Groundwork

Real estate · County · Tennessee

Mortgage brokers and lenders in White County, TN

How White County, TN compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 27 out of 100: Lower middle

Ranked #825 of 887 scored counties
#28 of 29 scored counties in Tennessee

Listings
7
2 chain locations (29%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$148.1M
On rent and homeowner costs · $13,190 a household
Housing spending per listing (U.S. = 100)
54
46% below the U.S.
Listings per 10k households
6.2
44% above the U.S.
Population, 2025
29,612
+7.9% since 2020

See the mortgage brokers and lenders around any address in White County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of White County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for mortgage brokers and lenders in White County is 27 (lower middle), #825 of 887 scored counties and #28 of 29 scored counties in Tennessee. That puts it in the bottom quarter of counties.

As of September 2026, map listings count 7 mortgage brokers and lenders in White County. Chain locations make up 29% of them, against 21% across the U.S. That comes to 6.2 for every 10,000 households, 44% above the U.S. rate of 4.3.

At $13,190 per household (21% below the U.S. average), households in White County spend about $148.1M a year on rent and homeowner costs. Housing spending per office is 46% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

There is no official count of businesses with payroll classed as mortgage brokers and real estate lenders in White County: counts under 3 aren’t published. Population estimates show White County grew 7.9% from 2020 to 2025, faster than the U.S. (+3.1%).

How White County compares

The same measures for Tennessee and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in White County, TN compared with Tennessee and the U.S.
MeasureWhite CountyTennesseeU.S.
Listings per 10k households6.24.04.3
Housing spending per listing (U.S. = 100)5496100
Households per official establishmentn/a6,4194,897
Official establishment growth, 2019–2023n/a+7.1%+9.5%
Population growth, 2020–2025+7.9%+5.6%+3.1%
Spending per household on rent and homeowner costs$13,190$14,833$16,661
Median household income$52,188$69,595$80,734
Groundwork market score2748

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
72 chain locations
Listings at the U.S. rate for this spending
4The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in White County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in White County

Population, 2025 estimate
29,612+7.9% since 2020
Households
11,226
Median age
43.1
Homes lived in by their owners
77%
Vehicles per household
2.1
Land area
377 sq. mi.
People per square mile
75
Median household income
$52,188+24.3% vs. 2015–2019, before inflation
Average household income
$71,135
Median home value
$207,200
Jobs located here
7,730
Daytime population
25,039Residents who don’t work, plus everyone whose job is here

Looking at a specific site in White County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of White County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Tennessee

Every Tennessee market ranked →

The highest-scoring counties in Tennessee for mortgage brokers and lenders, numbered among those based in Tennessee, with White County marked.

Top counties in Tennessee

Counties in Tennessee ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Robertson County, TN7851.8223+9.9%#44 of 887
2Bedford County, TN6552.6144+9.7%#169 of 887
3Blount County, TN65193.4114+6.0%#176 of 887
4Coffee County, TN6352.2162+7.4%#201 of 887
5Greene County, TN6251.8195+5.0%#214 of 887
6Loudon County, TN6293.7107+15.6%#225 of 887
7Wilson County, TN61254.2101+17.8%#235 of 887
8Madison County, TN60102.5142+2.0%#246 of 887
9Bradley County, TN58163.897+6.1%#285 of 887
10Tipton County, TN5752.2171+2.0%#286 of 887
28White County, TN2776.254+7.9%#825 of 887

Other business types in White County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in White County, TN?

White County has 7 mortgage brokers and lenders on map listings as of September 2026. 2 of them (29%) are chain locations. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in White County: counts under 3 are left out.

How much do households in White County, TN spend on rent and homeowner costs?

About $148.1M a year, or $13,190 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). For the 7 mortgage brokers and lenders on map listings, housing spending per office is 46% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 11,226 households in White County and national spending patterns by income.

How does White County, TN compare with the U.S. for mortgage brokers and lenders?

White County has 6.2 mortgage brokers and lenders per 10,000 households, 44% above the U.S. rate of 4.3. The index of housing spending per office is 54, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, White County would have about 4, against 7 on map listings.

How fast is White County, TN growing?

Population estimates put White County at 29,612 people in 2025, up 7.9% since 2020, faster than the U.S. (+3.1%). It has 11,226 households. The median household income in White County is $52,188 a year, 35% below the U.S. median of $80,734. That rose 24.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. White County scores 27 for mortgage brokers and lenders (lower middle), #825 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in White County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in White County

Screening a site or an acquisition in White County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of White County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.