Groundwork

Real estate · County · North Carolina

Mortgage brokers and lenders in Iredell County, NC

The mortgage brokers and lenders in Iredell County, NC, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 75 out of 100: High

Ranked #69 of 887 scored counties
#6 of 38 scored counties in North Carolina

Listings
21
4 chain locations (19%)
Official establishments
8
Businesses with payroll, 2023
Household spending a year
$1.2B
On rent and homeowner costs · $15,816 a household
Housing spending per listing (U.S. = 100)
147
47% above the U.S.
Listings per 10k households
2.8
35% below the U.S.
Population, 2025
211,798
+12.9% since 2020

See the mortgage brokers and lenders around any address in Iredell County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Iredell County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for mortgage brokers and lenders in Iredell County is 75 (high), #69 of 887 scored counties and #6 of 38 scored counties in North Carolina. That puts it in the top 10% of counties for mortgage brokers and lenders.

Households in Iredell County spend about $1.2B a year on rent and homeowner costs, or $15,816 per household, 5% below the U.S. average. Housing spending per office is 47% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 21 mortgage brokers and lenders on map listings in Iredell County as of September 2026. Chain locations make up 19% of them, against 21% across the U.S. That is 2.8 per 10,000 households, 35% below the U.S. rate of 4.3.

In 2023, official counts showed 8 businesses with payroll in Iredell County classed as mortgage brokers and real estate lenders. That is one for every 9,543 households, against one for every 4,897 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $100K has gone to businesses classed as mortgage brokers and real estate lenders in Iredell County. Between 2020 and 2025, the population of Iredell County grew 12.9%, faster than the U.S. (+3.1%).

How Iredell County compares

The same measures for North Carolina and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Iredell County, NC compared with North Carolina and the U.S.
MeasureIredell CountyNorth CarolinaU.S.
Listings per 10k households2.84.14.3
Housing spending per listing (U.S. = 100)14795100
Households per official establishment9,5435,4694,897
Official establishment growth, 2019–2023n/a+19.9%+9.5%
Population growth, 2020–2025+12.9%+7.2%+3.1%
Spending per household on rent and homeowner costs$15,816$15,139$16,661
Median household income$81,419$72,388$80,734
Groundwork market score7547

Official counts and lending

Businesses

Official establishments, 2019 to 2023
11 → 8
Employees, 2023
17
Annual payroll, 2023
$2.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
214 chain locations
Listings at the U.S. rate for this spending
31The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$100K

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Iredell County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Iredell County

Population, 2025 estimate
211,798+12.9% since 2020
Households
76,344
Median age
41.4
Homes lived in by their owners
72%
Vehicles per household
2.1
Land area
575 sq. mi.
People per square mile
342
Median household income
$81,419+33.6% vs. 2015–2019, before inflation
Average household income
$113,658
Median home value
$321,400
Jobs located here
82,907
Daytime population
186,832Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Iredell County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Iredell County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across North Carolina

Every North Carolina market ranked →

The highest-scoring counties in North Carolina for mortgage brokers and lenders, numbered among those based in North Carolina, with Iredell County marked.

Top counties in North Carolina

Counties in North Carolina ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Cabarrus County, NC85172.0208+9.9%#8 of 887
2Johnston County, NC82151.8227+17.9%#22 of 887
3Union County, NC81161.9236+11.7%#26 of 887
4Lincoln County, NC7861.6248+13.2%#42 of 887
5Gaston County, NC76181.9194+7.8%#61 of 887
6Iredell County, NC75212.8147+12.9%#69 of 887
7Davidson County, NC71111.6231+6.6%#103 of 887
8Forsyth County, NC71372.3162+5.0%#107 of 887
9Durham County, NC70402.8146+7.7%#124 of 887
10Randolph County, NC6791.6226+3.5%#144 of 887

Other business types in Iredell County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Iredell County, NC?

As of September 2026, map listings count 21 mortgage brokers and lenders in Iredell County. 4 of them (19%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 8 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Iredell County, NC spend on rent and homeowner costs?

About $1.2B a year, or $15,816 per household. That is 5% below the U.S. average (an index of 95, where 100 is the U.S. average). For the 21 mortgage brokers and lenders on map listings, housing spending per office is 47% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 76,344 households in Iredell County and national spending patterns by income.

How does Iredell County, NC compare with the U.S. for mortgage brokers and lenders?

Iredell County has 2.8 mortgage brokers and lenders per 10,000 households, 35% below the U.S. rate of 4.3. The index of housing spending per office is 147, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Iredell County would have about 31, against 21 on map listings. There is one business with payroll in the industry for every 9,543 households, against one for every 4,897 across the U.S.

How fast is Iredell County, NC growing?

Population estimates put Iredell County at 211,798 people in 2025, up 12.9% since 2020, faster than the U.S. (+3.1%). It has 76,344 households. Median household income in Iredell County is $81,419, in line with the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 33.6%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Iredell County scores 75 for mortgage brokers and lenders (high), #69 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Iredell County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Iredell County

Screening a site or an acquisition in Iredell County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Iredell County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.