Home services · County · Kentucky
Home repair companies in Garrard County, KY
How Garrard County, KY compares with other counties and the U.S. for home repair companies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 35 out of 100: Lower middle
Ranked #1,699 of 2,057 scored counties
#54 of 60 scored counties in Kentucky
- Listings
- 9
- 0 chain locations (0%)
- Official establishments
- 20
- Businesses with payroll, 2023
- Household spending a year
- $17.1M
- On home repairs, maintenance and insurance · $2,551 a household
- Spending per listing
- $1.9M
- 22% below the U.S.
- Listings per 10k households
- 13.4
- 8% above the U.S.
- Population, 2025
- 18,207
- +7.3% since 2020
See the home repair companies around any address in Garrard County
The site report maps the home repair companies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
For home repair companies, Garrard County has a Groundwork market score of 35 (lower middle): #1,699 of 2,057 scored counties and #54 of 60 scored counties in Kentucky. That puts it in the bottom quarter of counties.
Households in Garrard County spend about $17.1M a year on home repairs, maintenance and insurance, or $2,551 per household, 15% below the U.S. average. Spread across 9 home repair companies, that is $1.9M per company, 22% below the U.S. figure of $2.4M.
Garrard County has 9 home repair companies on map listings as of September 2026. None of them are chain locations, against 4% across the U.S. That comes to 13.4 for every 10,000 households, 8% above the U.S. rate of 12.4.
The official count of businesses with payroll classed as plumbing, HVAC, electrical and roofing contractors in Garrard County was 20 in 2023. That is one for every 335 households, against one for every 587 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $850K have gone to businesses classed as plumbing, HVAC, electrical and roofing contractors in Garrard County. Between 2020 and 2025, the population of Garrard County grew 7.3%, faster than the U.S. (+3.1%).
How Garrard County compares
The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all home repairs, maintenance and insurance by the home repair companies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Garrard County | Kentucky | U.S. |
|---|---|---|---|
| Listings per 10k households | 13.4 | 11.1 | 12.4 |
| Spending per listing | $1.9M | $2.4M | $2.4M |
| Households per official establishment | 335 | 717 | 587 |
| Official establishment growth, 2019–2023 | n/a | +10.8% | +9.6% |
| Population growth, 2020–2025 | +7.3% | +2.2% | +3.1% |
| Spending per household on home repairs, maintenance and insurance | $2,551 | $2,674 | $3,018 |
| Median household income | $63,087 | $63,726 | $80,734 |
| Groundwork market score | 35 | 53 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 16 → 20
- Employees, 2023
- 166
- Annual payroll, 2023
- $11M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 90 chain locations
- Listings at the U.S. rate for this spending
- 7The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 2
- Amount
- $850K
SBA-backed loans to businesses classed as plumbing, HVAC, electrical and roofing contractors in Garrard County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Garrard County
- Population, 2025 estimate
- 18,207+7.3% since 2020
- Households
- 6,695
- Median age
- 41.8
- Homes lived in by their owners
- 80%
- Vehicles per household
- 2.1
- Land area
- 230 sq. mi.
- People per square mile
- 76
- Median household income
- $63,087+19.9% vs. 2015–2019, before inflation
- Average household income
- $78,527
- Median home value
- $204,900
- Jobs located here
- 2,429
- Daytime population
- 12,659Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Garrard County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the home repair companies on map listings by name and distance.
Or open the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardHome repair trades across Kentucky
Every Kentucky market ranked →The highest-scoring counties in Kentucky for home repair companies, numbered among those based in Kentucky, with Garrard County marked.
Top counties in Kentucky
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Anderson County, KY | 76 | 10 | 10.4 | $2.7M | +5.5% | #92 of 2,057 |
| 2Allen County, KY | 74 | 6 | 7.5 | $3.4M | +9.5% | #120 of 2,057 |
| 3Mercer County, KY | 74 | 9 | 9.8 | $2.7M | +4.8% | #130 of 2,057 |
| 4Meade County, KY | 72 | 7 | 6.4 | $4.5M | +2.2% | #152 of 2,057 |
| 5Trigg County, KY | 72 | 5 | 8.3 | $3.1M | +3.1% | #160 of 2,057 |
| 6Breckinridge County, KY | 71 | 7 | 8.7 | $2.9M | +5.2% | #190 of 2,057 |
| 7Henry County, KY | 71 | 6 | 9.8 | $2.6M | +4.8% | #195 of 2,057 |
| 8Grant County, KY | 70 | 5 | 5.4 | $4.8M | +4.7% | #200 of 2,057 |
| 9Russell County, KY | 70 | 5 | 6.6 | $3.6M | +3.4% | #207 of 2,057 |
| 10Boone County, KY | 69 | 65 | 12.8 | $2.6M | +6.5% | #247 of 2,057 |
| 54Garrard County, KY | 35 | 9 | 13.4 | $1.9M | +7.3% | #1,699 of 2,057 |
Other business types in Garrard County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many home repair companies are in Garrard County, KY?
Map listings as of September 2026 show 9 home repair companies in Garrard County. None of them are chain locations. The listings count HVAC, plumbing, electrical, roofing and gutter companies. Official counts show 20 businesses with payroll classed as plumbing, HVAC, electrical and roofing contractors in 2023.
How much do households in Garrard County, KY spend on home repairs, maintenance and insurance?
About $17.1M a year, or $2,551 per household. That is 15% below the U.S. average (an index of 85, where 100 is the U.S. average). Spread across the 9 home repair companies on map listings, it comes to $1.9M per company. It is estimated from the incomes of the 6,695 households in Garrard County and national spending patterns by income.
How does Garrard County, KY compare with the U.S. for home repair companies?
Garrard County has 13.4 home repair companies per 10,000 households, 8% above the U.S. rate of 12.4. Spending per company is $1.9M, 22% below the U.S. figure of $2.4M. At the U.S. ratio of home repair companies to household spending, Garrard County would have about 7, against 9 on map listings. There is one business with payroll in the industry for every 335 households, against one for every 587 across the U.S.
How fast is Garrard County, KY growing?
Population estimates put Garrard County at 18,207 people in 2025, up 7.3% since 2020, faster than the U.S. (+3.1%). It has 6,695 households. The median household income in Garrard County is $63,087 a year, 22% below the U.S. median of $80,734. That rose 19.9% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Garrard County scores 35 for home repair companies (lower middle), #1,699 of 2,057 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Garrard County. It maps the home repair companies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for home repair companies · All 56 business types in Garrard County
Screening a site or an acquisition in Garrard County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Garrard County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.