC and plumbing companies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Anderson County, KY7755.2$5.4M+5.5%#92 of 1,707
2Woodford County, KY7265.5$5.4M+3.7%#171 of 1,707
3Kenton County, KY71416.1$5M+3.9%#192 of 1,707
4Campbell County, KY67174.3$6.9M+2.5%#271 of 1,707
5Laurel County, KY6793.8$6.6M+1.6%#274 of 1,707
6Scott County, KY65187.9$3.8M+8.2%#351 of 1,707
7Mercer County, KY6466.5$4.1M+4.8%#379 of 1,707
8Meade County, KY6354.5$6.3M+2.2%#388 of 1,707
9Oldham County, KY63198.3$4.5M+4.9%#401 of 1,707
10Warren County, KY63366.5$4.2M+10.6%#405 of 1,707
Garrard County, KYNot scored46.0$4.3M+7.3%

Other business types in Garrard County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many HVAC and plumbing companies are in Garrard County, KY?

Garrard County has 4 HVAC and plumbing companies on map listings as of September 2026. The listings count heating and air-conditioning companies and plumbers. Official counts show 14 businesses with payroll classed as plumbing, heating and air-conditioning contractors in 2023.

How much do households in Garrard County, KY spend on home repairs, maintenance and insurance?

About $17.1M a year, or $2,551 per household. That is 15% below the U.S. average (an index of 85, where 100 is the U.S. average). Spread across the 4 HVAC and plumbing companies on map listings, it comes to $4.3M per company. The spending figure covers all home repairs, maintenance and insurance, not only HVAC and plumbing companies. It is estimated from the incomes of the 6,695 households in Garrard County and national spending patterns by income.

How does Garrard County, KY compare with the U.S. for HVAC and plumbing companies?

Garrard County has 6.0 HVAC and plumbing companies per 10,000 households, 5% below the U.S. rate of 6.3. Spending per company is $4.3M, 10% below the U.S. figure of $4.8M. The count on map listings matches the U.S. ratio of HVAC and plumbing companies to household spending. There is one business with payroll in the industry for every 478 households, against one for every 1,162 across the U.S.

How fast is Garrard County, KY growing?

Population estimates put Garrard County at 18,207 people in 2025, up 7.3% since 2020, faster than the U.S. (+3.1%). It has 6,695 households. The median household income in Garrard County is $63,087 a year, 22% below the U.S. median of $80,734. That rose 19.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Garrard County has no market score for HVAC and plumbing companies: the score needs at least 5 on map listings, and it has 4.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Garrard County. It maps the HVAC and plumbing companies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for HVAC and plumbing companies · All 56 business types in Garrard County

Screening a site or an acquisition in Garrard County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.