Groundwork

Real estate · County · Minnesota

Real estate businesses in St. Louis County, MN

The real estate businesses in St. Louis County, MN, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 34 out of 100: Lower middle

Ranked #1,917 of 2,229 scored counties
#57 of 65 scored counties in Minnesota

Listings
240
18 chain locations (8%)
Official establishments
120
+17.7% since 2019
Household spending a year
$1.2B
On rent and homeowner costs · $13,617 a household
Housing spending per listing (U.S. = 100)
114
14% above the U.S.
Listings per 10k households
27.5
29% below the U.S.
Population, 2025
200,518
+0.2% since 2020

See the real estate businesses around any address in St. Louis County

The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of St. Louis County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for real estate businesses in St. Louis County is 34 (lower middle), #1,917 of 2,229 scored counties and #57 of 65 scored counties in Minnesota. That puts it in the bottom quarter of counties.

Households in St. Louis County spend about $1.2B a year on rent and homeowner costs, or $13,617 per household, 18% below the U.S. average. Housing spending per office is 14% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in.

There are 240 real estate businesses on map listings in St. Louis County as of September 2026. Chain locations make up 8% of them, against 6% across the U.S. That comes to 27.5 for every 10,000 households, 29% below the U.S. rate of 38.5.

In 2023, official counts showed 120 businesses with payroll in St. Louis County classed as real estate agents, property managers, mortgage lenders and inspectors, up 17.7% from 2019. That is one for every 726 households, against one for every 414 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $241K has gone to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in St. Louis County. Population estimates put the population change in St. Louis County from 2020 to 2025 at +0.2%, slower than the U.S. (+3.1%).

How St. Louis County compares

The same measures for Minnesota and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate in St. Louis County, MN compared with Minnesota and the U.S.
MeasureSt. Louis CountyMinnesotaU.S.
Listings per 10k households27.536.438.5
Housing spending per listing (U.S. = 100)11496100
Households per official establishment726402414
Official establishment growth, 2019–2023+17.7%+11.5%+15.8%
Population growth, 2020–2025+0.2%+2.1%+3.1%
Spending per household on rent and homeowner costs$13,617$15,162$16,661
Median household income$70,069$89,062$80,734
Groundwork market score3436

Official counts and lending

Businesses

Official establishments, 2019 to 2023
102 → 120+17.7% over the period
Employees, 2023
397
Annual payroll, 2023
$21.4M
One-person businesses, 2023
611Businesses with no payroll
Map listings, September 2026
24018 chain locations
Listings at the U.S. rate for this spending
274The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$241K

SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in St. Louis County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in St. Louis County

Population, 2025 estimate
200,518+0.2% since 2020
Households
87,115
Median age
42.5
Homes lived in by their owners
71%
Vehicles per household
1.9
Land area
6,248 sq. mi.
People per square mile
32
Median household income
$70,069+25.9% vs. 2015–2019, before inflation
Average household income
$93,368
Median home value
$221,400
Jobs located here
98,963
Daytime population
212,532Residents who don’t work, plus everyone whose job is here

Looking at a specific site in St. Louis County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.

Or open the report at the center of St. Louis County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Real estate across Minnesota

Every Minnesota market ranked →

The highest-scoring counties in Minnesota for real estate businesses, numbered among those based in Minnesota, with St. Louis County marked.

Top counties in Minnesota

Counties in Minnesota ranked for real estate businesses by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Dodge County, MN791012.4282+2.3%#41 of 2,229
2Fillmore County, MN711011.5280+1.4%#186 of 2,229
3Kanabec County, MN681015.2205+3.6%#278 of 2,229
4Nicollet County, MN661914.6230−0.7%#337 of 2,229
5Clay County, MN643613.6240+3.6%#403 of 2,229
6Carlton County, MN642014.2229+1.4%#407 of 2,229
7Sibley County, MN631016.9195+3.6%#459 of 2,229
8Polk County, MN61118.9354−1.8%#523 of 2,229
9Faribault County, MN61813.2233−0.1%#531 of 2,229
10Wadena County, MN61813.2224+1.9%#533 of 2,229
57St. Louis County, MN3424027.5114+0.2%#1,917 of 2,229

Other business types in St. Louis County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate businesses are in St. Louis County, MN?

As of September 2026, map listings count 240 real estate businesses in St. Louis County. 18 of them (8%) are chain locations. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 120 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023, up 17.7% from 2019. Official counts list 611 one-person businesses without payroll.

How much do households in St. Louis County, MN spend on rent and homeowner costs?

About $1.2B a year, or $13,617 per household. That is 18% below the U.S. average (an index of 82, where 100 is the U.S. average). For the 240 real estate businesses on map listings, housing spending per office is 14% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in. It is estimated from the incomes of the 87,115 households in St. Louis County and national spending patterns by income.

How does St. Louis County, MN compare with the U.S. for real estate businesses?

St. Louis County has 27.5 real estate businesses per 10,000 households, 29% below the U.S. rate of 38.5. The index of housing spending per office is 114, where 100 is the U.S. At the U.S. ratio of real estate businesses to household spending, St. Louis County would have about 274, against 240 on map listings. There is one business with payroll in the industry for every 726 households, against one for every 414 across the U.S. The official count rose 17.7% from 2019 to 2023, against +15.8% for the U.S.

How fast is St. Louis County, MN growing?

Population estimates put St. Louis County at 200,518 people in 2025, up 0.2% since 2020, slower than the U.S. (+3.1%). It has 87,115 households. Median household income in St. Louis County is $70,069, 13% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.9%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. St. Louis County scores 34 for real estate businesses (lower middle), #1,917 of 2,229 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in St. Louis County. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate businesses · All 56 business types in St. Louis County

Screening a site or an acquisition in St. Louis County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of St. Louis County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.