Groundwork

County profile · Kentucky

Montgomery County, KY market data

How Montgomery County compares with other counties for 56 business types: competitors, household spending, official counts and growth.

Population, 2025
28,822
+2.5% since 2020
Households
11,005
Median household income
$56,396
+23.9% vs. 2015–2019, before inflation
Median home value
$172,200
Jobs located here
10,428
Highest market score
72
Lawn, cleaning and pest control, #192 of 1,771 scored counties

A site report maps the competitors on map listings around any address in Montgomery County by name and distance, and the households and spending within reach. Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Montgomery County has an estimated 28,822 people and 11,005 households. Population estimates put the population change in Montgomery County from 2020 to 2025 at +2.5%, slower than the U.S. (+3.1%). Median household income in Montgomery County is $56,396, 30% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.9%, before inflation.

Relative to the U.S., household spending in Montgomery County runs highest on vehicle insurance (an index of 133, where 100 is the U.S. average) and lowest on memberships, classes and admissions (54).

Of the business types scored in Montgomery County, lawn care, cleaning and pest control companies (72); gyms and studios (65); and insurance agencies (55) have the highest Groundwork market scores. For lawn care, cleaning and pest control companies, that ranks #192 of 1,771 scored counties.

Montgomery County is part of the Mount Sterling area. Against the U.S., map listings per household run highest for gas stations (3 times the U.S. rate) and lowest for real estate businesses (48% below the U.S. rate).

All 56 business types in Montgomery County

Highest Groundwork market score first. Each score compares Montgomery County with other counties for that business type, from 0 to 100. Spending per listing divides a whole spending line (all vehicle repairs, all eating out) by one type’s listings: the demand for each competitor, not a business’s revenue. Compare it across markets with its index, where 100 is the U.S. figure for the same type; the real estate types, whose line is all housing costs, show the index only. How the score works.

Every business type in Montgomery County, KY, highest Groundwork market score first, with its rank among counties, listings, listings per 10,000 households, spending per listing and official establishments
Business typeScoreRank among countiesListingsPer 10k householdsSpending per listingSpending per listing vs. U.S. (100)Official establishments
Lawn, cleaning and pest control72#192 of 1,77165.5$2.3M1409
Gyms, studios and classes65#399 of 2,08865.5$977K1473
Insurance agencies55#949 of 2,2721715.4$1.7M13414
Coffee shops and cafes54#837 of 2,06376.4$5M136Under 3
Restaurants and cafes54#1,015 of 2,4058880.0$401K10835
Real estate agents and brokers53#901 of 2,1762018.2Index only1365
Real estate53#924 of 2,2292220.0Index only15610
Sit-down restaurants52#1,095 of 2,4054944.5$719K10814
Auto repair shops48#1,313 of 2,3782926.4$346K786
Auto repair and car care47#1,355 of 2,4015146.3$197K738
Salons, barbers and spas44#1,545 of 2,3854843.6$177K833
Pet businesses42#1,454 of 2,2001816.4$456K524
Grocery stores38#1,420 of 2,07087.3$7.6M816
Home repair trades38#1,570 of 2,0571412.7$2M8019
Tire shops37#1,103 of 1,53065.5$1.7M67Under 3
Dentists and orthodontists36#1,448 of 1,8861110.0$968K988
Convenience stores36#1,623 of 2,2611715.4$3.6M453
Primary care and pediatrics33#1,322 of 1,65676.4$1.5M8519
Grocery and convenience stores33#1,865 of 2,4022926.4$2.1M629
Fast food and sandwich shops31#1,830 of 2,2222220.0$1.6M5319
Gas stations31#1,942 of 2,3583632.7$930K3920
Pizza30#1,810 of 2,0901816.4$2M3919
Pet grooming and boarding26#1,270 of 1,46176.4$1.2M46Under 3
Veterinarians26#1,300 of 1,48576.4$1.2M434
Spas and skin care26#1,620 of 1,7691210.9$708K81Under 3
Chiropractors25#1,365 of 1,49076.4$1.5M64Under 3
Hair salons25#2,137 of 2,3392825.4$303K71Under 3
Doctors, dentists and clinics24#2,233 of 2,3949788.1$110K7236
Optometrists and eye care23#1,170 of 1,30254.5$2.1M683
HVAC and plumbing22#1,635 of 1,7071210.9$2.3M4813
Clothing, shoes and laundry19#2,098 of 2,2103632.7$495K5616
Clothing and shoe stores18#1,987 of 2,0873128.2$575K4516
Physical therapy17#1,374 of 1,4221210.9$888K376
BarbershopsNot scoredNot scored43.6$2.1M113Under 3
Car washes and detailingNot scoredNot scored43.6$2.5M100Under 3
Collision repair and body shopsNot scoredNot scored43.6$2.5M813
GymsNot scoredNot scored43.6$1.5M1133
Landscaping and lawn careNot scoredNot scored43.6$3.5M1204
Nail salonsNot scoredNot scored43.6$2.1M127Under 3
Funeral homesNot scoredNot scored32.7$489K723
Pet storesNot scoredNot scored32.7$2.7M60Under 3
Bakeries and dessert shopsNot scoredNot scored21.8$17.6MToo fewUnder 3
Child care and preschoolsNot scoredNot scored21.8$1.9MToo few8
ElectriciansNot scoredNot scored21.8$13.7MToo few6
LaundromatsNot scoredNot scored21.8$8.9MToo fewUnder 3
Martial arts and dance studiosNot scoredNot scored21.8$2.9MToo fewUnder 3
Dry cleanersNot scoredNot scored10.9$17.8MToo fewUnder 3
Home inspectorsNot scoredNot scored10.9Index onlyToo fewUnder 3
House cleaningNot scoredNot scored10.9$14.1MToo few5
Oil change and quick lubeNot scoredNot scored10.9$10MToo fewUnder 3
Pest controlNot scoredNot scored10.9$14.1MToo fewUnder 3
Property managementNot scoredNot scored10.9Index onlyToo fewUnder 3
Mortgage brokers and lendersNot scoredNot scored00.0None listedNone listedUnder 3
Roofing and guttersNot scoredNot scored00.0None listedNone listedUnder 3
Urgent care and walk-in clinicsNot scoredNot scored00.0None listedNone listedUnder 3
Yoga, Pilates and fitness studiosNot scoredNot scored00.0None listedNone listed3

Household spending in Montgomery County

What households here spend in a year on each line, in total and per household, with the index against the U.S. average (100).

Annual household spending in Montgomery County, KY by line, per household, and against the U.S.
Spending lineA year, all householdsPer householdIndex vs. U.S. (100)
Vehicle maintenance and repairs$10M$91395
Gasoline and other fuels$33.5M$3,041117
Food away from home$35.3M$3,20379
Groceries$60.5M$5,50187
Personal care products and services$8.5M$77277
Child care and other personal services$3.7M$33758
Memberships, classes and admissions$5.9M$53254
Medical and dental services$10.7M$96875
Pets$8.2M$74582
Clothing, shoes and related services$17.8M$1,61979
Vehicle insurance$28.6M$2,603133
Home repairs, maintenance and insurance$27.4M$2,48782
Lawn care, cleaning and other household services$14.1M$1,28191
Rent and homeowner costs$148.3M$13,47181

Household spending is estimated from the incomes of the households in each neighborhood, using what households at each income spent nationally in 2024, adjusted for the region. It counts what residents spend, wherever they spend it.

Population and households in Montgomery County

Population, 2025 estimate
28,822+2.5% since 2020
Households
11,005
Median age
39.6
Homes lived in by their owners
68%
Vehicles per household
2.0
Land area
197 sq. mi.
People per square mile
144
Median household income
$56,396+23.9% vs. 2015–2019, before inflation
Average household income
$74,506
Median home value
$172,200
Jobs located here
10,428
Daytime population
27,104Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Montgomery County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the competitors on map listings by name and distance, for any of the 56 business types.

Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.

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Montgomery County is part of the Mount Sterling, KY area.

Questions

How fast is Montgomery County, KY growing?

Population estimates put Montgomery County at 28,822 people in 2025, up 2.5% since 2020, slower than the U.S. (+3.1%). It has 11,005 households. Median household income rose 23.9% from the 2015–2019 survey, before inflation.

How much do households in Montgomery County, KY spend?

Households in Montgomery County spend about $148.3M a year on rent and homeowner costs, $60.5M on groceries and $35.3M on food away from home. Set against the U.S., households in Montgomery County spend the most on vehicle insurance (an index of 133, where 100 is the U.S. average) and the least on memberships, classes and admissions (54).

Which business types have the highest market scores in Montgomery County, KY?

The highest Groundwork market scores in Montgomery County are for lawn care, cleaning and pest control companies (72); gyms and studios (65); and insurance agencies (55). Montgomery County ranks #192 of 1,771 scored counties for lawn care, cleaning and pest control companies.

How does Montgomery County, KY compare with the U.S.?

The median household income in Montgomery County is $56,396 a year, 30% below the U.S. median of $80,734. The population rose 2.5% from 2020 to 2025, against +3.1% for the U.S. The median home value is $172,200, against $332,700 for the U.S. For its number of households, Montgomery County has the most map listings, relative to the U.S., for gas stations (3 times the U.S. rate) and the fewest for real estate businesses (48% below the U.S. rate).

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. 33 of the 56 business types have a score in Montgomery County, each ranked against other counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Montgomery County. It maps the competitors on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

All markets in Kentucky · Every U.S. market · How we measure

Screening a site or an acquisition in Montgomery County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.