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Insurance agencies in Laclede County, MO

The insurance agencies in Laclede County, MO, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 34 out of 100: Lower middle

Ranked #1,694 of 2,272 scored counties
#35 of 85 scored counties in Missouri

Listings
27
5 chain locations (19%)
Official establishments
13
Businesses with payroll, 2023
Household spending a year
$24.7M
On vehicle insurance · $1,700 a household
Spending per listing
$917K
27% below the U.S.
Listings per 10k households
18.5
19% above the U.S.
Population, 2025
36,943
+2.5% since 2020

See the insurance agencies around any address in Laclede County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Laclede County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 27 insurance agencies in Laclede County. Chain locations make up 19% of them, against 21% across the U.S. That comes to 18.5 for every 10,000 households, 19% above the U.S. rate of 15.6.

At $1,700 per household (13% below the U.S. average), households in Laclede County spend about $24.7M a year on vehicle insurance. That works out to $917K per agency, 27% below the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Laclede County was 13 in 2023. That is one for every 1,120 households, against one for every 966 across the U.S.

Population estimates show Laclede County grew 2.5% from 2020 to 2025, slower than the U.S. (+3.1%). Laclede County scores 34 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,694 of 2,272 scored counties and #35 of 85 scored counties in Missouri.

How Laclede County compares

The same measures for Missouri and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Laclede County, MO compared with Missouri and the U.S.
MeasureLaclede CountyMissouriU.S.
Listings per 10k households18.520.115.6
Spending per listing$917K$810K$1.3M
Households per official establishment1,120753966
Official establishment growth, 2019–2023n/a−1.3%−1.0%
Population growth, 2020–2025+2.5%+1.9%+3.1%
Spending per household on vehicle insurance$1,700$1,625$1,957
Median household income$53,282$70,702$80,734
Groundwork market score3419

Official counts and lending

Businesses

Official establishments, 2019 to 2023
14 → 13
Employees, 2023
39
Annual payroll, 2023
$1.7M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
275 chain locations
Listings at the U.S. rate for this spending
20The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Laclede County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Laclede County

Population, 2025 estimate
36,943+2.5% since 2020
Households
14,558
Median age
40.3
Homes lived in by their owners
68%
Vehicles per household
1.9
Land area
765 sq. mi.
People per square mile
48
Median household income
$53,282+12.8% vs. 2015–2019, before inflation
Average household income
$72,159
Median home value
$168,400
Jobs located here
14,884
Daytime population
36,882Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Laclede County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Laclede County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Missouri

Every Missouri market ranked →

The highest-scoring counties in Missouri for insurance agencies, numbered among those based in Missouri, with Laclede County marked.

Top counties in Missouri

Counties in Missouri ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Washington County, MO6677.8$2.2M+1.6%#584 of 2,272
2Lincoln County, MO623013.1$1.5M+11.4%#736 of 2,272
3McDonald County, MO601011.7$1.5M+3.1%#786 of 2,272
4Andrew County, MO59710.0$1.9M+0.7%#802 of 2,272
5Dallas County, MO57811.8$1.6M+5.2%#881 of 2,272
6Crawford County, MO561010.4$1.7M−0.4%#909 of 2,272
7Newton County, MO552712.2$1.5M+6.1%#961 of 2,272
8Pulaski County, MO531911.3$1.5M+0.8%#1,019 of 2,272
9Ray County, MO531415.4$1.2M+1.1%#1,029 of 2,272
10Ste. Genevieve County, MO521014.0$1.5M+1.1%#1,044 of 2,272
35Laclede County, MO342718.5$917K+2.5%#1,694 of 2,272

Other business types in Laclede County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Laclede County, MO?

There are 27 insurance agencies on map listings in Laclede County as of September 2026. 5 of them (19%) are chain locations. The listings count insurance agencies. Official counts show 13 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Laclede County, MO spend on vehicle insurance?

About $24.7M a year, or $1,700 per household. That is 13% below the U.S. average (an index of 87, where 100 is the U.S. average). Spread across the 27 insurance agencies on map listings, it comes to $917K per agency. It is estimated from the incomes of the 14,558 households in Laclede County and national spending patterns by income.

How does Laclede County, MO compare with the U.S. for insurance agencies?

Laclede County has 18.5 insurance agencies per 10,000 households, 19% above the U.S. rate of 15.6. Spending per agency is $917K, 27% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Laclede County would have about 20, against 27 on map listings. There is one business with payroll in the industry for every 1,120 households, against one for every 966 across the U.S.

How fast is Laclede County, MO growing?

Population estimates put Laclede County at 36,943 people in 2025, up 2.5% since 2020, slower than the U.S. (+3.1%). It has 14,558 households. The median household income in Laclede County is $53,282 a year, 34% below the U.S. median of $80,734. That rose 12.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Laclede County scores 34 for insurance agencies (lower middle), #1,694 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Laclede County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Laclede County

Screening a site or an acquisition in Laclede County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Laclede County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.