Groundwork

Auto · Small-town market · Iowa

Insurance agencies in the Le Mars, IA area

The insurance agencies in the Le Mars, IA area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score · out of 100

Score 26 out of 100: Lower middle

Ranked #459 of 537 scored small-town markets
#7 of 15 scored small-town markets based in Iowa

Listings
21
3 chain locations (14%)
Official establishments
17
Businesses with payroll, 2023
Household spending a year
$19.8M
On vehicle insurance · $1,921 a household
Spending per listing
$943K
25% below the U.S.
Listings per 10k households
20.4
31% above the U.S.
Population, 2025
25,697
0.0% since 2020

See the insurance agencies around any address in the Le Mars area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Le Mars area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for insurance agencies in the Le Mars area is 26 (lower middle), #459 of 537 scored small-town markets and #7 of 15 scored small-town markets based in Iowa. That puts it in the bottom quarter of small-town markets.

As of September 2026, map listings count 21 insurance agencies in the Le Mars area. 3 of them (14%) are chain locations, against 21% across the U.S. That comes to 20.4 for every 10,000 households, 31% above the U.S. rate of 15.6.

At $1,921 per household (2% below the U.S. average), households in the Le Mars area spend about $19.8M a year on vehicle insurance. That is about $943K of household spending for each agency on map listings, 25% below the U.S. figure of $1.3M.

In 2023, official counts showed 17 businesses with payroll in the Le Mars area classed as insurance agencies and brokerages. That is one for every 607 households, against one for every 966 across the U.S. Population estimates put the population change in the Le Mars area from 2020 to 2025 at 0.0%, against +3.1% for the U.S.

How the Le Mars area compares

The same measures for Iowa and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Le Mars, IA area compared with Iowa and the U.S.
MeasureLe Mars areaIowaU.S.
Listings per 10k households20.417.715.6
Spending per listing$943K$984K$1.3M
Households per official establishment607660966
Official establishment growth, 2019–2023n/a−5.7%−1.0%
Population growth, 2020–20250.0%+1.5%+3.1%
Spending per household on vehicle insurance$1,921$1,738$1,957
Median household income$83,251$75,059$80,734
Groundwork market score2620

Official counts and lending

Businesses

Official establishments, 2019 to 2023
17
Employees, 2023
53
Annual payroll, 2023
$3.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
213 chain locations
Listings at the U.S. rate for this spending
16The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Le Mars area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Le Mars area

Population, 2025 estimate
25,6970.0% since 2020
Households
10,313
Median age
41.9
Homes lived in by their owners
74%
Vehicles per household
2.2
Land area
863 sq. mi.
People per square mile
30
Median household income
$83,251
Average household income
$101,116
Median home value
$228,900
Jobs located here
12,334
Daytime population
23,763Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Le Mars area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Le Mars area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Iowa

Every Iowa market ranked →

The highest-scoring small-town markets in Iowa for insurance agencies, numbered among those based in Iowa, with the Le Mars area marked.

Top small-town markets in Iowa

Small-town markets in Iowa ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Pella, IA592015.0$1.3M+2.3%#197 of 537
2Spirit Lake, IA341314.7$1.2M+1.7%#406 of 537
3Fort Madison, IA331913.3$1.3M−3.6%#415 of 537
4Ottumwa, IA331812.9$1.3M−0.3%#416 of 537
5Marshalltown, IA322415.5$1.2M−0.5%#426 of 537
6Muscatine, IA262816.1$1.1M−3.0%#456 of 537
7Le Mars, IA262120.4$943K0.0%#459 of 537
8Clinton, IA213517.9$971K−0.9%#481 of 537
9Fort Dodge, IA192717.6$975K−0.4%#492 of 537
10Oskaloosa, IA182124.0$785K−1.2%#503 of 537

Other business types in the Le Mars area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Le Mars, IA area?

The Le Mars area has 21 insurance agencies on map listings as of September 2026. 3 of them (14%) are chain locations. The listings count insurance agencies. Official counts show 17 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in the Le Mars, IA area spend on vehicle insurance?

About $19.8M a year, or $1,921 per household. That is 2% below the U.S. average (an index of 98, where 100 is the U.S. average). Spread across the 21 insurance agencies on map listings, it comes to $943K per agency. It is estimated from the incomes of the 10,313 households in the Le Mars area and national spending patterns by income.

How does the Le Mars, IA area compare with the U.S. for insurance agencies?

The Le Mars area has 20.4 insurance agencies per 10,000 households, 31% above the U.S. rate of 15.6. Spending per agency is $943K, 25% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Le Mars area would have about 16, against 21 on map listings. There is one business with payroll in the industry for every 607 households, against one for every 966 across the U.S.

How fast is the Le Mars, IA area growing?

Population estimates put the Le Mars area at 25,697 people in 2025, unchanged since 2020, against +3.1% for the U.S. It has 10,313 households. The median household income in the Le Mars area is $83,251 a year, 3% above the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Le Mars area scores 26 for insurance agencies (lower middle), #459 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Le Mars area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Le Mars area

Screening a site or an acquisition in the Le Mars area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Le Mars area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.