Groundwork

Real estate · County · Florida

Mortgage brokers and lenders in Sumter County, FL

The mortgage brokers and lenders in Sumter County, FL, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 83 out of 100: High

Ranked #15 of 887 scored counties
#1 of 39 scored counties in Florida

Listings
9
4 chain locations (44%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$1.1B
On rent and homeowner costs · $15,107 a household
Housing spending per listing (U.S. = 100)
302
3 times the U.S.
Listings per 10k households
1.3
70% below the U.S.
Population, 2025
157,772
+21.1% since 2020

See the mortgage brokers and lenders around any address in Sumter County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Sumter County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Sumter County scores 83 (high) on the Groundwork market score for mortgage brokers and lenders, ranking #15 of 887 scored counties and #1 of 39 scored counties in Florida. That puts it in the top 10% of counties for mortgage brokers and lenders.

At $15,107 per household (9% below the U.S. average), households in Sumter County spend about $1.1B a year on rent and homeowner costs. Housing spending per office is 3 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Sumter County has 9 mortgage brokers and lenders on map listings as of September 2026. 4 of them (44%) are chain locations, against 21% across the U.S. That comes to 1.3 for every 10,000 households, 70% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in Sumter County, since they leave out counts under 3. Population estimates show Sumter County grew 21.1% from 2020 to 2025, faster than the U.S. (+3.1%).

How Sumter County compares

The same measures for Florida and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Sumter County, FL compared with Florida and the U.S.
MeasureSumter CountyFloridaU.S.
Listings per 10k households1.35.34.3
Housing spending per listing (U.S. = 100)30274100
Households per official establishmentn/a3,5104,897
Official establishment growth, 2019–2023n/a+22.5%+9.5%
Population growth, 2020–2025+21.1%+8.7%+3.1%
Spending per household on rent and homeowner costs$15,107$15,326$16,661
Median household income$76,508$74,568$80,734
Groundwork market score8336

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
94 chain locations
Listings at the U.S. rate for this spending
27The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Sumter County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Sumter County

Population, 2025 estimate
157,772+21.1% since 2020
Households
70,318
Median age
62.4
Homes lived in by their owners
88%
Vehicles per household
1.5
Land area
557 sq. mi.
People per square mile
257
Median household income
$76,508+33.7% vs. 2015–2019, before inflation
Average household income
$98,339
Median home value
$385,400
Jobs located here
37,385
Daytime population
146,480Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Sumter County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Sumter County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Florida

Every Florida market ranked →

The highest-scoring counties in Florida for mortgage brokers and lenders, numbered among those based in Florida, with Sumter County marked.

Top counties in Florida

Counties in Florida ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Sumter County, FL8391.3302+21.1%#15 of 887
2Citrus County, FL74111.5228+11.1%#73 of 887
3Santa Rosa County, FL72182.5168+11.7%#96 of 887
4Highlands County, FL7151.1321+9.7%#100 of 887
5Lake County, FL71392.4161+18.1%#108 of 887
6St. Lucie County, FL67332.4157+21.4%#148 of 887
7Marion County, FL65452.7130+17.3%#175 of 887
8Pasco County, FL64662.8138+19.1%#191 of 887
9Polk County, FL64893.1120+19.8%#194 of 887
10Clay County, FL63253.0136+9.4%#205 of 887

Other business types in Sumter County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Sumter County, FL?

Map listings as of September 2026 show 9 mortgage brokers and lenders in Sumter County. 4 of them (44%) are chain locations. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Sumter County: counts under 3 are left out.

How much do households in Sumter County, FL spend on rent and homeowner costs?

About $1.1B a year, or $15,107 per household. That is 9% below the U.S. average (an index of 91, where 100 is the U.S. average). For the 9 mortgage brokers and lenders on map listings, housing spending per office is 3 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 70,318 households in Sumter County and national spending patterns by income.

How does Sumter County, FL compare with the U.S. for mortgage brokers and lenders?

Sumter County has 1.3 mortgage brokers and lenders per 10,000 households, 70% below the U.S. rate of 4.3. The index of housing spending per office is 302, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Sumter County would have about 27, against 9 on map listings.

How fast is Sumter County, FL growing?

Population estimates put Sumter County at 157,772 people in 2025, up 21.1% since 2020, faster than the U.S. (+3.1%). It has 70,318 households. Median household income in Sumter County is $76,508, 5% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 33.7%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Sumter County scores 83 for mortgage brokers and lenders (high), #15 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Sumter County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Sumter County

Screening a site or an acquisition in Sumter County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Sumter County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.