Real estate · County · West Virginia
Mortgage brokers and lenders in Berkeley County, WV
Competitor counts, household spending and official business counts for mortgage brokers and lenders in Berkeley County, WV, set against other counties and the U.S.
Groundwork market score · out of 100
Score 54 out of 100: Upper middle
Ranked #359 of 887 scored counties
#4 of 10 scored counties in West Virginia
- Listings
- 18
- 7 chain locations (39%)
- Official establishments
- 12
- Businesses with payroll, 2023
- Household spending a year
- $781.2M
- On rent and homeowner costs · $15,311 a household
- Housing spending per listing (U.S. = 100)
- 111
- 11% above the U.S.
- Listings per 10k households
- 3.5
- 19% below the U.S.
- Population, 2025
- 139,522
- +13.7% since 2020
See the mortgage brokers and lenders around any address in Berkeley County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Berkeley County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on rent and homeowner costs in Berkeley County comes to about $781.2M a year: $15,311 per household, 8% below the U.S. average. Housing spending per office is 11% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
There are 18 mortgage brokers and lenders on map listings in Berkeley County as of September 2026. Chain locations make up 39% of them, against 21% across the U.S. Per 10,000 households, that is 3.5, 19% below the U.S. rate of 4.3.
In 2023, official counts showed 12 businesses with payroll in Berkeley County classed as mortgage brokers and real estate lenders. That is one for every 4,252 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of Berkeley County grew 13.7%, faster than the U.S. (+3.1%). Berkeley County scores 54 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #359 of 887 scored counties and #4 of 10 scored counties in West Virginia.
How Berkeley County compares
The same measures for West Virginia and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Berkeley County | West Virginia | U.S. |
|---|---|---|---|
| Listings per 10k households | 3.5 | 1.9 | 4.3 |
| Housing spending per listing (U.S. = 100) | 111 | 192 | 100 |
| Households per official establishment | 4,252 | 13,248 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | −9.8% | +9.5% |
| Population growth, 2020–2025 | +13.7% | −1.4% | +3.1% |
| Spending per household on rent and homeowner costs | $15,311 | $13,873 | $16,661 |
| Median household income | $80,815 | $59,608 | $80,734 |
| Groundwork market score | 54 | 58 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 9 → 12
- Employees, 2023
- 60
- Annual payroll, 2023
- $3.9M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 187 chain locations
- Listings at the U.S. rate for this spending
- 20The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Berkeley County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Berkeley County
- Population, 2025 estimate
- 139,522+13.7% since 2020
- Households
- 51,021
- Median age
- 39.8
- Homes lived in by their owners
- 76%
- Vehicles per household
- 2.0
- Land area
- 321 sq. mi.
- People per square mile
- 403
- Median household income
- $80,815+29.3% vs. 2015–2019, before inflation
- Average household income
- $98,580
- Median home value
- $266,300
- Jobs located here
- 38,190
- Daytime population
- 104,443Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Berkeley County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Berkeley County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across West Virginia
Every West Virginia market ranked →The highest-scoring counties in West Virginia for mortgage brokers and lenders, numbered among those based in West Virginia, with Berkeley County marked.
Top counties in West Virginia
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Jefferson County, WV | 61 | 6 | 2.6 | 163 | +9.2% | #231 of 887 |
| 2Kanawha County, WV | 57 | 17 | 2.2 | 161 | −4.3% | #290 of 887 |
| 3Monongalia County, WV | 54 | 15 | 3.4 | 113 | +2.0% | #357 of 887 |
| 4Berkeley County, WV | 54 | 18 | 3.5 | 111 | +13.7% | #359 of 887 |
| 5Wood County, WV | 50 | 5 | 1.4 | 252 | −2.1% | #432 of 887 |
| 6Harrison County, WV | 49 | 5 | 1.9 | 191 | −2.5% | #454 of 887 |
| 7Cabell County, WV | 34 | 15 | 3.8 | 92 | −3.2% | #722 of 887 |
| 8Ohio County, WV | 30 | 6 | 3.3 | 109 | −4.4% | #776 of 887 |
| 9Raleigh County, WV | 25 | 9 | 3.1 | 108 | −3.5% | #834 of 887 |
| 10Putnam County, WV | 21 | 16 | 6.9 | 58 | −1.0% | #866 of 887 |
Other business types in Berkeley County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate57
- Real estate agents and brokers61
- Property management81
- Mortgage brokers and lenders54
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Berkeley County, WV?
As of September 2026, map listings count 18 mortgage brokers and lenders in Berkeley County. 7 of them (39%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 12 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Berkeley County, WV spend on rent and homeowner costs?
About $781.2M a year, or $15,311 per household. That is 8% below the U.S. average (an index of 92, where 100 is the U.S. average). For the 18 mortgage brokers and lenders on map listings, housing spending per office is 11% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 51,021 households in Berkeley County and national spending patterns by income.
How does Berkeley County, WV compare with the U.S. for mortgage brokers and lenders?
Berkeley County has 3.5 mortgage brokers and lenders per 10,000 households, 19% below the U.S. rate of 4.3. The index of housing spending per office is 111, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Berkeley County would have about 20, against 18 on map listings. There is one business with payroll in the industry for every 4,252 households, against one for every 4,897 across the U.S.
How fast is Berkeley County, WV growing?
Population estimates put Berkeley County at 139,522 people in 2025, up 13.7% since 2020, faster than the U.S. (+3.1%). It has 51,021 households. Median household income in Berkeley County is $80,815, in line with the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 29.3%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Berkeley County scores 54 for mortgage brokers and lenders (upper middle), #359 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Berkeley County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Berkeley County
Screening a site or an acquisition in Berkeley County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Berkeley County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.