Groundwork

Auto · Metro area · North Carolina

Insurance agencies in the Jacksonville, NC metro area

Competitor counts, household spending and official business counts for insurance agencies in the Jacksonville, NC metro area, set against other metro areas and the U.S.

Groundwork market score · out of 100

Score 92 out of 100: Very high

Ranked #3 of 387 scored metro areas
#1 of 15 scored metro areas based in North Carolina

Listings
53
11 chain locations (21%)
Official establishments
47
+17.5% since 2019
Household spending a year
$191.5M
On vehicle insurance · $2,544 a household
Spending per listing
$3.6M
2.9 times the U.S.
Listings per 10k households
7.0
55% below the U.S.
Population, 2025
217,175
+6.0% since 2020

See the insurance agencies around any address in the Jacksonville metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Jacksonville metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, the Jacksonville metro area has a Groundwork market score of 92 (very high): #3 of 387 scored metro areas and #1 of 15 scored metro areas based in North Carolina. That puts it in the top 10% of metro areas for insurance agencies.

Map listings as of September 2026 show 53 insurance agencies in the Jacksonville metro area. Chain locations make up 21% of them, against 21% across the U.S. That is 7.0 per 10,000 households, 55% below the U.S. rate of 15.6.

At $2,544 per household (30% above the U.S. average), households in the Jacksonville metro area spend about $191.5M a year on vehicle insurance. That works out to $3.6M per agency, 2.9 times the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in the Jacksonville metro area was 47 in 2023, up 17.5% from 2019. That is one for every 1,601 households, against one for every 966 across the U.S. Population estimates show the Jacksonville metro area grew 6.0% from 2020 to 2025, faster than the U.S. (+3.1%).

How the Jacksonville metro area compares

The same measures for North Carolina and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Jacksonville, NC metro area compared with North Carolina and the U.S.
MeasureJacksonville metro areaNorth CarolinaU.S.
Listings per 10k households7.013.015.6
Spending per listing$3.6M$2M$1.3M
Households per official establishment1,6011,094966
Official establishment growth, 2019–2023+17.5%+0.1%−1.0%
Population growth, 2020–2025+6.0%+7.2%+3.1%
Spending per household on vehicle insurance$2,544$2,564$1,957
Median household income$68,148$72,388$80,734
Groundwork market score9284

Official counts and lending

Businesses

Official establishments, 2019 to 2023
47+17.5% over the period
Employees, 2023
227
Annual payroll, 2023
$14.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
5311 chain locations
Listings at the U.S. rate for this spending
153The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Jacksonville metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Jacksonville metro area

Population, 2025 estimate
217,175+6.0% since 2020
Households
75,265
Median age
30.9
Homes lived in by their owners
64%
Vehicles per household
1.9
Land area
762 sq. mi.
People per square mile
273
Median household income
$68,148+35.5% vs. 2015–2019, before inflation
Average household income
$85,766
Median home value
$236,400
Jobs located here
48,126
Daytime population
192,000Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Jacksonville metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Jacksonville metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across North Carolina

Every North Carolina market ranked →

The highest-scoring metro areas in North Carolina for insurance agencies, numbered among those based in North Carolina, with the Jacksonville metro area marked.

Top metro areas in North Carolina

Metro areas in North Carolina ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Jacksonville, NC92537.0$3.6M+6.0%#3 of 387
2Pinehurst-Southern Pines, NC914610.5$2.5M+10.3%#5 of 387
3Durham-Chapel Hill, NC8826910.8$2.2M+7.5%#10 of 387
4Rocky Mount, NC875910.1$2.6M+2.8%#15 of 387
5Fayetteville, NC821439.6$2.5M+1.6%#26 of 387
6Burlington, NC819513.6$1.9M+8.5%#33 of 387
7Wilmington, NC8126413.2$1.9M+15.9%#34 of 387
8Winston-Salem, NC8035412.6$2.1M+5.3%#36 of 387
9Asheville, NC8019512.1$2.1M+3.6%#37 of 387
10Hickory-Lenoir-Morganton, NC7620113.4$2.1M+3.2%#56 of 387

Other business types in the Jacksonville metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Jacksonville, NC metro area?

There are 53 insurance agencies on map listings in the Jacksonville metro area as of September 2026. 11 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 47 businesses with payroll classed as insurance agencies and brokerages in 2023, up 17.5% from 2019.

How much do households in the Jacksonville, NC metro area spend on vehicle insurance?

About $191.5M a year, or $2,544 per household. That is 30% above the U.S. average (an index of 130, where 100 is the U.S. average). Spread across the 53 insurance agencies on map listings, it comes to $3.6M per agency. It is estimated from the incomes of the 75,265 households in the Jacksonville metro area and national spending patterns by income.

How does the Jacksonville, NC metro area compare with the U.S. for insurance agencies?

The Jacksonville metro area has 7.0 insurance agencies per 10,000 households, 55% below the U.S. rate of 15.6. Spending per agency is $3.6M, 2.9 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Jacksonville metro area would have about 153, against 53 on map listings. There is one business with payroll in the industry for every 1,601 households, against one for every 966 across the U.S. The official count rose 17.5% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Jacksonville, NC metro area growing?

Population estimates put the Jacksonville metro area at 217,175 people in 2025, up 6.0% since 2020, faster than the U.S. (+3.1%). It has 75,265 households. The median household income in the Jacksonville metro area is $68,148 a year, 16% below the U.S. median of $80,734. That rose 35.5% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Jacksonville metro area scores 92 for insurance agencies (very high), #3 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Jacksonville metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Jacksonville metro area

Screening a site or an acquisition in the Jacksonville metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Jacksonville metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.