Auto · County · Colorado
Insurance agencies in Rio Grande County, CO
The insurance agencies in Rio Grande County, CO, the household spending behind them and how the market ranks against other counties.
Groundwork market score
Not scored
The score needs at least 5 listings; this market has 4.
- Listings
- 4
- 2 chain locations (50%)
- Official establishments
- 5
- Businesses with payroll, 2023
- Household spending a year
- $10.3M
- On vehicle insurance · $1,997 a household
- Spending per listing
- $2.6M
- Twice the U.S.
- Listings per 10k households
- 7.8
- 50% below the U.S.
- Population, 2025
- 11,087
- −3.9% since 2020
See the insurance agencies around any address in Rio Grande County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Rio Grande County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $1,997 per household (2% above the U.S. average), households in Rio Grande County spend about $10.3M a year on vehicle insurance. That works out to $2.6M per agency, twice the U.S. figure of $1.3M.
There are 4 insurance agencies on map listings in Rio Grande County as of September 2026. That is 7.8 per 10,000 households, 50% below the U.S. rate of 15.6.
In 2023, official counts showed 5 businesses with payroll in Rio Grande County classed as insurance agencies and brokerages. That is one for every 1,027 households, against one for every 966 across the U.S.
Population estimates put the population change in Rio Grande County from 2020 to 2025 at −3.9%, against +3.1% for the U.S. With 4 insurance agencies on map listings, Rio Grande County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.
How Rio Grande County compares
The same measures for Colorado and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Rio Grande County | Colorado | U.S. |
|---|---|---|---|
| Listings per 10k households | 7.8 | 19.2 | 15.6 |
| Spending per listing | $2.6M | $1M | $1.3M |
| Households per official establishment | 1,027 | 760 | 966 |
| Official establishment growth, 2019–2023 | n/a | −1.0% | −1.0% |
| Population growth, 2020–2025 | −3.9% | +3.9% | +3.1% |
| Spending per household on vehicle insurance | $1,997 | $1,936 | $1,957 |
| Median household income | $64,411 | $95,470 | $80,734 |
| Groundwork market score | Not scored | 38 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 6 → 5
- Employees, 2023
- 26
- Annual payroll, 2023
- $1.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 42 chain locations
- Listings at the U.S. rate for this spending
- 8The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Rio Grande County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Rio Grande County
- Population, 2025 estimate
- 11,087−3.9% since 2020
- Households
- 5,133
- Median age
- 44.8
- Homes lived in by their owners
- 67%
- Vehicles per household
- 2.0
- Land area
- 912 sq. mi.
- People per square mile
- 12
- Median household income
- $64,411+64.6% vs. 2015–2019, before inflation
- Average household income
- $85,497
- Median home value
- $239,500
- Jobs located here
- 3,889
- Daytime population
- 10,204Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Rio Grande County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Rio Grande County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Colorado
Every Colorado market ranked →The highest-scoring counties in Colorado for insurance agencies, numbered among those based in Colorado, with Rio Grande County marked.
Top counties in Colorado
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Park County, CO | 86 | 6 | 6.7 | $3.6M | +5.1% | #110 of 2,272 |
| 2Grand County, CO | 76 | 5 | 6.7 | $3.3M | +4.8% | #306 of 2,272 |
| 3Elbert County, CO | 75 | 13 | 13.0 | $2.2M | +16.5% | #337 of 2,272 |
| 4Gunnison County, CO | 64 | 6 | 7.1 | $2.9M | +2.9% | #640 of 2,272 |
| 5Weld County, CO | 59 | 178 | 14.3 | $1.5M | +14.2% | #815 of 2,272 |
| 6Routt County, CO | 55 | 10 | 8.9 | $2.3M | +2.0% | #938 of 2,272 |
| 7Fremont County, CO | 55 | 24 | 13.4 | $1.5M | +2.4% | #960 of 2,272 |
| 8Archuleta County, CO | 55 | 10 | 16.9 | $1.3M | +6.6% | #971 of 2,272 |
| 9Eagle County, CO | 52 | 22 | 10.0 | $2.1M | −2.4% | #1,033 of 2,272 |
| 10Delta County, CO | 49 | 19 | 14.7 | $1.4M | +3.6% | #1,141 of 2,272 |
| Rio Grande County, CO | Not scored | 4 | 7.8 | $2.6M | −3.9% |
Other business types in Rio Grande County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Rio Grande County, CO?
As of September 2026, map listings count 4 insurance agencies in Rio Grande County. The listings count insurance agencies. Official counts show 5 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Rio Grande County, CO spend on vehicle insurance?
About $10.3M a year, or $1,997 per household. That is 2% above the U.S. average (an index of 102, where 100 is the U.S. average). Spread across the 4 insurance agencies on map listings, it comes to $2.6M per agency. It is estimated from the incomes of the 5,133 households in Rio Grande County and national spending patterns by income.
How does Rio Grande County, CO compare with the U.S. for insurance agencies?
Rio Grande County has 7.8 insurance agencies per 10,000 households, 50% below the U.S. rate of 15.6. Spending per agency is $2.6M, twice the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Rio Grande County would have about 8, against 4 on map listings. There is one business with payroll in the industry for every 1,027 households, against one for every 966 across the U.S.
How fast is Rio Grande County, CO growing?
Population estimates put Rio Grande County at 11,087 people in 2025, down 3.9% since 2020, against +3.1% for the U.S. It has 5,133 households. Median household income in Rio Grande County is $64,411, 20% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 64.6%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Rio Grande County has no market score for insurance agencies: the score needs at least 5 on map listings, and it has 4.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Rio Grande County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Rio Grande County
Screening a site or an acquisition in Rio Grande County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Rio Grande County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.