Groundwork

Auto · County · Colorado

Insurance agencies in Delta County, CO

How Delta County, CO compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 49 out of 100: Lower middle

Ranked #1,141 of 2,272 scored counties
#10 of 35 scored counties in Colorado

Listings
19
6 chain locations (32%)
Official establishments
14
Businesses with payroll, 2023
Household spending a year
$27.2M
On vehicle insurance · $2,096 a household
Spending per listing
$1.4M
14% above the U.S.
Listings per 10k households
14.7
6% below the U.S.
Population, 2025
32,178
+3.6% since 2020

See the insurance agencies around any address in Delta County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Delta County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 19 insurance agencies in Delta County. 6 of them (32%) are chain locations, against 21% across the U.S. That is 14.7 per 10,000 households, 6% below the U.S. rate of 15.6.

Households in Delta County spend about $27.2M a year on vehicle insurance, or $2,096 per household, 7% above the U.S. average. Spread across 19 insurance agencies, that is $1.4M per agency, 14% above the U.S. figure of $1.3M.

In 2023, official counts showed 14 businesses with payroll in Delta County classed as insurance agencies and brokerages. That is one for every 926 households, against one for every 966 across the U.S.

Population estimates show Delta County grew 3.6% from 2020 to 2025, faster than the U.S. (+3.1%). For insurance agencies, Delta County has a Groundwork market score of 49 (lower middle): #1,141 of 2,272 scored counties and #10 of 35 scored counties in Colorado.

How Delta County compares

The same measures for Colorado and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Delta County, CO compared with Colorado and the U.S.
MeasureDelta CountyColoradoU.S.
Listings per 10k households14.719.215.6
Spending per listing$1.4M$1M$1.3M
Households per official establishment926760966
Official establishment growth, 2019–2023n/a−1.0%−1.0%
Population growth, 2020–2025+3.6%+3.9%+3.1%
Spending per household on vehicle insurance$2,096$1,936$1,957
Median household income$57,774$95,470$80,734
Groundwork market score4938

Official counts and lending

Businesses

Official establishments, 2019 to 2023
16 → 14
Employees, 2023
34
Annual payroll, 2023
$1.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
196 chain locations
Listings at the U.S. rate for this spending
22The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Delta County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Delta County

Population, 2025 estimate
32,178+3.6% since 2020
Households
12,959
Median age
48.5
Homes lived in by their owners
78%
Vehicles per household
2.1
Land area
1,142 sq. mi.
People per square mile
28
Median household income
$57,774+27.6% vs. 2015–2019, before inflation
Average household income
$80,675
Median home value
$343,200
Jobs located here
8,348
Daytime population
28,846Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Delta County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Delta County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Colorado

Every Colorado market ranked →

The highest-scoring counties in Colorado for insurance agencies, numbered among those based in Colorado, with Delta County marked.

Top counties in Colorado

Counties in Colorado ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Park County, CO8666.7$3.6M+5.1%#110 of 2,272
2Grand County, CO7656.7$3.3M+4.8%#306 of 2,272
3Elbert County, CO751313.0$2.2M+16.5%#337 of 2,272
4Gunnison County, CO6467.1$2.9M+2.9%#640 of 2,272
5Weld County, CO5917814.3$1.5M+14.2%#815 of 2,272
6Routt County, CO55108.9$2.3M+2.0%#938 of 2,272
7Fremont County, CO552413.4$1.5M+2.4%#960 of 2,272
8Archuleta County, CO551016.9$1.3M+6.6%#971 of 2,272
9Eagle County, CO522210.0$2.1M−2.4%#1,033 of 2,272
10Delta County, CO491914.7$1.4M+3.6%#1,141 of 2,272

Other business types in Delta County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Delta County, CO?

Delta County has 19 insurance agencies on map listings as of September 2026. 6 of them (32%) are chain locations. The listings count insurance agencies. Official counts show 14 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Delta County, CO spend on vehicle insurance?

About $27.2M a year, or $2,096 per household. That is 7% above the U.S. average (an index of 107, where 100 is the U.S. average). Spread across the 19 insurance agencies on map listings, it comes to $1.4M per agency. It is estimated from the incomes of the 12,959 households in Delta County and national spending patterns by income.

How does Delta County, CO compare with the U.S. for insurance agencies?

Delta County has 14.7 insurance agencies per 10,000 households, 6% below the U.S. rate of 15.6. Spending per agency is $1.4M, 14% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Delta County would have about 22, against 19 on map listings. There is one business with payroll in the industry for every 926 households, against one for every 966 across the U.S.

How fast is Delta County, CO growing?

Population estimates put Delta County at 32,178 people in 2025, up 3.6% since 2020, faster than the U.S. (+3.1%). It has 12,959 households. The median household income in Delta County is $57,774 a year, 28% below the U.S. median of $80,734. That rose 27.6% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Delta County scores 49 for insurance agencies (lower middle), #1,141 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Delta County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Delta County

Screening a site or an acquisition in Delta County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Delta County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.