Real estate · County · North Carolina
Mortgage brokers and lenders in Gaston County, NC
How Gaston County, NC compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 76 out of 100: High
Ranked #61 of 887 scored counties
#5 of 38 scored counties in North Carolina
- Listings
- 18
- 8 chain locations (44%)
- Official establishments
- 8
- Businesses with payroll, 2023
- Household spending a year
- $1.4B
- On rent and homeowner costs · $14,532 a household
- Housing spending per listing (U.S. = 100)
- 194
- 94% above the U.S.
- Listings per 10k households
- 1.9
- 56% below the U.S.
- Population, 2025
- 246,558
- +7.8% since 2020
See the mortgage brokers and lenders around any address in Gaston County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Gaston County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Groundwork market score for mortgage brokers and lenders in Gaston County is 76 (high), #61 of 887 scored counties and #5 of 38 scored counties in North Carolina. That puts it in the top 10% of counties for mortgage brokers and lenders.
Households in Gaston County spend about $1.4B a year on rent and homeowner costs, or $14,532 per household, 13% below the U.S. average. Housing spending per office is 94% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
There are 18 mortgage brokers and lenders on map listings in Gaston County as of September 2026. 8 of them (44%) are chain locations, against 21% across the U.S. That comes to 1.9 for every 10,000 households, 56% below the U.S. rate of 4.3.
In 2023, official counts showed 8 businesses with payroll in Gaston County classed as mortgage brokers and real estate lenders. That is one for every 11,697 households, against one for every 4,897 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $150K has gone to businesses classed as mortgage brokers and real estate lenders in Gaston County. Population estimates put the population change in Gaston County from 2020 to 2025 at +7.8%, faster than the U.S. (+3.1%).
How Gaston County compares
The same measures for North Carolina and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Gaston County | North Carolina | U.S. |
|---|---|---|---|
| Listings per 10k households | 1.9 | 4.1 | 4.3 |
| Housing spending per listing (U.S. = 100) | 194 | 95 | 100 |
| Households per official establishment | 11,697 | 5,469 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +19.9% | +9.5% |
| Population growth, 2020–2025 | +7.8% | +7.2% | +3.1% |
| Spending per household on rent and homeowner costs | $14,532 | $15,139 | $16,661 |
| Median household income | $67,478 | $72,388 | $80,734 |
| Groundwork market score | 76 | 47 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 5 → 8
- Employees, 2023
- 17
- Annual payroll, 2023
- $1.4M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 188 chain locations
- Listings at the U.S. rate for this spending
- 35The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $150K
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Gaston County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Gaston County
- Population, 2025 estimate
- 246,558+7.8% since 2020
- Households
- 93,576
- Median age
- 40.0
- Homes lived in by their owners
- 67%
- Vehicles per household
- 1.9
- Land area
- 356 sq. mi.
- People per square mile
- 660
- Median household income
- $67,478+27.7% vs. 2015–2019, before inflation
- Average household income
- $91,074
- Median home value
- $266,000
- Jobs located here
- 82,464
- Daytime population
- 195,265Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Gaston County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Gaston County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across North Carolina
Every North Carolina market ranked →The highest-scoring counties in North Carolina for mortgage brokers and lenders, numbered among those based in North Carolina, with Gaston County marked.
Top counties in North Carolina
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Cabarrus County, NC | 85 | 17 | 2.0 | 208 | +9.9% | #8 of 887 |
| 2Johnston County, NC | 82 | 15 | 1.8 | 227 | +17.9% | #22 of 887 |
| 3Union County, NC | 81 | 16 | 1.9 | 236 | +11.7% | #26 of 887 |
| 4Lincoln County, NC | 78 | 6 | 1.6 | 248 | +13.2% | #42 of 887 |
| 5Gaston County, NC | 76 | 18 | 1.9 | 194 | +7.8% | #61 of 887 |
| 6Iredell County, NC | 75 | 21 | 2.8 | 147 | +12.9% | #69 of 887 |
| 7Davidson County, NC | 71 | 11 | 1.6 | 231 | +6.6% | #103 of 887 |
| 8Forsyth County, NC | 71 | 37 | 2.3 | 162 | +5.0% | #107 of 887 |
| 9Durham County, NC | 70 | 40 | 2.8 | 146 | +7.7% | #124 of 887 |
| 10Randolph County, NC | 67 | 9 | 1.6 | 226 | +3.5% | #144 of 887 |
Other business types in Gaston County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate63
- Real estate agents and brokers64
- Property management75
- Mortgage brokers and lenders76
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Gaston County, NC?
As of September 2026, map listings count 18 mortgage brokers and lenders in Gaston County. 8 of them (44%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 8 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Gaston County, NC spend on rent and homeowner costs?
About $1.4B a year, or $14,532 per household. That is 13% below the U.S. average (an index of 87, where 100 is the U.S. average). For the 18 mortgage brokers and lenders on map listings, housing spending per office is 94% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 93,576 households in Gaston County and national spending patterns by income.
How does Gaston County, NC compare with the U.S. for mortgage brokers and lenders?
Gaston County has 1.9 mortgage brokers and lenders per 10,000 households, 56% below the U.S. rate of 4.3. The index of housing spending per office is 194, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Gaston County would have about 35, against 18 on map listings. There is one business with payroll in the industry for every 11,697 households, against one for every 4,897 across the U.S.
How fast is Gaston County, NC growing?
Population estimates put Gaston County at 246,558 people in 2025, up 7.8% since 2020, faster than the U.S. (+3.1%). It has 93,576 households. Median household income in Gaston County is $67,478, 16% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 27.7%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Gaston County scores 76 for mortgage brokers and lenders (high), #61 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Gaston County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Gaston County
Screening a site or an acquisition in Gaston County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Gaston County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.