Food and drink · County · Kentucky
Sit-down restaurants in Montgomery County, KY
Competitor counts, household spending and official business counts for sit-down restaurants in Montgomery County, KY, set against other counties and the U.S.
Groundwork market score · out of 100
Score 52 out of 100: Upper middle
Ranked #1,095 of 2,405 scored counties
#47 of 99 scored counties in Kentucky
- Listings
- 49
- 27 chain locations (55%)
- Official establishments
- 14
- Businesses with payroll, 2023
- Household spending a year
- $35.3M
- On food away from home · $3,203 a household
- Spending per listing
- $719K
- 8% above the U.S.
- Listings per 10k households
- 44.5
- 27% below the U.S.
- Population, 2025
- 28,822
- +2.5% since 2020
See the sit-down restaurants around any address in Montgomery County
The site report maps the sit-down restaurants on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on food away from home in Montgomery County comes to about $35.3M a year: $3,203 per household, 21% below the U.S. average. That works out to $719K per restaurant, 8% above the U.S. figure of $664K. The spending figure covers all food away from home, not only sit-down restaurants.
There are 49 sit-down restaurants on map listings in Montgomery County as of September 2026. Of those, 27 are chain locations, or 55%, against 29% across the U.S. That is 44.5 per 10,000 households, 27% below the U.S. rate of 61.3.
The official count of businesses with payroll classed as full-service restaurants in Montgomery County was 14 in 2023. That is one for every 786 households, against one for every 500 across the U.S. Another 7 one-person businesses have no payroll, by official counts.
Population estimates show Montgomery County grew 2.5% from 2020 to 2025, slower than the U.S. (+3.1%). The Groundwork market score for sit-down restaurants in Montgomery County is 52 (upper middle), #1,095 of 2,405 scored counties and #47 of 99 scored counties in Kentucky.
How Montgomery County compares
The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the sit-down restaurants counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Montgomery County | Kentucky | U.S. |
|---|---|---|---|
| Listings per 10k households | 44.5 | 49.3 | 61.3 |
| Spending per listing | $719K | $707K | $664K |
| Households per official establishment | 786 | 646 | 500 |
| Official establishment growth, 2019–2023 | n/a | +1.2% | +1.5% |
| Population growth, 2020–2025 | +2.5% | +2.2% | +3.1% |
| Spending per household on food away from home | $3,203 | $3,489 | $4,070 |
| Median household income | $56,396 | $63,726 | $80,734 |
| Groundwork market score | 52 | 50 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 16 → 14
- Employees, 2023
- 317
- Annual payroll, 2023
- $7M
- One-person businesses, 2023
- 7Businesses with no payroll
- Map listings, September 2026
- 4927 chain locations
- Listings at the U.S. rate for this spending
- 53The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as full-service restaurants in Montgomery County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Montgomery County
- Population, 2025 estimate
- 28,822+2.5% since 2020
- Households
- 11,005
- Median age
- 39.6
- Homes lived in by their owners
- 68%
- Vehicles per household
- 2.0
- Land area
- 197 sq. mi.
- People per square mile
- 144
- Median household income
- $56,396+23.9% vs. 2015–2019, before inflation
- Average household income
- $74,506
- Median home value
- $172,200
- Jobs located here
- 10,428
- Daytime population
- 27,104Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Montgomery County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the sit-down restaurants on map listings by name and distance.
Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSit-down restaurants across Kentucky
Every Kentucky market ranked →The highest-scoring counties in Kentucky for sit-down restaurants, numbered among those based in Kentucky, with Montgomery County marked.
Top counties in Kentucky
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Spencer County, KY | 95 | 18 | 24.6 | $1.8M | +7.7% | #4 of 2,405 |
| 2Oldham County, KY | 88 | 79 | 34.3 | $1.5M | +4.9% | #36 of 2,405 |
| 3Bullitt County, KY | 88 | 97 | 30.6 | $1.3M | +5.0% | #40 of 2,405 |
| 4Jessamine County, KY | 83 | 66 | 33.1 | $1.1M | +7.8% | #85 of 2,405 |
| 5Grant County, KY | 78 | 28 | 30.4 | $1.1M | +4.7% | #158 of 2,405 |
| 6Henry County, KY | 77 | 15 | 24.4 | $1.4M | +4.8% | #183 of 2,405 |
| 7Meade County, KY | 77 | 37 | 33.6 | $1.1M | +2.2% | #187 of 2,405 |
| 8Allen County, KY | 77 | 24 | 29.9 | $1.1M | +9.5% | #190 of 2,405 |
| 9Lincoln County, KY | 76 | 23 | 23.7 | $1.3M | +4.6% | #211 of 2,405 |
| 10Shelby County, KY | 75 | 72 | 39.0 | $1M | +6.2% | #242 of 2,405 |
| 47Montgomery County, KY | 52 | 49 | 44.5 | $719K | +2.5% | #1,095 of 2,405 |
Other business types in Montgomery County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
- Restaurants and cafes54
- Sit-down restaurants52
- Fast food and sandwich shops31
- Pizza30
- Coffee shops and cafes54
- Bakeries and dessert shops
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many sit-down restaurants are in Montgomery County, KY?
As of September 2026, map listings count 49 sit-down restaurants in Montgomery County. 27 of them (55%) are chain locations. The listings count restaurants of every cuisine, pizza included. Official counts show 14 businesses with payroll classed as full-service restaurants in 2023. Official counts list 7 one-person businesses without payroll.
How much do households in Montgomery County, KY spend on food away from home?
About $35.3M a year, or $3,203 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). Spread across the 49 sit-down restaurants on map listings, it comes to $719K per restaurant. That spending covers all food away from home, which sit-down restaurants share with other businesses in the trade. It is estimated from the incomes of the 11,005 households in Montgomery County and national spending patterns by income.
How does Montgomery County, KY compare with the U.S. for sit-down restaurants?
Montgomery County has 44.5 sit-down restaurants per 10,000 households, 27% below the U.S. rate of 61.3. Spending per restaurant is $719K, 8% above the U.S. figure of $664K. At the U.S. ratio of sit-down restaurants to household spending, Montgomery County would have about 53, against 49 on map listings. There is one business with payroll in the industry for every 786 households, against one for every 500 across the U.S.
How fast is Montgomery County, KY growing?
Population estimates put Montgomery County at 28,822 people in 2025, up 2.5% since 2020, slower than the U.S. (+3.1%). It has 11,005 households. Median household income in Montgomery County is $56,396, 30% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.9%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Montgomery County scores 52 for sit-down restaurants (upper middle), #1,095 of 2,405 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Montgomery County. It maps the sit-down restaurants on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for sit-down restaurants · All 56 business types in Montgomery County
Screening a site or an acquisition in Montgomery County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.