Auto · Metro area · Iowa
Insurance agencies in the Iowa City, IA metro area
Competitor counts, household spending and official business counts for insurance agencies in the Iowa City, IA metro area, set against other metro areas and the U.S.
Groundwork market score · out of 100
Score 47 out of 100: Lower middle
Ranked #201 of 387 scored metro areas
#1 of 8 scored metro areas based in Iowa
- Listings
- 80
- 16 chain locations (20%)
- Official establishments
- 75
- −8.5% since 2019
- Household spending a year
- $113.3M
- On vehicle insurance · $1,567 a household
- Spending per listing
- $1.4M
- 13% above the U.S.
- Listings per 10k households
- 11.1
- 29% below the U.S.
- Population, 2025
- 182,711
- +4.1% since 2020
See the insurance agencies around any address in the Iowa City metro area
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Iowa City metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on vehicle insurance in the Iowa City metro area comes to about $113.3M a year: $1,567 per household, 20% below the U.S. average. That is about $1.4M of household spending for each agency on map listings, 13% above the U.S. figure of $1.3M.
There are 80 insurance agencies on map listings in the Iowa City metro area as of September 2026. Of those, 16 are chain locations, or 20%, against 21% across the U.S. Per 10,000 households, that is 11.1, 29% below the U.S. rate of 15.6.
In 2023, official counts showed 75 businesses with payroll in the Iowa City metro area classed as insurance agencies and brokerages, down 8.5% from 2019. That is one for every 964 households, against one for every 966 across the U.S.
Between 2020 and 2025, the population of the Iowa City metro area grew 4.1%, faster than the U.S. (+3.1%). The Iowa City metro area scores 47 (lower middle) on the Groundwork market score for insurance agencies, ranking #201 of 387 scored metro areas and #1 of 8 scored metro areas based in Iowa.
How the Iowa City metro area compares
The same measures for Iowa and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Iowa City metro area | Iowa | U.S. |
|---|---|---|---|
| Listings per 10k households | 11.1 | 17.7 | 15.6 |
| Spending per listing | $1.4M | $984K | $1.3M |
| Households per official establishment | 964 | 660 | 966 |
| Official establishment growth, 2019–2023 | −8.5% | −5.7% | −1.0% |
| Population growth, 2020–2025 | +4.1% | +1.5% | +3.1% |
| Spending per household on vehicle insurance | $1,567 | $1,738 | $1,957 |
| Median household income | $75,088 | $75,059 | $80,734 |
| Groundwork market score | 47 | 20 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 75−8.5% over the period
- Employees, 2023
- 296
- Annual payroll, 2023
- $21.3M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 8016 chain locations
- Listings at the U.S. rate for this spending
- 90The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in the Iowa City metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Iowa City metro area
- Population, 2025 estimate
- 182,711+4.1% since 2020
- Households
- 72,313
- Median age
- 35.3
- Homes lived in by their owners
- 61%
- Vehicles per household
- 1.8
- Land area
- 1,182 sq. mi.
- People per square mile
- 152
- Median household income
- $75,088+20.1% vs. 2015–2019, before inflation
- Average household income
- $107,246
- Median home value
- $293,600
- Jobs located here
- 96,346
- Daytime population
- 190,647Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Iowa City metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of the Iowa City metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Iowa
Every Iowa market ranked →The highest-scoring metro areas in Iowa for insurance agencies, numbered among those based in Iowa (a market based in another state is listed without a number), with the Iowa City metro area marked.
Top metro areas in Iowa
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Iowa City, IA | 47 | 80 | 11.1 | $1.4M | +4.1% | #201 of 387 |
| 2Ames, IA | 44 | 64 | 12.8 | $1.3M | +2.2% | #223 of 387 |
| 3Des Moines-West Des Moines, IA | 26 | 573 | 19.4 | $866K | +6.7% | #336 of 387 |
| 4Cedar Rapids, IA | 25 | 182 | 16.0 | $1.1M | +1.0% | #338 of 387 |
| 5Waterloo-Cedar Falls, IA | 22 | 114 | 16.4 | $1M | +0.5% | #351 of 387 |
| Omaha, NE-IA | 22 | 743 | 19.1 | $867K | +4.2% | #356 of 387 |
| 6Davenport-Moline-Rock Island, IA-IL | 18 | 265 | 16.4 | $969K | −0.9% | #370 of 387 |
| 7Sioux City, IA-NE-SD | 17 | 118 | 21.3 | $834K | +1.0% | #375 of 387 |
| 8Dubuque, IA | 16 | 71 | 17.3 | $957K | +0.1% | #376 of 387 |
Other business types in the Iowa City metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in the Iowa City, IA metro area?
As of September 2026, map listings count 80 insurance agencies in the Iowa City metro area. 16 of them (20%) are chain locations. The listings count insurance agencies. Official counts show 75 businesses with payroll classed as insurance agencies and brokerages in 2023, down 8.5% from 2019.
How much do households in the Iowa City, IA metro area spend on vehicle insurance?
About $113.3M a year, or $1,567 per household. That is 20% below the U.S. average (an index of 80, where 100 is the U.S. average). Spread across the 80 insurance agencies on map listings, it comes to $1.4M per agency. It is estimated from the incomes of the 72,313 households in the Iowa City metro area and national spending patterns by income.
How does the Iowa City, IA metro area compare with the U.S. for insurance agencies?
The Iowa City metro area has 11.1 insurance agencies per 10,000 households, 29% below the U.S. rate of 15.6. Spending per agency is $1.4M, 13% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Iowa City metro area would have about 90, against 80 on map listings. There is one business with payroll in the industry for every 964 households, against one for every 966 across the U.S. The official count fell 8.5% from 2019 to 2023, against −1.0% for the U.S.
How fast is the Iowa City, IA metro area growing?
Population estimates put the Iowa City metro area at 182,711 people in 2025, up 4.1% since 2020, faster than the U.S. (+3.1%). It has 72,313 households. Median household income in the Iowa City metro area is $75,088, 7% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 20.1%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Iowa City metro area scores 47 for insurance agencies (lower middle), #201 of 387 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Iowa City metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in the Iowa City metro area
Screening a site or an acquisition in the Iowa City metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Iowa City metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.