Food and drink · County · Kentucky
Restaurants and cafes in Garrard County, KY
Competitor counts, household spending and official business counts for restaurants and cafes in Garrard County, KY, set against other counties and the U.S.
Groundwork market score · out of 100
Score 77 out of 100: High
Ranked #200 of 2,405 scored counties
#10 of 99 scored counties in Kentucky
- Listings
- 40
- 9 chain locations (23%)
- Official establishments
- 11
- Businesses with payroll, 2023
- Household spending a year
- $21.8M
- On food away from home · $3,249 a household
- Spending per listing
- $544K
- 47% above the U.S.
- Listings per 10k households
- 59.7
- 46% below the U.S.
- Population, 2025
- 18,207
- +7.3% since 2020
See the restaurants and cafes around any address in Garrard County
The site report maps the restaurants and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
For restaurants and cafes, Garrard County has a Groundwork market score of 77 (high): #200 of 2,405 scored counties and #10 of 99 scored counties in Kentucky. That puts it in the top 10% of counties for restaurants and cafes.
As of September 2026, map listings count 40 restaurants and cafes in Garrard County. Chain locations make up 23% of them, against 34% across the U.S. That is 59.7 per 10,000 households, 46% below the U.S. rate of 109.8.
Household spending on food away from home in Garrard County comes to about $21.8M a year: $3,249 per household, 20% below the U.S. average. Spread across 40 restaurants and cafes, that is $544K per restaurant, 47% above the U.S. figure of $371K.
In 2023, official counts showed 11 businesses with payroll in Garrard County classed as restaurants and other eating places. That is one for every 609 households, against one for every 209 across the U.S. Between 2020 and 2025, the population of Garrard County grew 7.3%, faster than the U.S. (+3.1%).
How Garrard County compares
The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the restaurants and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Garrard County | Kentucky | U.S. |
|---|---|---|---|
| Listings per 10k households | 59.7 | 89.4 | 109.8 |
| Spending per listing | $544K | $390K | $371K |
| Households per official establishment | 609 | 260 | 209 |
| Official establishment growth, 2019–2023 | n/a | +5.0% | +6.0% |
| Population growth, 2020–2025 | +7.3% | +2.2% | +3.1% |
| Spending per household on food away from home | $3,249 | $3,489 | $4,070 |
| Median household income | $63,087 | $63,726 | $80,734 |
| Groundwork market score | 77 | 58 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 12 → 11
- Employees, 2023
- 136
- Annual payroll, 2023
- $2.4M
- One-person businesses, 2023
- 4Businesses with no payroll
- Map listings, September 2026
- 409 chain locations
- Listings at the U.S. rate for this spending
- 59The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as restaurants and other eating places in Garrard County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Garrard County
- Population, 2025 estimate
- 18,207+7.3% since 2020
- Households
- 6,695
- Median age
- 41.8
- Homes lived in by their owners
- 80%
- Vehicles per household
- 2.1
- Land area
- 230 sq. mi.
- People per square mile
- 76
- Median household income
- $63,087+19.9% vs. 2015–2019, before inflation
- Average household income
- $78,527
- Median home value
- $204,900
- Jobs located here
- 2,429
- Daytime population
- 12,659Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Garrard County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the restaurants and cafes on map listings by name and distance.
Or open the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardRestaurants and cafes across Kentucky
Every Kentucky market ranked →The highest-scoring counties in Kentucky for restaurants and cafes, numbered among those based in Kentucky, with Garrard County marked.
Top counties in Kentucky
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Spencer County, KY | 94 | 31 | 42.4 | $1M | +7.7% | #5 of 2,405 |
| 2Oldham County, KY | 87 | 151 | 65.6 | $763K | +4.9% | #41 of 2,405 |
| 3Bullitt County, KY | 85 | 208 | 65.5 | $593K | +5.0% | #64 of 2,405 |
| 4Henry County, KY | 79 | 31 | 50.4 | $662K | +4.8% | #145 of 2,405 |
| 5Scott County, KY | 79 | 187 | 82.6 | $492K | +8.2% | #159 of 2,405 |
| 6Meade County, KY | 78 | 65 | 59.1 | $637K | +2.2% | #169 of 2,405 |
| 7Jessamine County, KY | 78 | 126 | 63.3 | $600K | +7.8% | #171 of 2,405 |
| 8Lincoln County, KY | 77 | 38 | 39.2 | $792K | +4.6% | #185 of 2,405 |
| 9Allen County, KY | 77 | 46 | 57.2 | $559K | +9.5% | #197 of 2,405 |
| 10Garrard County, KY | 77 | 40 | 59.7 | $544K | +7.3% | #200 of 2,405 |
Other business types in Garrard County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
- Restaurants and cafes77
- Sit-down restaurants72
- Fast food and sandwich shops73
- Pizza
- Coffee shops and cafes
- Bakeries and dessert shops
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many restaurants and cafes are in Garrard County, KY?
Garrard County has 40 restaurants and cafes on map listings as of September 2026. 9 of them (23%) are chain locations. The listings count every restaurant, cafe, bar, bakery and food truck. Official counts show 11 businesses with payroll classed as restaurants and other eating places in 2023. Official counts also show 4 one-person businesses without payroll.
How much do households in Garrard County, KY spend on food away from home?
About $21.8M a year, or $3,249 per household. That is 20% below the U.S. average (an index of 80, where 100 is the U.S. average). Spread across the 40 restaurants and cafes on map listings, it comes to $544K per restaurant. It is estimated from the incomes of the 6,695 households in Garrard County and national spending patterns by income.
How does Garrard County, KY compare with the U.S. for restaurants and cafes?
Garrard County has 59.7 restaurants and cafes per 10,000 households, 46% below the U.S. rate of 109.8. Spending per restaurant is $544K, 47% above the U.S. figure of $371K. At the national ratio of restaurants and cafes to household spending, Garrard County would have about 59, against 40 on map listings. There is one business with payroll in the industry for every 609 households, against one for every 209 across the U.S.
How fast is Garrard County, KY growing?
Population estimates put Garrard County at 18,207 people in 2025, up 7.3% since 2020, faster than the U.S. (+3.1%). It has 6,695 households. The median household income in Garrard County is $63,087 a year, 22% below the U.S. median of $80,734. That rose 19.9% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Garrard County scores 77 for restaurants and cafes (high), #200 of 2,405 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Garrard County. It maps the restaurants and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for restaurants and cafes · All 56 business types in Garrard County
Screening a site or an acquisition in Garrard County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.