Groundwork

Auto · Metro area · Georgia

Insurance agencies in the Columbus, GA-AL metro area

The insurance agencies in the Columbus, GA-AL metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 56 out of 100: Upper middle

Ranked #151 of 387 scored metro areas
#10 of 14 scored metro areas based in Georgia

Listings
202
57 chain locations (28%)
Official establishments
100
0.0% since 2019
Household spending a year
$294.5M
On vehicle insurance · $2,310 a household
Spending per listing
$1.5M
16% above the U.S.
Listings per 10k households
15.8
In line with the U.S.
Population, 2025
324,830
−1.3% since 2020

See the insurance agencies around any address in the Columbus metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Columbus metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in the Columbus metro area spend about $294.5M a year on vehicle insurance, or $2,310 per household, 18% above the U.S. average. That works out to $1.5M per agency, 16% above the U.S. figure of $1.3M.

There are 202 insurance agencies on map listings in the Columbus metro area as of September 2026. Of those, 57 are chain locations, or 28%, against 21% across the U.S. That comes to 15.8 for every 10,000 households, in line with the U.S. rate of 15.6.

Official counts show 100 businesses with payroll classed as insurance agencies and brokerages in the Columbus metro area in 2023, unchanged from 2019. That is one for every 1,275 households, against one for every 966 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $2.4M have gone to businesses classed as insurance agencies and brokerages in the Columbus metro area.

Population estimates show the Columbus metro area declined 1.3% from 2020 to 2025, against +3.1% for the U.S. The Groundwork market score for insurance agencies in the Columbus metro area is 56 (upper middle), #151 of 387 scored metro areas and #10 of 14 scored metro areas based in Georgia.

How the Columbus metro area compares

The same measures for Georgia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Columbus, GA-AL metro area compared with Georgia and the U.S.
MeasureColumbus metro areaGeorgiaU.S.
Listings per 10k households15.817.715.6
Spending per listing$1.5M$1.4M$1.3M
Households per official establishment1,275879966
Official establishment growth, 2019–20230.0%+4.5%−1.0%
Population growth, 2020–2025−1.3%+5.3%+3.1%
Spending per household on vehicle insurance$2,310$2,494$1,957
Median household income$59,336$77,353$80,734
Groundwork market score5663

Official counts and lending

Businesses

Official establishments, 2019 to 2023
1000.0% over the period
Employees, 2023
381
Annual payroll, 2023
$26M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
20257 chain locations
Listings at the U.S. rate for this spending
235The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
2
Amount
$2.4M

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Columbus metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Columbus metro area

Population, 2025 estimate
324,830−1.3% since 2020
Households
127,512
Median age
37.7
Homes lived in by their owners
58%
Vehicles per household
1.7
Land area
2,786 sq. mi.
People per square mile
117
Median household income
$59,336+24.7% vs. 2015–2019, before inflation
Average household income
$81,434
Median home value
$197,300
Jobs located here
110,573
Daytime population
319,730Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Columbus metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Columbus metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Georgia

Every Georgia market ranked →

The highest-scoring metro areas in Georgia for insurance agencies, numbered among those based in Georgia (a market based in another state is listed without a number), with the Columbus metro area marked.

Top metro areas in Georgia

Metro areas in Georgia ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Hinesville, GA96217.0$3.6M+12.6%#1 of 387
2Warner Robins, GA8510614.2$1.9M+8.2%#21 of 387
3Augusta-Richmond County, GA-SC8328612.3$2M+4.7%#24 of 387
4Dalton, GA728015.4$1.8M+3.5%#68 of 387
5Savannah, GA7022914.2$1.7M+8.1%#79 of 387
6Athens-Clarke County, GA6813315.4$1.7M+3.9%#89 of 387
Chattanooga, TN-GA6837616.3$1.6M+5.3%#92 of 387
7Rome, GA686016.3$1.5M+2.8%#93 of 387
8Brunswick-St. Simons, GA667014.8$1.6M+4.4%#101 of 387
9Gainesville, GA5716021.8$1.3M+11.4%#147 of 387
10Columbus, GA-AL5620215.8$1.5M−1.3%#151 of 387

Other business types in the Columbus metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Columbus, GA-AL metro area?

As of September 2026, map listings count 202 insurance agencies in the Columbus metro area. 57 of them (28%) are chain locations. The listings count insurance agencies. Official counts show 100 businesses with payroll classed as insurance agencies and brokerages in 2023, unchanged from 2019.

How much do households in the Columbus, GA-AL metro area spend on vehicle insurance?

About $294.5M a year, or $2,310 per household. That is 18% above the U.S. average (an index of 118, where 100 is the U.S. average). Spread across the 202 insurance agencies on map listings, it comes to $1.5M per agency. It is estimated from the incomes of the 127,512 households in the Columbus metro area and national spending patterns by income.

How does the Columbus, GA-AL metro area compare with the U.S. for insurance agencies?

The Columbus metro area has 15.8 insurance agencies per 10,000 households, in line with the U.S. rate of 15.6. Spending per agency is $1.5M, 16% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Columbus metro area would have about 235, against 202 on map listings. There is one business with payroll in the industry for every 1,275 households, against one for every 966 across the U.S. The official count held level from 2019 to 2023, against −1.0% for the U.S.

How fast is the Columbus, GA-AL metro area growing?

Population estimates put the Columbus metro area at 324,830 people in 2025, down 1.3% since 2020, against +3.1% for the U.S. It has 127,512 households. Median household income in the Columbus metro area is $59,336, 27% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 24.7%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Columbus metro area scores 56 for insurance agencies (upper middle), #151 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Columbus metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Columbus metro area

Screening a site or an acquisition in the Columbus metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Columbus metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.