Real estate · Metro area · Iowa
Mortgage brokers and lenders in the Iowa City, IA metro area
Competitor counts, household spending and official business counts for mortgage brokers and lenders in the Iowa City, IA metro area, set against other metro areas and the U.S.
Groundwork market score · out of 100
Score 72 out of 100: Upper middle
Ranked #22 of 373 scored metro areas
#1 of 7 scored metro areas based in Iowa
- Listings
- 8
- 4 chain locations (50%)
- Official establishments
- n/a
- Fewer than 3, or not published
- Household spending a year
- $1B
- On rent and homeowner costs · $14,289 a household
- Housing spending per listing (U.S. = 100)
- 331
- 3.3 times the U.S.
- Listings per 10k households
- 1.1
- 74% below the U.S.
- Population, 2025
- 182,711
- +4.1% since 2020
See the mortgage brokers and lenders around any address in the Iowa City metro area
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Iowa City metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Iowa City metro area scores 72 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #22 of 373 scored metro areas and #1 of 7 scored metro areas based in Iowa. That puts it in the top 10% of metro areas for mortgage brokers and lenders.
Household spending on rent and homeowner costs in the Iowa City metro area comes to about $1B a year: $14,289 per household, 14% below the U.S. average. Housing spending per office is 3.3 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
The Iowa City metro area has 8 mortgage brokers and lenders on map listings as of September 2026. 4 of them (50%) are chain locations, against 21% across the U.S. That comes to 1.1 for every 10,000 households, 74% below the U.S. rate of 4.3.
Official counts don’t publish a figure for mortgage brokers and real estate lenders in the Iowa City metro area, since they leave out counts under 3. Between 2020 and 2025, the population of the Iowa City metro area grew 4.1%, faster than the U.S. (+3.1%).
How the Iowa City metro area compares
The same measures for Iowa and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Iowa City metro area | Iowa | U.S. |
|---|---|---|---|
| Listings per 10k households | 1.1 | 2.0 | 4.3 |
| Housing spending per listing (U.S. = 100) | 331 | 180 | 100 |
| Households per official establishment | n/a | 10,874 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +22.2% | +9.5% |
| Population growth, 2020–2025 | +4.1% | +1.5% | +3.1% |
| Spending per household on rent and homeowner costs | $14,289 | $14,016 | $16,661 |
| Median household income | $75,088 | $75,059 | $80,734 |
| Groundwork market score | 72 | 63 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- n/a
- Employees, 2023
- n/a
- Annual payroll, 2023
- n/a
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 84 chain locations
- Listings at the U.S. rate for this spending
- 27The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Iowa City metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Iowa City metro area
- Population, 2025 estimate
- 182,711+4.1% since 2020
- Households
- 72,313
- Median age
- 35.3
- Homes lived in by their owners
- 61%
- Vehicles per household
- 1.8
- Land area
- 1,182 sq. mi.
- People per square mile
- 152
- Median household income
- $75,088+20.1% vs. 2015–2019, before inflation
- Average household income
- $107,246
- Median home value
- $293,600
- Jobs located here
- 96,346
- Daytime population
- 190,647Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Iowa City metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of the Iowa City metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Iowa
Every Iowa market ranked →The highest-scoring metro areas in Iowa for mortgage brokers and lenders, numbered among those based in Iowa (a market based in another state is listed without a number), with the Iowa City metro area marked.
Top metro areas in Iowa
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Iowa City, IA | 72 | 8 | 1.1 | 331 | +4.1% | #22 of 373 |
| 2Ames, IA | 71 | 6 | 1.2 | 298 | +2.2% | #28 of 373 |
| 3Cedar Rapids, IA | 63 | 21 | 1.8 | 199 | +1.0% | #69 of 373 |
| 4Waterloo-Cedar Falls, IA | 60 | 15 | 2.2 | 162 | +0.5% | #95 of 373 |
| Omaha, NE-IA | 60 | 124 | 3.2 | 120 | +4.2% | #101 of 373 |
| 5Sioux City, IA-NE-SD | 56 | 9 | 1.6 | 218 | +1.0% | #131 of 373 |
| 6Davenport-Moline-Rock Island, IA-IL | 55 | 36 | 2.2 | 160 | −0.9% | #141 of 373 |
| 7Des Moines-West Des Moines, IA | 41 | 137 | 4.6 | 82 | +6.7% | #257 of 373 |
Other business types in the Iowa City metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate55
- Real estate agents and brokers52
- Property management40
- Mortgage brokers and lenders72
- Home inspectors54
Funeral services
Questions
How many mortgage brokers and lenders are in the Iowa City, IA metro area?
Map listings as of September 2026 show 8 mortgage brokers and lenders in the Iowa City metro area. 4 of them (50%) are chain locations. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Iowa City metro area: counts under 3 are left out.
How much do households in the Iowa City, IA metro area spend on rent and homeowner costs?
About $1B a year, or $14,289 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). For the 8 mortgage brokers and lenders on map listings, housing spending per office is 3.3 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 72,313 households in the Iowa City metro area and national spending patterns by income.
How does the Iowa City, IA metro area compare with the U.S. for mortgage brokers and lenders?
The Iowa City metro area has 1.1 mortgage brokers and lenders per 10,000 households, 74% below the U.S. rate of 4.3. The index of housing spending per office is 331, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Iowa City metro area would have about 27, against 8 on map listings.
How fast is the Iowa City, IA metro area growing?
Population estimates put the Iowa City metro area at 182,711 people in 2025, up 4.1% since 2020, faster than the U.S. (+3.1%). It has 72,313 households. Median household income in the Iowa City metro area is $75,088, 7% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 20.1%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Iowa City metro area scores 72 for mortgage brokers and lenders (upper middle), #22 of 373 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Iowa City metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Iowa City metro area
Screening a site or an acquisition in the Iowa City metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Iowa City metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.