Groundwork

Auto · County · New Mexico

Insurance agencies in Los Alamos County, NM

The insurance agencies in Los Alamos County, NM, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 49 out of 100: Lower middle

Ranked #1,145 of 2,272 scored counties
#11 of 24 scored counties in New Mexico

Listings
12
5 chain locations (42%)
Official establishments
6
Businesses with payroll, 2023
Household spending a year
$16.4M
On vehicle insurance · $1,986 a household
Spending per listing
$1.4M
9% above the U.S.
Listings per 10k households
14.6
6% below the U.S.
Population, 2025
19,407
0.0% since 2020

See the insurance agencies around any address in Los Alamos County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Los Alamos County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in Los Alamos County comes to about $16.4M a year: $1,986 per household, in line with the U.S. average. That is about $1.4M of household spending for each agency on map listings, 9% above the U.S. figure of $1.3M.

Los Alamos County has 12 insurance agencies on map listings as of September 2026. Chain locations make up 42% of them, against 21% across the U.S. That is 14.6 per 10,000 households, 6% below the U.S. rate of 15.6.

Official counts show 6 businesses with payroll classed as insurance agencies and brokerages in Los Alamos County in 2023. That is one for every 1,375 households, against one for every 966 across the U.S.

Population estimates show Los Alamos County held about level from 2020 to 2025, against +3.1% for the U.S. Los Alamos County scores 49 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,145 of 2,272 scored counties and #11 of 24 scored counties in New Mexico.

How Los Alamos County compares

The same measures for New Mexico and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Los Alamos County, NM compared with New Mexico and the U.S.
MeasureLos Alamos CountyNew MexicoU.S.
Listings per 10k households14.615.415.6
Spending per listing$1.4M$1.2M$1.3M
Households per official establishment1,3751,109966
Official establishment growth, 2019–2023n/a+0.3%−1.0%
Population growth, 2020–20250.0%+0.3%+3.1%
Spending per household on vehicle insurance$1,986$1,890$1,957
Median household income$147,139$64,059$80,734
Groundwork market score4946

Official counts and lending

Businesses

Official establishments, 2019 to 2023
7 → 6
Employees, 2023
25
Annual payroll, 2023
$1.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
125 chain locations
Listings at the U.S. rate for this spending
13The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Los Alamos County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Los Alamos County

Population, 2025 estimate
19,4070.0% since 2020
Households
8,247
Median age
40.5
Homes lived in by their owners
75%
Vehicles per household
2.0
Land area
109 sq. mi.
People per square mile
178
Median household income
$147,139+21.3% vs. 2015–2019, before inflation
Average household income
$170,885
Median home value
$495,800
Jobs located here
20,699
Daytime population
29,150Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Los Alamos County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Los Alamos County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across New Mexico

Every New Mexico market ranked →

The highest-scoring counties in New Mexico for insurance agencies, numbered among those based in New Mexico, with Los Alamos County marked.

Top counties in New Mexico

Counties in New Mexico ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Taos County, NM73106.4$3.1M+0.3%#373 of 2,272
2Otero County, NM662811.4$1.7M+3.7%#597 of 2,272
3Valencia County, NM664315.6$1.4M+7.2%#603 of 2,272
4Cibola County, NM6478.2$2.3M−0.6%#647 of 2,272
5Sandoval County, NM647713.5$1.5M+6.9%#671 of 2,272
6San Miguel County, NM59119.2$2.1M−3.2%#795 of 2,272
7Rio Arriba County, NM581610.2$2.1M−1.0%#830 of 2,272
8Luna County, NM581010.8$1.7M−0.2%#843 of 2,272
9Santa Fe County, NM519513.4$1.4M+1.2%#1,085 of 2,272
10Lincoln County, NM491111.0$1.8M−2.3%#1,127 of 2,272
11Los Alamos County, NM491214.6$1.4M0.0%#1,145 of 2,272

Other business types in Los Alamos County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Los Alamos County, NM?

Map listings as of September 2026 show 12 insurance agencies in Los Alamos County. 5 of them (42%) are chain locations. The listings count insurance agencies. Official counts show 6 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Los Alamos County, NM spend on vehicle insurance?

About $16.4M a year, or $1,986 per household. That is in line with the U.S. average (an index of 101, where 100 is the U.S. average). Spread across the 12 insurance agencies on map listings, it comes to $1.4M per agency. It is estimated from the incomes of the 8,247 households in Los Alamos County and national spending patterns by income.

How does Los Alamos County, NM compare with the U.S. for insurance agencies?

Los Alamos County has 14.6 insurance agencies per 10,000 households, 6% below the U.S. rate of 15.6. Spending per agency is $1.4M, 9% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Los Alamos County would have about 13, against 12 on map listings. There is one business with payroll in the industry for every 1,375 households, against one for every 966 across the U.S.

How fast is Los Alamos County, NM growing?

Population estimates put Los Alamos County at 19,407 people in 2025, unchanged since 2020, against +3.1% for the U.S. It has 8,247 households. Median household income in Los Alamos County is $147,139, 82% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 21.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Los Alamos County scores 49 for insurance agencies (lower middle), #1,145 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Los Alamos County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Los Alamos County

Screening a site or an acquisition in Los Alamos County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Los Alamos County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.