Groundwork

Real estate · County · Tennessee

Mortgage brokers and lenders in Madison County, TN

The mortgage brokers and lenders in Madison County, TN, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 60 out of 100: Upper middle

Ranked #246 of 887 scored counties
#8 of 29 scored counties in Tennessee

Listings
10
5 chain locations (50%)
Official establishments
3
Businesses with payroll, 2023
Household spending a year
$555.7M
On rent and homeowner costs · $13,839 a household
Housing spending per listing (U.S. = 100)
142
42% above the U.S.
Listings per 10k households
2.5
42% below the U.S.
Population, 2025
100,790
+2.0% since 2020

See the mortgage brokers and lenders around any address in Madison County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Madison County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $13,839 per household (17% below the U.S. average), households in Madison County spend about $555.7M a year on rent and homeowner costs. Housing spending per office is 42% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Madison County has 10 mortgage brokers and lenders on map listings as of September 2026. Chain locations make up 50% of them, against 21% across the U.S. That is 2.5 per 10,000 households, 42% below the U.S. rate of 4.3.

In 2023, official counts showed 3 businesses with payroll in Madison County classed as mortgage brokers and real estate lenders. That is one for every 13,384 households, against one for every 4,897 across the U.S.

Between 2020 and 2025, the population of Madison County grew 2.0%, slower than the U.S. (+3.1%). Madison County scores 60 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #246 of 887 scored counties and #8 of 29 scored counties in Tennessee.

How Madison County compares

The same measures for Tennessee and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Madison County, TN compared with Tennessee and the U.S.
MeasureMadison CountyTennesseeU.S.
Listings per 10k households2.54.04.3
Housing spending per listing (U.S. = 100)14296100
Households per official establishment13,3846,4194,897
Official establishment growth, 2019–2023n/a+7.1%+9.5%
Population growth, 2020–2025+2.0%+5.6%+3.1%
Spending per household on rent and homeowner costs$13,839$14,833$16,661
Median household income$60,042$69,595$80,734
Groundwork market score6048

Official counts and lending

Businesses

Official establishments, 2019 to 2023
5 → 3
Employees, 2023
5
Annual payroll, 2023
$860K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
105 chain locations
Listings at the U.S. rate for this spending
14The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Madison County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Madison County

Population, 2025 estimate
100,790+2.0% since 2020
Households
40,153
Median age
39.2
Homes lived in by their owners
62%
Vehicles per household
1.8
Land area
557 sq. mi.
People per square mile
178
Median household income
$60,042+24.7% vs. 2015–2019, before inflation
Average household income
$80,863
Median home value
$211,800
Jobs located here
61,474
Daytime population
118,262Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Madison County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Madison County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Tennessee

Every Tennessee market ranked →

The highest-scoring counties in Tennessee for mortgage brokers and lenders, numbered among those based in Tennessee, with Madison County marked.

Top counties in Tennessee

Counties in Tennessee ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Robertson County, TN7851.8223+9.9%#44 of 887
2Bedford County, TN6552.6144+9.7%#169 of 887
3Blount County, TN65193.4114+6.0%#176 of 887
4Coffee County, TN6352.2162+7.4%#201 of 887
5Greene County, TN6251.8195+5.0%#214 of 887
6Loudon County, TN6293.7107+15.6%#225 of 887
7Wilson County, TN61254.2101+17.8%#235 of 887
8Madison County, TN60102.5142+2.0%#246 of 887
9Bradley County, TN58163.897+6.1%#285 of 887
10Tipton County, TN5752.2171+2.0%#286 of 887

Other business types in Madison County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Madison County, TN?

Map listings as of September 2026 show 10 mortgage brokers and lenders in Madison County. 5 of them (50%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Madison County, TN spend on rent and homeowner costs?

About $555.7M a year, or $13,839 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). For the 10 mortgage brokers and lenders on map listings, housing spending per office is 42% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 40,153 households in Madison County and national spending patterns by income.

How does Madison County, TN compare with the U.S. for mortgage brokers and lenders?

Madison County has 2.5 mortgage brokers and lenders per 10,000 households, 42% below the U.S. rate of 4.3. The index of housing spending per office is 142, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Madison County would have about 14, against 10 on map listings. There is one business with payroll in the industry for every 13,384 households, against one for every 4,897 across the U.S.

How fast is Madison County, TN growing?

Population estimates put Madison County at 100,790 people in 2025, up 2.0% since 2020, slower than the U.S. (+3.1%). It has 40,153 households. Median household income in Madison County is $60,042, 26% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 24.7%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Madison County scores 60 for mortgage brokers and lenders (upper middle), #246 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Madison County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Madison County

Screening a site or an acquisition in Madison County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Madison County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.