Auto · Metro area · Georgia
Insurance agencies in the Gainesville, GA metro area
Competitor counts, household spending and official business counts for insurance agencies in the Gainesville, GA metro area, set against other metro areas and the U.S.
Groundwork market score · out of 100
Score 57 out of 100: Upper middle
Ranked #147 of 387 scored metro areas
#9 of 14 scored metro areas based in Georgia
- Listings
- 160
- 28 chain locations (18%)
- Official establishments
- 103
- +2.0% since 2019
- Household spending a year
- $205M
- On vehicle insurance · $2,787 a household
- Spending per listing
- $1.3M
- 2% above the U.S.
- Listings per 10k households
- 21.8
- 40% above the U.S.
- Population, 2025
- 226,568
- +11.4% since 2020
See the insurance agencies around any address in the Gainesville metro area
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Gainesville metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 160 insurance agencies in the Gainesville metro area. Chain locations make up 18% of them, against 21% across the U.S. That is 21.8 per 10,000 households, 40% above the U.S. rate of 15.6.
Household spending on vehicle insurance in the Gainesville metro area comes to about $205M a year: $2,787 per household, 42% above the U.S. average. That works out to $1.3M per agency, 2% above the U.S. figure of $1.3M.
In 2023, official counts showed 103 businesses with payroll in the Gainesville metro area classed as insurance agencies and brokerages, up 2.0% from 2019. That is one for every 714 households, against one for every 966 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $1.9M have gone to businesses classed as insurance agencies and brokerages in the Gainesville metro area.
Population estimates put the population change in the Gainesville metro area from 2020 to 2025 at +11.4%, faster than the U.S. (+3.1%). For insurance agencies, the Gainesville metro area has a Groundwork market score of 57 (upper middle): #147 of 387 scored metro areas and #9 of 14 scored metro areas based in Georgia.
How the Gainesville metro area compares
The same measures for Georgia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Gainesville metro area | Georgia | U.S. |
|---|---|---|---|
| Listings per 10k households | 21.8 | 17.7 | 15.6 |
| Spending per listing | $1.3M | $1.4M | $1.3M |
| Households per official establishment | 714 | 879 | 966 |
| Official establishment growth, 2019–2023 | +2.0% | +4.5% | −1.0% |
| Population growth, 2020–2025 | +11.4% | +5.3% | +3.1% |
| Spending per household on vehicle insurance | $2,787 | $2,494 | $1,957 |
| Median household income | $80,901 | $77,353 | $80,734 |
| Groundwork market score | 57 | 63 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 103+2.0% over the period
- Employees, 2023
- 578
- Annual payroll, 2023
- $59.2M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 16028 chain locations
- Listings at the U.S. rate for this spending
- 163The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 2
- Amount
- $1.9M
SBA-backed loans to businesses classed as insurance agencies and brokerages in the Gainesville metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Gainesville metro area
- Population, 2025 estimate
- 226,568+11.4% since 2020
- Households
- 73,551
- Median age
- 39.2
- Homes lived in by their owners
- 69%
- Vehicles per household
- 2.1
- Land area
- 393 sq. mi.
- People per square mile
- 542
- Median household income
- $80,901+28.5% vs. 2015–2019, before inflation
- Average household income
- $108,166
- Median home value
- $350,400
- Jobs located here
- 102,286
- Daytime population
- 216,900Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Gainesville metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of the Gainesville metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Georgia
Every Georgia market ranked →The highest-scoring metro areas in Georgia for insurance agencies, numbered among those based in Georgia (a market based in another state is listed without a number), with the Gainesville metro area marked.
Top metro areas in Georgia
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Hinesville, GA | 96 | 21 | 7.0 | $3.6M | +12.6% | #1 of 387 |
| 2Warner Robins, GA | 85 | 106 | 14.2 | $1.9M | +8.2% | #21 of 387 |
| 3Augusta-Richmond County, GA-SC | 83 | 286 | 12.3 | $2M | +4.7% | #24 of 387 |
| 4Dalton, GA | 72 | 80 | 15.4 | $1.8M | +3.5% | #68 of 387 |
| 5Savannah, GA | 70 | 229 | 14.2 | $1.7M | +8.1% | #79 of 387 |
| 6Athens-Clarke County, GA | 68 | 133 | 15.4 | $1.7M | +3.9% | #89 of 387 |
| Chattanooga, TN-GA | 68 | 376 | 16.3 | $1.6M | +5.3% | #92 of 387 |
| 7Rome, GA | 68 | 60 | 16.3 | $1.5M | +2.8% | #93 of 387 |
| 8Brunswick-St. Simons, GA | 66 | 70 | 14.8 | $1.6M | +4.4% | #101 of 387 |
| 9Gainesville, GA | 57 | 160 | 21.8 | $1.3M | +11.4% | #147 of 387 |
Other business types in the Gainesville metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in the Gainesville, GA metro area?
The Gainesville metro area has 160 insurance agencies on map listings as of September 2026. 28 of them (18%) are chain locations. The listings count insurance agencies. Official counts show 103 businesses with payroll classed as insurance agencies and brokerages in 2023, up 2.0% from 2019.
How much do households in the Gainesville, GA metro area spend on vehicle insurance?
About $205M a year, or $2,787 per household. That is 42% above the U.S. average (an index of 142, where 100 is the U.S. average). Spread across the 160 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 73,551 households in the Gainesville metro area and national spending patterns by income.
How does the Gainesville, GA metro area compare with the U.S. for insurance agencies?
The Gainesville metro area has 21.8 insurance agencies per 10,000 households, 40% above the U.S. rate of 15.6. Spending per agency is $1.3M, 2% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Gainesville metro area would have about 163, against 160 on map listings. There is one business with payroll in the industry for every 714 households, against one for every 966 across the U.S. The official count rose 2.0% from 2019 to 2023, against −1.0% for the U.S.
How fast is the Gainesville, GA metro area growing?
Population estimates put the Gainesville metro area at 226,568 people in 2025, up 11.4% since 2020, faster than the U.S. (+3.1%). It has 73,551 households. The median household income in the Gainesville metro area is $80,901 a year, in line with the U.S. median of $80,734. That rose 28.5% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Gainesville metro area scores 57 for insurance agencies (upper middle), #147 of 387 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Gainesville metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in the Gainesville metro area
Screening a site or an acquisition in the Gainesville metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Gainesville metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.