Real estate · County · Minnesota
Mortgage brokers and lenders in St. Louis County, MN
The mortgage brokers and lenders in St. Louis County, MN, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 53 out of 100: Upper middle
Ranked #378 of 887 scored counties
#7 of 19 scored counties in Minnesota
- Listings
- 23
- 8 chain locations (35%)
- Official establishments
- 7
- Businesses with payroll, 2023
- Household spending a year
- $1.2B
- On rent and homeowner costs · $13,617 a household
- Housing spending per listing (U.S. = 100)
- 132
- 32% above the U.S.
- Listings per 10k households
- 2.6
- 40% below the U.S.
- Population, 2025
- 200,518
- +0.2% since 2020
See the mortgage brokers and lenders around any address in St. Louis County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of St. Louis County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $13,617 per household (18% below the U.S. average), households in St. Louis County spend about $1.2B a year on rent and homeowner costs. Housing spending per office is 32% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
St. Louis County has 23 mortgage brokers and lenders on map listings as of September 2026. 8 of them (35%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 2.6, 40% below the U.S. rate of 4.3.
The official count of businesses with payroll classed as mortgage brokers and real estate lenders in St. Louis County was 7 in 2023. That is one for every 12,445 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of St. Louis County grew 0.2%, slower than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in St. Louis County is 53 (upper middle), #378 of 887 scored counties and #7 of 19 scored counties in Minnesota.
How St. Louis County compares
The same measures for Minnesota and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | St. Louis County | Minnesota | U.S. |
|---|---|---|---|
| Listings per 10k households | 2.6 | 4.0 | 4.3 |
| Housing spending per listing (U.S. = 100) | 132 | 97 | 100 |
| Households per official establishment | 12,445 | 4,607 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +31.2% | +9.5% |
| Population growth, 2020–2025 | +0.2% | +2.1% | +3.1% |
| Spending per household on rent and homeowner costs | $13,617 | $15,162 | $16,661 |
| Median household income | $70,069 | $89,062 | $80,734 |
| Groundwork market score | 53 | 38 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 6 → 7
- Employees, 2023
- 9
- Annual payroll, 2023
- $701K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 238 chain locations
- Listings at the U.S. rate for this spending
- 30The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in St. Louis County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in St. Louis County
- Population, 2025 estimate
- 200,518+0.2% since 2020
- Households
- 87,115
- Median age
- 42.5
- Homes lived in by their owners
- 71%
- Vehicles per household
- 1.9
- Land area
- 6,248 sq. mi.
- People per square mile
- 32
- Median household income
- $70,069+25.9% vs. 2015–2019, before inflation
- Average household income
- $93,368
- Median home value
- $221,400
- Jobs located here
- 98,963
- Daytime population
- 212,532Residents who don’t work, plus everyone whose job is here
Looking at a specific site in St. Louis County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of St. Louis County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Minnesota
Every Minnesota market ranked →The highest-scoring counties in Minnesota for mortgage brokers and lenders, numbered among those based in Minnesota, with St. Louis County marked.
Top counties in Minnesota
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Carver County, MN | 80 | 5 | 1.2 | 371 | +6.6% | #30 of 887 |
| 2Wright County, MN | 70 | 14 | 2.6 | 158 | +11.1% | #121 of 887 |
| 3Scott County, MN | 68 | 12 | 2.2 | 203 | +5.1% | #131 of 887 |
| 4Chisago County, MN | 68 | 5 | 2.3 | 169 | +4.3% | #135 of 887 |
| 5Sherburne County, MN | 65 | 10 | 2.8 | 145 | +6.8% | #168 of 887 |
| 6Isanti County, MN | 55 | 5 | 3.1 | 121 | +7.3% | #334 of 887 |
| 7St. Louis County, MN | 53 | 23 | 2.6 | 132 | +0.2% | #378 of 887 |
| 8Rice County, MN | 53 | 7 | 3.0 | 124 | +4.2% | #381 of 887 |
| 9Kandiyohi County, MN | 47 | 5 | 2.8 | 126 | +2.3% | #489 of 887 |
| 10Anoka County, MN | 44 | 56 | 4.1 | 99 | +4.7% | #545 of 887 |
Other business types in St. Louis County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate34
- Real estate agents and brokers37
- Property management38
- Mortgage brokers and lenders53
- Home inspectors37
Funeral services
Questions
How many mortgage brokers and lenders are in St. Louis County, MN?
Map listings as of September 2026 show 23 mortgage brokers and lenders in St. Louis County. 8 of them (35%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 7 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in St. Louis County, MN spend on rent and homeowner costs?
About $1.2B a year, or $13,617 per household. That is 18% below the U.S. average (an index of 82, where 100 is the U.S. average). For the 23 mortgage brokers and lenders on map listings, housing spending per office is 32% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 87,115 households in St. Louis County and national spending patterns by income.
How does St. Louis County, MN compare with the U.S. for mortgage brokers and lenders?
St. Louis County has 2.6 mortgage brokers and lenders per 10,000 households, 40% below the U.S. rate of 4.3. The index of housing spending per office is 132, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, St. Louis County would have about 30, against 23 on map listings. There is one business with payroll in the industry for every 12,445 households, against one for every 4,897 across the U.S.
How fast is St. Louis County, MN growing?
Population estimates put St. Louis County at 200,518 people in 2025, up 0.2% since 2020, slower than the U.S. (+3.1%). It has 87,115 households. Median household income in St. Louis County is $70,069, 13% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.9%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. St. Louis County scores 53 for mortgage brokers and lenders (upper middle), #378 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in St. Louis County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in St. Louis County
Screening a site or an acquisition in St. Louis County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of St. Louis County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.