Groundwork

Food and drink · County · Michigan

Fast food and sandwich shops in Bay County, MI

How Bay County, MI compares with other counties and the U.S. for fast food and sandwich shops: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 47 out of 100: Lower middle

Ranked #1,259 of 2,222 scored counties
#52 of 72 scored counties in Michigan

Listings
55
47 chain locations (85%)
Official establishments
71
All limited-service restaurants · −5.3% since 2019
Household spending a year
$156.3M
On food away from home · $3,466 a household
Spending per listing
$2.8M
7% below the U.S.
Listings per 10k households
12.2
8% below the U.S.
Population, 2025
102,123
−1.6% since 2020

See the fast food and sandwich shops around any address in Bay County

The site report maps the fast food and sandwich shops on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Bay County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on food away from home in Bay County comes to about $156.3M a year: $3,466 per household, 15% below the U.S. average. That is about $2.8M of household spending for each shop on map listings, 7% below the U.S. figure of $3.1M. The spending figure covers all food away from home, not only fast food and sandwich shops.

Bay County has 55 fast food and sandwich shops on map listings as of September 2026. Chain locations make up 85% of them, against 79% across the U.S. That is 12.2 per 10,000 households, 8% below the U.S. rate of 13.3.

The official count of businesses with payroll classed as limited-service restaurants in Bay County was 71 in 2023, down 5.3% from 2019. That is one for every 635 households, against one for every 478 across the U.S. That count covers all limited-service restaurants (pizza places included), not only fast food and sandwich shops. Another 7 one-person businesses have no payroll, by official counts. Since fiscal 2022, 3 SBA-backed loans worth $946K have gone to businesses classed as limited-service restaurants in Bay County.

Population estimates show Bay County declined 1.6% from 2020 to 2025, against +3.1% for the U.S. The Groundwork market score for fast food and sandwich shops in Bay County is 47 (lower middle), #1,259 of 2,222 scored counties and #52 of 72 scored counties in Michigan.

How Bay County compares

The same measures for Michigan and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the fast food and sandwich shops counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Fast food and sandwich shops in Bay County, MI compared with Michigan and the U.S.
MeasureBay CountyMichiganU.S.
Listings per 10k households12.212.813.3
Spending per listing$2.8M$3M$3.1M
Households per official establishment (all limited-service restaurants)635514478
Official establishment growth, 2019–2023−5.3%+7.8%+6.1%
Population growth, 2020–2025−1.6%+0.6%+3.1%
Spending per household on food away from home$3,466$3,875$4,070
Median household income$61,763$72,875$80,734
Groundwork market score4744

Official counts and lending

Businesses

Official establishments, 2019 to 2023
75 → 71All limited-service restaurants · −5.3% over the period
Employees, 2023
1,383
Annual payroll, 2023
$24.8M
One-person businesses, 2023
7All limited-service restaurants with no payroll
Map listings, September 2026
5547 chain locations
Listings at the U.S. rate for this spending
51The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
3
Amount
$946K

SBA-backed loans to businesses classed as limited-service restaurants in Bay County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3. These official figures cover all limited-service restaurants, not only fast food and sandwich shops.

Population and households in Bay County

Population, 2025 estimate
102,123−1.6% since 2020
Households
45,103
Median age
45.0
Homes lived in by their owners
77%
Vehicles per household
1.8
Land area
442 sq. mi.
People per square mile
233
Median household income
$61,763+26.5% vs. 2015–2019, before inflation
Average household income
$79,153
Median home value
$152,200
Jobs located here
31,089
Daytime population
93,442Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Bay County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the fast food and sandwich shops on map listings by name and distance.

Or open the report at the center of Bay County. Signed out, you see a blurred preview; on an account, each report is one action.

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Fast food and sandwich shops across Michigan

Every Michigan market ranked →

The highest-scoring counties in Michigan for fast food and sandwich shops, numbered among those based in Michigan, with Bay County marked.

Top counties in Michigan

Counties in Michigan ranked for fast food and sandwich shops by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Barry County, MI85124.9$8M+2.2%#49 of 2,222
2Antrim County, MI8565.4$6.9M+5.3%#50 of 2,222
3Leelanau County, MI8488.3$5.5M+3.0%#68 of 2,222
4Cass County, MI8094.2$9M+0.2%#116 of 2,222
5Clinton County, MI79299.2$4.6M+1.6%#145 of 2,222
6Kalkaska County, MI7867.7$4.5M+4.3%#160 of 2,222
7Oceana County, MI7765.8$6M+1.7%#177 of 2,222
8Livingston County, MI777910.3$4.6M+1.7%#187 of 2,222
9Ottawa County, MI7711810.6$4.1M+3.9%#192 of 2,222
10Newaygo County, MI75157.6$4.5M+3.1%#221 of 2,222
52Bay County, MI475512.2$2.8M−1.6%#1,259 of 2,222

Other business types in Bay County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many fast food and sandwich shops are in Bay County, MI?

Map listings as of September 2026 show 55 fast food and sandwich shops in Bay County. 47 of them (85%) are chain locations. The listings count fast food, sandwich shops, delis and bagel shops. Official counts show 71 businesses with payroll classed as limited-service restaurants in 2023, down 5.3% from 2019. The official count takes in all limited-service restaurants, not only fast food and sandwich shops: pizza places are counted too. Official counts list 7 one-person businesses without payroll.

How much do households in Bay County, MI spend on food away from home?

About $156.3M a year, or $3,466 per household. That is 15% below the U.S. average (an index of 85, where 100 is the U.S. average). Spread across the 55 fast food and sandwich shops on map listings, it comes to $2.8M per shop. That spending covers all food away from home, which fast food and sandwich shops share with other businesses in the trade. It is estimated from the incomes of the 45,103 households in Bay County and national spending patterns by income.

How does Bay County, MI compare with the U.S. for fast food and sandwich shops?

Bay County has 12.2 fast food and sandwich shops per 10,000 households, 8% below the U.S. rate of 13.3. Spending per shop is $2.8M, 7% below the U.S. figure of $3.1M. At the U.S. ratio of fast food and sandwich shops to household spending, Bay County would have about 51, against 55 on map listings. There is one business with payroll in the industry for every 635 households, against one for every 478 across the U.S. The official count fell 5.3% from 2019 to 2023, against +6.1% for the U.S.

How fast is Bay County, MI growing?

Population estimates put Bay County at 102,123 people in 2025, down 1.6% since 2020, against +3.1% for the U.S. It has 45,103 households. Median household income in Bay County is $61,763, 23% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 26.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Bay County scores 47 for fast food and sandwich shops (lower middle), #1,259 of 2,222 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Bay County. It maps the fast food and sandwich shops on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for fast food and sandwich shops · All 56 business types in Bay County

Screening a site or an acquisition in Bay County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Bay County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.