Real estate · County · Kentucky
Real estate agents and brokers in Garrard County, KY
How Garrard County, KY compares with other counties and the U.S. for real estate agents and brokers: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 54 out of 100: Upper middle
Ranked #822 of 2,176 scored counties
#36 of 72 scored counties in Kentucky
- Listings
- 10
- 0 chain locations (0%)
- Official establishments
- 7
- Businesses with payroll, 2023
- Household spending a year
- $91.7M
- On rent and homeowner costs · $13,700 a household
- Housing spending per listing (U.S. = 100)
- 168
- 68% above the U.S.
- Listings per 10k households
- 14.9
- 51% below the U.S.
- Population, 2025
- 18,207
- +7.3% since 2020
See the real estate agents and brokers around any address in Garrard County
The site report maps the real estate agents and brokers on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 10 real estate agents and brokers in Garrard County. None of them are chain locations, against 4% across the U.S. Per 10,000 households, that is 14.9, 51% below the U.S. rate of 30.6.
Household spending on rent and homeowner costs in Garrard County comes to about $91.7M a year: $13,700 per household, 18% below the U.S. average. Housing spending per office is 68% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate agents and brokers take in.
Official counts show 7 businesses with payroll classed as offices of real estate agents and brokers in Garrard County in 2023. That is one for every 956 households, against one for every 788 across the U.S.
Population estimates put the population change in Garrard County from 2020 to 2025 at +7.3%, faster than the U.S. (+3.1%). For real estate agents and brokers, Garrard County has a Groundwork market score of 54 (upper middle): #822 of 2,176 scored counties and #36 of 72 scored counties in Kentucky.
How Garrard County compares
The same measures for Kentucky and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Garrard County | Kentucky | U.S. |
|---|---|---|---|
| Listings per 10k households | 14.9 | 21.5 | 30.6 |
| Housing spending per listing (U.S. = 100) | 168 | 122 | 100 |
| Households per official establishment | 956 | 1,251 | 788 |
| Official establishment growth, 2019–2023 | n/a | +21.6% | +20.1% |
| Population growth, 2020–2025 | +7.3% | +2.2% | +3.1% |
| Spending per household on rent and homeowner costs | $13,700 | $14,283 | $16,661 |
| Median household income | $63,087 | $63,726 | $80,734 |
| Groundwork market score | 54 | 60 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 6 → 7
- Employees, 2023
- 15
- Annual payroll, 2023
- $261K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 100 chain locations
- Listings at the U.S. rate for this spending
- 17The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as offices of real estate agents and brokers in Garrard County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Garrard County
- Population, 2025 estimate
- 18,207+7.3% since 2020
- Households
- 6,695
- Median age
- 41.8
- Homes lived in by their owners
- 80%
- Vehicles per household
- 2.1
- Land area
- 230 sq. mi.
- People per square mile
- 76
- Median household income
- $63,087+19.9% vs. 2015–2019, before inflation
- Average household income
- $78,527
- Median home value
- $204,900
- Jobs located here
- 2,429
- Daytime population
- 12,659Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Garrard County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate agents and brokers on map listings by name and distance.
Or open the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardReal estate agents and brokers across Kentucky
Every Kentucky market ranked →The highest-scoring counties in Kentucky for real estate agents and brokers, numbered among those based in Kentucky, with Garrard County marked.
Top counties in Kentucky
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Harrison County, KY | 78 | 6 | 8.2 | 318 | +4.9% | #52 of 2,176 |
| 2Spencer County, KY | 75 | 10 | 13.7 | 222 | +7.7% | #87 of 2,176 |
| 3Grant County, KY | 72 | 7 | 7.6 | 341 | +4.7% | #146 of 2,176 |
| 4Hart County, KY | 71 | 5 | 6.8 | 353 | +4.3% | #169 of 2,176 |
| 5Woodford County, KY | 71 | 15 | 13.9 | 208 | +3.7% | #182 of 2,176 |
| 6Marion County, KY | 70 | 6 | 7.8 | 318 | +2.7% | #203 of 2,176 |
| 7Bullitt County, KY | 70 | 37 | 11.7 | 243 | +5.0% | #209 of 2,176 |
| 8Nelson County, KY | 70 | 24 | 12.5 | 212 | +4.8% | #214 of 2,176 |
| 9Lincoln County, KY | 68 | 8 | 8.2 | 293 | +4.6% | #259 of 2,176 |
| 10Graves County, KY | 68 | 14 | 9.9 | 247 | +1.4% | #268 of 2,176 |
| 36Garrard County, KY | 54 | 10 | 14.9 | 168 | +7.3% | #822 of 2,176 |
Other business types in Garrard County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate60
- Real estate agents and brokers54
- Property management
- Mortgage brokers and lenders
- Home inspectors
Funeral services
Questions
How many real estate agents and brokers are in Garrard County, KY?
Garrard County has 10 real estate agents and brokers on map listings as of September 2026. None of them are chain locations. The listings count real estate agents and brokerages, commercial brokers included. Official counts show 7 businesses with payroll classed as offices of real estate agents and brokers in 2023.
How much do households in Garrard County, KY spend on rent and homeowner costs?
About $91.7M a year, or $13,700 per household. That is 18% below the U.S. average (an index of 82, where 100 is the U.S. average). For the 10 real estate agents and brokers on map listings, housing spending per office is 68% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate agents and brokers take in. It is estimated from the incomes of the 6,695 households in Garrard County and national spending patterns by income.
How does Garrard County, KY compare with the U.S. for real estate agents and brokers?
Garrard County has 14.9 real estate agents and brokers per 10,000 households, 51% below the U.S. rate of 30.6. The index of housing spending per office is 168, where 100 is the U.S. At the national ratio of real estate agents and brokers to household spending, Garrard County would have about 17, against 10 on map listings. There is one business with payroll in the industry for every 956 households, against one for every 788 across the U.S.
How fast is Garrard County, KY growing?
Population estimates put Garrard County at 18,207 people in 2025, up 7.3% since 2020, faster than the U.S. (+3.1%). It has 6,695 households. The median household income in Garrard County is $63,087 a year, 22% below the U.S. median of $80,734. That rose 19.9% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Garrard County scores 54 for real estate agents and brokers (upper middle), #822 of 2,176 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Garrard County. It maps the real estate agents and brokers on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for real estate agents and brokers · All 56 business types in Garrard County
Screening a site or an acquisition in Garrard County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.