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Insurance agencies in Cass County, MO

Competitor counts, household spending and official business counts for insurance agencies in Cass County, MO, set against other counties and the U.S.

Groundwork market score · out of 100

Score 41 out of 100: Lower middle

Ranked #1,429 of 2,272 scored counties
#20 of 85 scored counties in Missouri

Listings
72
12 chain locations (17%)
Official establishments
52
+2.0% since 2019
Household spending a year
$81.7M
On vehicle insurance · $1,890 a household
Spending per listing
$1.1M
10% below the U.S.
Listings per 10k households
16.7
7% above the U.S.
Population, 2025
115,859
+7.1% since 2020

See the insurance agencies around any address in Cass County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cass County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 72 insurance agencies in Cass County. Chain locations make up 17% of them, against 21% across the U.S. That is 16.7 per 10,000 households, 7% above the U.S. rate of 15.6.

At $1,890 per household (3% below the U.S. average), households in Cass County spend about $81.7M a year on vehicle insurance. Spread across 72 insurance agencies, that is $1.1M per agency, 10% below the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Cass County was 52 in 2023, up 2.0% from 2019. That is one for every 831 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $500K has gone to businesses classed as insurance agencies and brokerages in Cass County.

Population estimates put the population change in Cass County from 2020 to 2025 at +7.1%, faster than the U.S. (+3.1%). For insurance agencies, Cass County has a Groundwork market score of 41 (lower middle): #1,429 of 2,272 scored counties and #20 of 85 scored counties in Missouri.

How Cass County compares

The same measures for Missouri and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Cass County, MO compared with Missouri and the U.S.
MeasureCass CountyMissouriU.S.
Listings per 10k households16.720.115.6
Spending per listing$1.1M$810K$1.3M
Households per official establishment831753966
Official establishment growth, 2019–2023+2.0%−1.3%−1.0%
Population growth, 2020–2025+7.1%+1.9%+3.1%
Spending per household on vehicle insurance$1,890$1,625$1,957
Median household income$87,535$70,702$80,734
Groundwork market score4119

Official counts and lending

Businesses

Official establishments, 2019 to 2023
51 → 52+2.0% over the period
Employees, 2023
255
Annual payroll, 2023
$13.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
7212 chain locations
Listings at the U.S. rate for this spending
65The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$500K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Cass County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Cass County

Population, 2025 estimate
115,859+7.1% since 2020
Households
43,206
Median age
41.3
Homes lived in by their owners
76%
Vehicles per household
2.1
Land area
697 sq. mi.
People per square mile
159
Median household income
$87,535+26.1% vs. 2015–2019, before inflation
Average household income
$108,544
Median home value
$292,400
Jobs located here
30,659
Daytime population
87,642Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Cass County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Cass County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Missouri

Every Missouri market ranked →

The highest-scoring counties in Missouri for insurance agencies, numbered among those based in Missouri, with Cass County marked.

Top counties in Missouri

Counties in Missouri ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Washington County, MO6677.8$2.2M+1.6%#584 of 2,272
2Lincoln County, MO623013.1$1.5M+11.4%#736 of 2,272
3McDonald County, MO601011.7$1.5M+3.1%#786 of 2,272
4Andrew County, MO59710.0$1.9M+0.7%#802 of 2,272
5Dallas County, MO57811.8$1.6M+5.2%#881 of 2,272
6Crawford County, MO561010.4$1.7M−0.4%#909 of 2,272
7Newton County, MO552712.2$1.5M+6.1%#961 of 2,272
8Pulaski County, MO531911.3$1.5M+0.8%#1,019 of 2,272
9Ray County, MO531415.4$1.2M+1.1%#1,029 of 2,272
10Ste. Genevieve County, MO521014.0$1.5M+1.1%#1,044 of 2,272
20Cass County, MO417216.7$1.1M+7.1%#1,429 of 2,272

Other business types in Cass County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Cass County, MO?

Cass County has 72 insurance agencies on map listings as of September 2026. 12 of them (17%) are chain locations. The listings count insurance agencies. Official counts show 52 businesses with payroll classed as insurance agencies and brokerages in 2023, up 2.0% from 2019.

How much do households in Cass County, MO spend on vehicle insurance?

About $81.7M a year, or $1,890 per household. That is 3% below the U.S. average (an index of 97, where 100 is the U.S. average). Spread across the 72 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 43,206 households in Cass County and national spending patterns by income.

How does Cass County, MO compare with the U.S. for insurance agencies?

Cass County has 16.7 insurance agencies per 10,000 households, 7% above the U.S. rate of 15.6. Spending per agency is $1.1M, 10% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Cass County would have about 65, against 72 on map listings. There is one business with payroll in the industry for every 831 households, against one for every 966 across the U.S. The official count rose 2.0% from 2019 to 2023, against −1.0% for the U.S.

How fast is Cass County, MO growing?

Population estimates put Cass County at 115,859 people in 2025, up 7.1% since 2020, faster than the U.S. (+3.1%). It has 43,206 households. The median household income in Cass County is $87,535 a year, 8% above the U.S. median of $80,734. That rose 26.1% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cass County scores 41 for insurance agencies (lower middle), #1,429 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Cass County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Cass County

Screening a site or an acquisition in Cass County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Cass County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.