Real estate · County · Virginia
Mortgage brokers and lenders in Henrico County, VA
How Henrico County, VA compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 27 out of 100: Lower middle
Ranked #824 of 887 scored counties
#29 of 37 scored counties in Virginia
- Listings
- 105
- 18 chain locations (17%)
- Official establishments
- 52
- −1.9% since 2019
- Household spending a year
- $2.3B
- On rent and homeowner costs · $16,543 a household
- Housing spending per listing (U.S. = 100)
- 55
- 45% below the U.S.
- Listings per 10k households
- 7.6
- 77% above the U.S.
- Population, 2025
- 342,775
- +2.3% since 2020
See the mortgage brokers and lenders around any address in Henrico County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Henrico County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Groundwork market score for mortgage brokers and lenders in Henrico County is 27 (lower middle), #824 of 887 scored counties and #29 of 37 scored counties in Virginia. That puts it in the bottom quarter of counties.
As of September 2026, map listings count 105 mortgage brokers and lenders in Henrico County. 18 of them (17%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 7.6, 77% above the U.S. rate of 4.3.
Household spending on rent and homeowner costs in Henrico County comes to about $2.3B a year: $16,543 per household, in line with the U.S. average. Housing spending per office is 45% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
Official counts show 52 businesses with payroll classed as mortgage brokers and real estate lenders in Henrico County in 2023, down 1.9% from 2019. That is one for every 2,642 households, against one for every 4,897 across the U.S. Population estimates show Henrico County grew 2.3% from 2020 to 2025, slower than the U.S. (+3.1%).
How Henrico County compares
The same measures for Virginia and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Henrico County | Virginia | U.S. |
|---|---|---|---|
| Listings per 10k households | 7.6 | 4.1 | 4.3 |
| Housing spending per listing (U.S. = 100) | 55 | 104 | 100 |
| Households per official establishment | 2,642 | 3,955 | 4,897 |
| Official establishment growth, 2019–2023 | −1.9% | +24.1% | +9.5% |
| Population growth, 2020–2025 | +2.3% | +2.8% | +3.1% |
| Spending per household on rent and homeowner costs | $16,543 | $16,844 | $16,661 |
| Median household income | $88,783 | $93,170 | $80,734 |
| Groundwork market score | 27 | 45 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 53 → 52−1.9% over the period
- Employees, 2023
- 375
- Annual payroll, 2023
- $42.2M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 10518 chain locations
- Listings at the U.S. rate for this spending
- 58The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Henrico County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Henrico County
- Population, 2025 estimate
- 342,775+2.3% since 2020
- Households
- 137,365
- Median age
- 41.0
- Homes lived in by their owners
- 64%
- Vehicles per household
- 1.8
- Land area
- 234 sq. mi.
- People per square mile
- 1,437
- Median household income
- $88,783+26.3% vs. 2015–2019, before inflation
- Average household income
- $125,297
- Median home value
- $359,200
- Jobs located here
- 205,453
- Daytime population
- 374,226Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Henrico County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Henrico County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Virginia
Every Virginia market ranked →The highest-scoring counties in Virginia for mortgage brokers and lenders, numbered among those based in Virginia, with Henrico County marked.
Top counties in Virginia
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Frederick County, VA | 81 | 8 | 2.3 | 192 | +8.8% | #28 of 887 |
| 2Spotsylvania County, VA | 79 | 13 | 2.5 | 183 | +10.5% | #40 of 887 |
| 3Stafford County, VA | 75 | 13 | 2.5 | 202 | +8.3% | #66 of 887 |
| 4Arlington County, VA | 74 | 30 | 2.7 | 190 | +2.1% | #75 of 887 |
| 5Suffolk city, VA | 73 | 5 | 1.3 | 317 | +10.4% | #77 of 887 |
| 6Prince William County, VA | 67 | 53 | 3.4 | 147 | +4.2% | #149 of 887 |
| 7Loudoun County, VA | 67 | 65 | 4.5 | 124 | +6.4% | #153 of 887 |
| 8Hanover County, VA | 66 | 9 | 2.1 | 216 | +5.6% | #159 of 887 |
| 9Bedford County, VA | 65 | 8 | 2.4 | 164 | +4.4% | #165 of 887 |
| 10Augusta County, VA | 60 | 6 | 1.9 | 200 | +1.8% | #241 of 887 |
| 29Henrico County, VA | 27 | 105 | 7.6 | 55 | +2.3% | #824 of 887 |
Other business types in Henrico County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate32
- Real estate agents and brokers34
- Property management35
- Mortgage brokers and lenders27
- Home inspectors69
Funeral services
Questions
How many mortgage brokers and lenders are in Henrico County, VA?
Henrico County has 105 mortgage brokers and lenders on map listings as of September 2026. 18 of them (17%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 52 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 1.9% from 2019.
How much do households in Henrico County, VA spend on rent and homeowner costs?
About $2.3B a year, or $16,543 per household. That is in line with the U.S. average (an index of 99, where 100 is the U.S. average). For the 105 mortgage brokers and lenders on map listings, housing spending per office is 45% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 137,365 households in Henrico County and national spending patterns by income.
How does Henrico County, VA compare with the U.S. for mortgage brokers and lenders?
Henrico County has 7.6 mortgage brokers and lenders per 10,000 households, 77% above the U.S. rate of 4.3. The index of housing spending per office is 55, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Henrico County would have about 58, against 105 on map listings. There is one business with payroll in the industry for every 2,642 households, against one for every 4,897 across the U.S. The official count fell 1.9% from 2019 to 2023, against +9.5% for the U.S.
How fast is Henrico County, VA growing?
Population estimates put Henrico County at 342,775 people in 2025, up 2.3% since 2020, slower than the U.S. (+3.1%). It has 137,365 households. The median household income in Henrico County is $88,783 a year, 10% above the U.S. median of $80,734. That rose 26.3% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Henrico County scores 27 for mortgage brokers and lenders (lower middle), #824 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Henrico County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Henrico County
Screening a site or an acquisition in Henrico County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Henrico County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.