Real estate · County · Maine
Real estate businesses in Cumberland County, ME
The real estate businesses in Cumberland County, ME, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 38 out of 100: Lower middle
Ranked #1,750 of 2,229 scored counties
#16 of 16 scored counties in Maine
- Listings
- 810
- 48 chain locations (6%)
- Official establishments
- 576
- +18.0% since 2019
- Household spending a year
- $2.6B
- On rent and homeowner costs · $19,494 a household
- Housing spending per listing (U.S. = 100)
- 73
- 27% below the U.S.
- Listings per 10k households
- 61.3
- 59% above the U.S.
- Population, 2025
- 317,222
- +4.5% since 2020
See the real estate businesses around any address in Cumberland County
The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cumberland County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Cumberland County scores 38 (lower middle) on the Groundwork market score for real estate businesses, ranking #1,750 of 2,229 scored counties and #16 of 16 scored counties in Maine. That puts it in the bottom quarter of counties.
Household spending on rent and homeowner costs in Cumberland County comes to about $2.6B a year: $19,494 per household, 17% above the U.S. average. Housing spending per office is 27% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in.
Cumberland County has 810 real estate businesses on map listings as of September 2026. Chain locations make up 6% of them, against 6% across the U.S. That is 61.3 per 10,000 households, 59% above the U.S. rate of 38.5.
In 2023, official counts showed 576 businesses with payroll in Cumberland County classed as real estate agents, property managers, mortgage lenders and inspectors, up 18.0% from 2019. That is one for every 229 households, against one for every 414 across the U.S. Since fiscal 2022, 6 SBA-backed loans worth $2M have gone to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in Cumberland County. Population estimates show Cumberland County grew 4.5% from 2020 to 2025, faster than the U.S. (+3.1%).
How Cumberland County compares
The same measures for Maine and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Cumberland County | Maine | U.S. |
|---|---|---|---|
| Listings per 10k households | 61.3 | 31.3 | 38.5 |
| Housing spending per listing (U.S. = 100) | 73 | 130 | 100 |
| Households per official establishment | 229 | 418 | 414 |
| Official establishment growth, 2019–2023 | +18.0% | +16.4% | +15.8% |
| Population growth, 2020–2025 | +4.5% | +3.7% | +3.1% |
| Spending per household on rent and homeowner costs | $19,494 | $17,605 | $16,661 |
| Median household income | $95,677 | $74,733 | $80,734 |
| Groundwork market score | 38 | 66 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 488 → 576+18.0% over the period
- Employees, 2023
- 2,506
- Annual payroll, 2023
- $168.1M
- One-person businesses, 2023
- 2,000Businesses with no payroll
- Map listings, September 2026
- 81048 chain locations
- Listings at the U.S. rate for this spending
- 595The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 6
- Amount
- $2M
SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in Cumberland County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Cumberland County
- Population, 2025 estimate
- 317,222+4.5% since 2020
- Households
- 132,168
- Median age
- 43.2
- Homes lived in by their owners
- 70%
- Vehicles per household
- 1.7
- Land area
- 836 sq. mi.
- People per square mile
- 369
- Median household income
- $95,677+30.9% vs. 2015–2019, before inflation
- Average household income
- $128,060
- Median home value
- $451,200
- Jobs located here
- 199,197
- Daytime population
- 355,731Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Cumberland County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.
Or open the report at the center of Cumberland County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardReal estate across Maine
Every Maine market ranked →The highest-scoring counties in Maine for real estate businesses, numbered among those based in Maine, with Cumberland County marked.
Top counties in Maine
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Somerset County, ME | 76 | 17 | 7.3 | 495 | +2.3% | #76 of 2,229 |
| 2Washington County, ME | 75 | 17 | 12.0 | 302 | +0.8% | #102 of 2,229 |
| 3Sagadahoc County, ME | 74 | 19 | 11.6 | 364 | +3.4% | #120 of 2,229 |
| 4Oxford County, ME | 68 | 42 | 17.4 | 215 | +4.2% | #276 of 2,229 |
| 5Waldo County, ME | 67 | 32 | 18.3 | 214 | +2.6% | #306 of 2,229 |
| 6Aroostook County, ME | 65 | 45 | 15.0 | 242 | −0.7% | #372 of 2,229 |
| 7Lincoln County, ME | 64 | 27 | 16.3 | 249 | +3.8% | #401 of 2,229 |
| 8Piscataquis County, ME | 63 | 17 | 20.3 | 182 | +3.5% | #464 of 2,229 |
| 9Franklin County, ME | 60 | 26 | 20.5 | 180 | +4.6% | #571 of 2,229 |
| 10Kennebec County, ME | 60 | 121 | 22.3 | 175 | +3.5% | #573 of 2,229 |
| 16Cumberland County, ME | 38 | 810 | 61.3 | 73 | +4.5% | #1,750 of 2,229 |
Other business types in Cumberland County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many real estate businesses are in Cumberland County, ME?
Map listings as of September 2026 show 810 real estate businesses in Cumberland County. 48 of them (6%) are chain locations. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 576 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023, up 18.0% from 2019. Official counts list 2,000 one-person businesses without payroll.
How much do households in Cumberland County, ME spend on rent and homeowner costs?
About $2.6B a year, or $19,494 per household. That is 17% above the U.S. average (an index of 117, where 100 is the U.S. average). For the 810 real estate businesses on map listings, housing spending per office is 27% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in. It is estimated from the incomes of the 132,168 households in Cumberland County and national spending patterns by income.
How does Cumberland County, ME compare with the U.S. for real estate businesses?
Cumberland County has 61.3 real estate businesses per 10,000 households, 59% above the U.S. rate of 38.5. The index of housing spending per office is 73, where 100 is the U.S. At the U.S. ratio of real estate businesses to household spending, Cumberland County would have about 595, against 810 on map listings. There is one business with payroll in the industry for every 229 households, against one for every 414 across the U.S. The official count rose 18.0% from 2019 to 2023, against +15.8% for the U.S.
How fast is Cumberland County, ME growing?
Population estimates put Cumberland County at 317,222 people in 2025, up 4.5% since 2020, faster than the U.S. (+3.1%). It has 132,168 households. Median household income in Cumberland County is $95,677, 19% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 30.9%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cumberland County scores 38 for real estate businesses (lower middle), #1,750 of 2,229 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Cumberland County. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for real estate businesses · All 56 business types in Cumberland County
Screening a site or an acquisition in Cumberland County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Cumberland County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.