Groundwork

Real estate · County · Virginia

Mortgage brokers and lenders in Loudoun County, VA

How Loudoun County, VA compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 67 out of 100: Upper middle

Ranked #153 of 887 scored counties
#7 of 37 scored counties in Virginia

Listings
65
16 chain locations (25%)
Official establishments
28
−3.4% since 2019
Household spending a year
$3.1B
On rent and homeowner costs · $21,960 a household
Housing spending per listing (U.S. = 100)
124
24% above the U.S.
Listings per 10k households
4.5
5% above the U.S.
Population, 2025
449,749
+6.4% since 2020

See the mortgage brokers and lenders around any address in Loudoun County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Loudoun County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $21,960 per household (32% above the U.S. average), households in Loudoun County spend about $3.1B a year on rent and homeowner costs. Housing spending per office is 24% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Loudoun County has 65 mortgage brokers and lenders on map listings as of September 2026. Chain locations make up 25% of them, against 21% across the U.S. Per 10,000 households, that is 4.5, 5% above the U.S. rate of 4.3.

Official counts show 28 businesses with payroll classed as mortgage brokers and real estate lenders in Loudoun County in 2023, down 3.4% from 2019. That is one for every 5,108 households, against one for every 4,897 across the U.S.

Population estimates show Loudoun County grew 6.4% from 2020 to 2025, faster than the U.S. (+3.1%). Loudoun County scores 67 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #153 of 887 scored counties and #7 of 37 scored counties in Virginia. That puts it in the top quarter of counties.

How Loudoun County compares

The same measures for Virginia and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Loudoun County, VA compared with Virginia and the U.S.
MeasureLoudoun CountyVirginiaU.S.
Listings per 10k households4.54.14.3
Housing spending per listing (U.S. = 100)124104100
Households per official establishment5,1083,9554,897
Official establishment growth, 2019–2023−3.4%+24.1%+9.5%
Population growth, 2020–2025+6.4%+2.8%+3.1%
Spending per household on rent and homeowner costs$21,960$16,844$16,661
Median household income$181,765$93,170$80,734
Groundwork market score6745

Official counts and lending

Businesses

Official establishments, 2019 to 2023
29 → 28−3.4% over the period
Employees, 2023
151
Annual payroll, 2023
$13.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
6516 chain locations
Listings at the U.S. rate for this spending
81The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Loudoun County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Loudoun County

Population, 2025 estimate
449,749+6.4% since 2020
Households
143,032
Median age
38.9
Homes lived in by their owners
78%
Vehicles per household
2.0
Land area
516 sq. mi.
People per square mile
840
Median household income
$181,765+27.7% vs. 2015–2019, before inflation
Average household income
$214,797
Median home value
$743,800
Jobs located here
195,681
Daytime population
393,488Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Loudoun County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Loudoun County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Virginia

Every Virginia market ranked →

The highest-scoring counties in Virginia for mortgage brokers and lenders, numbered among those based in Virginia, with Loudoun County marked.

Top counties in Virginia

Counties in Virginia ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Frederick County, VA8182.3192+8.8%#28 of 887
2Spotsylvania County, VA79132.5183+10.5%#40 of 887
3Stafford County, VA75132.5202+8.3%#66 of 887
4Arlington County, VA74302.7190+2.1%#75 of 887
5Suffolk city, VA7351.3317+10.4%#77 of 887
6Prince William County, VA67533.4147+4.2%#149 of 887
7Loudoun County, VA67654.5124+6.4%#153 of 887
8Hanover County, VA6692.1216+5.6%#159 of 887
9Bedford County, VA6582.4164+4.4%#165 of 887
10Augusta County, VA6061.9200+1.8%#241 of 887

Other business types in Loudoun County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Loudoun County, VA?

Map listings as of September 2026 show 65 mortgage brokers and lenders in Loudoun County. 16 of them (25%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 28 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 3.4% from 2019.

How much do households in Loudoun County, VA spend on rent and homeowner costs?

About $3.1B a year, or $21,960 per household. That is 32% above the U.S. average (an index of 132, where 100 is the U.S. average). For the 65 mortgage brokers and lenders on map listings, housing spending per office is 24% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 143,032 households in Loudoun County and national spending patterns by income.

How does Loudoun County, VA compare with the U.S. for mortgage brokers and lenders?

Loudoun County has 4.5 mortgage brokers and lenders per 10,000 households, 5% above the U.S. rate of 4.3. The index of housing spending per office is 124, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Loudoun County would have about 81, against 65 on map listings. There is one business with payroll in the industry for every 5,108 households, against one for every 4,897 across the U.S. The official count fell 3.4% from 2019 to 2023, against +9.5% for the U.S.

How fast is Loudoun County, VA growing?

Population estimates put Loudoun County at 449,749 people in 2025, up 6.4% since 2020, faster than the U.S. (+3.1%). It has 143,032 households. Median household income in Loudoun County is $181,765, 2.3 times the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 27.7%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Loudoun County scores 67 for mortgage brokers and lenders (upper middle), #153 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Loudoun County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Loudoun County

Screening a site or an acquisition in Loudoun County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Loudoun County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.