Groundwork

Real estate · County · Florida

Mortgage brokers and lenders in Nassau County, FL

The mortgage brokers and lenders in Nassau County, FL, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 52 out of 100: Upper middle

Ranked #407 of 887 scored counties
#18 of 39 scored counties in Florida

Listings
21
5 chain locations (24%)
Official establishments
7
Businesses with payroll, 2023
Household spending a year
$639.4M
On rent and homeowner costs · $16,266 a household
Housing spending per listing (U.S. = 100)
78
22% below the U.S.
Listings per 10k households
5.3
23% above the U.S.
Population, 2025
106,879
+17.4% since 2020

See the mortgage brokers and lenders around any address in Nassau County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Nassau County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Nassau County spend about $639.4M a year on rent and homeowner costs, or $16,266 per household, 2% below the U.S. average. Housing spending per office is 22% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 21 mortgage brokers and lenders on map listings in Nassau County as of September 2026. Of those, 5 are chain locations, or 24%, against 21% across the U.S. That comes to 5.3 for every 10,000 households, 23% above the U.S. rate of 4.3.

Official counts show 7 businesses with payroll classed as mortgage brokers and real estate lenders in Nassau County in 2023. That is one for every 5,615 households, against one for every 4,897 across the U.S.

Population estimates put the population change in Nassau County from 2020 to 2025 at +17.4%, faster than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in Nassau County is 52 (upper middle), #407 of 887 scored counties and #18 of 39 scored counties in Florida.

How Nassau County compares

The same measures for Florida and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Nassau County, FL compared with Florida and the U.S.
MeasureNassau CountyFloridaU.S.
Listings per 10k households5.35.34.3
Housing spending per listing (U.S. = 100)7874100
Households per official establishment5,6153,5104,897
Official establishment growth, 2019–2023n/a+22.5%+9.5%
Population growth, 2020–2025+17.4%+8.7%+3.1%
Spending per household on rent and homeowner costs$16,266$15,326$16,661
Median household income$89,804$74,568$80,734
Groundwork market score5236

Official counts and lending

Businesses

Official establishments, 2019 to 2023
7
Employees, 2023
40
Annual payroll, 2023
$3.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
215 chain locations
Listings at the U.S. rate for this spending
16The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Nassau County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Nassau County

Population, 2025 estimate
106,879+17.4% since 2020
Households
39,307
Median age
46.0
Homes lived in by their owners
83%
Vehicles per household
2.0
Land area
649 sq. mi.
People per square mile
151
Median household income
$89,804+28.4% vs. 2015–2019, before inflation
Average household income
$116,081
Median home value
$382,800
Jobs located here
26,220
Daytime population
80,329Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Nassau County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Nassau County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Florida

Every Florida market ranked →

The highest-scoring counties in Florida for mortgage brokers and lenders, numbered among those based in Florida, with Nassau County marked.

Top counties in Florida

Counties in Florida ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Sumter County, FL8391.3302+21.1%#15 of 887
2Citrus County, FL74111.5228+11.1%#73 of 887
3Santa Rosa County, FL72182.5168+11.7%#96 of 887
4Highlands County, FL7151.1321+9.7%#100 of 887
5Lake County, FL71392.4161+18.1%#108 of 887
6St. Lucie County, FL67332.4157+21.4%#148 of 887
7Marion County, FL65452.7130+17.3%#175 of 887
8Pasco County, FL64662.8138+19.1%#191 of 887
9Polk County, FL64893.1120+19.8%#194 of 887
10Clay County, FL63253.0136+9.4%#205 of 887
18Nassau County, FL52215.378+17.4%#407 of 887

Other business types in Nassau County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Nassau County, FL?

As of September 2026, map listings count 21 mortgage brokers and lenders in Nassau County. 5 of them (24%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 7 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Nassau County, FL spend on rent and homeowner costs?

About $639.4M a year, or $16,266 per household. That is 2% below the U.S. average (an index of 98, where 100 is the U.S. average). For the 21 mortgage brokers and lenders on map listings, housing spending per office is 22% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 39,307 households in Nassau County and national spending patterns by income.

How does Nassau County, FL compare with the U.S. for mortgage brokers and lenders?

Nassau County has 5.3 mortgage brokers and lenders per 10,000 households, 23% above the U.S. rate of 4.3. The index of housing spending per office is 78, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Nassau County would have about 16, against 21 on map listings. There is one business with payroll in the industry for every 5,615 households, against one for every 4,897 across the U.S.

How fast is Nassau County, FL growing?

Population estimates put Nassau County at 106,879 people in 2025, up 17.4% since 2020, faster than the U.S. (+3.1%). It has 39,307 households. Median household income in Nassau County is $89,804, 11% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 28.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Nassau County scores 52 for mortgage brokers and lenders (upper middle), #407 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Nassau County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Nassau County

Screening a site or an acquisition in Nassau County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Nassau County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.