Auto · County · Virginia
Insurance agencies in Henrico County, VA
The insurance agencies in Henrico County, VA, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 34 out of 100: Lower middle
Ranked #1,692 of 2,272 scored counties
#87 of 97 scored counties in Virginia
- Listings
- 342
- 53 chain locations (15%)
- Official establishments
- 215
- −7.7% since 2019
- Household spending a year
- $336.8M
- On vehicle insurance · $2,451 a household
- Spending per listing
- $985K
- 22% below the U.S.
- Listings per 10k households
- 24.9
- 60% above the U.S.
- Population, 2025
- 342,775
- +2.3% since 2020
See the insurance agencies around any address in Henrico County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Henrico County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 342 insurance agencies in Henrico County. Chain locations make up 15% of them, against 21% across the U.S. That is 24.9 per 10,000 households, 60% above the U.S. rate of 15.6.
At $2,451 per household (25% above the U.S. average), households in Henrico County spend about $336.8M a year on vehicle insurance. That is about $985K of household spending for each agency on map listings, 22% below the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in Henrico County was 215 in 2023, down 7.7% from 2019. That is one for every 639 households, against one for every 966 across the U.S. Since fiscal 2022, 3 SBA-backed loans worth $1.5M have gone to businesses classed as insurance agencies and brokerages in Henrico County.
Between 2020 and 2025, the population of Henrico County grew 2.3%, slower than the U.S. (+3.1%). For insurance agencies, Henrico County has a Groundwork market score of 34 (lower middle): #1,692 of 2,272 scored counties and #87 of 97 scored counties in Virginia.
How Henrico County compares
The same measures for Virginia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Henrico County | Virginia | U.S. |
|---|---|---|---|
| Listings per 10k households | 24.9 | 12.5 | 15.6 |
| Spending per listing | $985K | $2M | $1.3M |
| Households per official establishment | 639 | 1,234 | 966 |
| Official establishment growth, 2019–2023 | −7.7% | −7.4% | −1.0% |
| Population growth, 2020–2025 | +2.3% | +2.8% | +3.1% |
| Spending per household on vehicle insurance | $2,451 | $2,545 | $1,957 |
| Median household income | $88,783 | $93,170 | $80,734 |
| Groundwork market score | 34 | 83 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 233 → 215−7.7% over the period
- Employees, 2023
- 2,036
- Annual payroll, 2023
- $211.1M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 34253 chain locations
- Listings at the U.S. rate for this spending
- 268The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 3
- Amount
- $1.5M
SBA-backed loans to businesses classed as insurance agencies and brokerages in Henrico County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Henrico County
- Population, 2025 estimate
- 342,775+2.3% since 2020
- Households
- 137,365
- Median age
- 41.0
- Homes lived in by their owners
- 64%
- Vehicles per household
- 1.8
- Land area
- 234 sq. mi.
- People per square mile
- 1,437
- Median household income
- $88,783+26.3% vs. 2015–2019, before inflation
- Average household income
- $125,297
- Median home value
- $359,200
- Jobs located here
- 205,453
- Daytime population
- 374,226Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Henrico County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Henrico County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Virginia
Every Virginia market ranked →The highest-scoring counties in Virginia for insurance agencies, numbered among those based in Virginia, with Henrico County marked.
Top counties in Virginia
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Louisa County, VA | 98 | 10 | 6.4 | $5M | +13.6% | #1 of 2,272 |
| 2Stafford County, VA | 97 | 26 | 5.0 | $6.1M | +8.3% | #3 of 2,272 |
| 3King William County, VA | 97 | 6 | 8.2 | $3.9M | +9.5% | #5 of 2,272 |
| 4King George County, VA | 96 | 9 | 8.9 | $3.4M | +10.5% | #10 of 2,272 |
| 5Rockingham County, VA | 95 | 16 | 4.9 | $6.2M | +6.6% | #13 of 2,272 |
| 6Frederick County, VA | 95 | 22 | 6.2 | $4.7M | +8.8% | #15 of 2,272 |
| 7Orange County, VA | 95 | 11 | 7.4 | $4M | +10.1% | #17 of 2,272 |
| 8Spotsylvania County, VA | 95 | 44 | 8.4 | $3.6M | +10.5% | #19 of 2,272 |
| 9Dinwiddie County, VA | 94 | 6 | 5.6 | $5.8M | +3.6% | #22 of 2,272 |
| 10Caroline County, VA | 94 | 7 | 5.8 | $5.3M | +11.3% | #23 of 2,272 |
| 87Henrico County, VA | 34 | 342 | 24.9 | $985K | +2.3% | #1,692 of 2,272 |
Other business types in Henrico County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Henrico County, VA?
There are 342 insurance agencies on map listings in Henrico County as of September 2026. 53 of them (15%) are chain locations. The listings count insurance agencies. Official counts show 215 businesses with payroll classed as insurance agencies and brokerages in 2023, down 7.7% from 2019.
How much do households in Henrico County, VA spend on vehicle insurance?
About $336.8M a year, or $2,451 per household. That is 25% above the U.S. average (an index of 125, where 100 is the U.S. average). Spread across the 342 insurance agencies on map listings, it comes to $985K per agency. It is estimated from the incomes of the 137,365 households in Henrico County and national spending patterns by income.
How does Henrico County, VA compare with the U.S. for insurance agencies?
Henrico County has 24.9 insurance agencies per 10,000 households, 60% above the U.S. rate of 15.6. Spending per agency is $985K, 22% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Henrico County would have about 268, against 342 on map listings. There is one business with payroll in the industry for every 639 households, against one for every 966 across the U.S. The official count fell 7.7% from 2019 to 2023, against −1.0% for the U.S.
How fast is Henrico County, VA growing?
Population estimates put Henrico County at 342,775 people in 2025, up 2.3% since 2020, slower than the U.S. (+3.1%). It has 137,365 households. The median household income in Henrico County is $88,783 a year, 10% above the U.S. median of $80,734. That rose 26.3% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Henrico County scores 34 for insurance agencies (lower middle), #1,692 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Henrico County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Henrico County
Screening a site or an acquisition in Henrico County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Henrico County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.