Auto · County · Colorado
Insurance agencies in Elbert County, CO
How Elbert County, CO compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 75 out of 100: High
Ranked #337 of 2,272 scored counties
#3 of 35 scored counties in Colorado
- Listings
- 13
- 4 chain locations (31%)
- Official establishments
- 11
- Businesses with payroll, 2023
- Household spending a year
- $28.3M
- On vehicle insurance · $2,824 a household
- Spending per listing
- $2.2M
- 73% above the U.S.
- Listings per 10k households
- 13.0
- 17% below the U.S.
- Population, 2025
- 30,534
- +16.5% since 2020
See the insurance agencies around any address in Elbert County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Elbert County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in Elbert County spend about $28.3M a year on vehicle insurance, or $2,824 per household, 44% above the U.S. average. That works out to $2.2M per agency, 73% above the U.S. figure of $1.3M.
There are 13 insurance agencies on map listings in Elbert County as of September 2026. 4 of them (31%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 13.0, 17% below the U.S. rate of 15.6.
In 2023, official counts showed 11 businesses with payroll in Elbert County classed as insurance agencies and brokerages. That is one for every 909 households, against one for every 966 across the U.S.
Population estimates show Elbert County grew 16.5% from 2020 to 2025, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Elbert County is 75 (high), #337 of 2,272 scored counties and #3 of 35 scored counties in Colorado. That puts it in the top quarter of counties.
How Elbert County compares
The same measures for Colorado and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Elbert County | Colorado | U.S. |
|---|---|---|---|
| Listings per 10k households | 13.0 | 19.2 | 15.6 |
| Spending per listing | $2.2M | $1M | $1.3M |
| Households per official establishment | 909 | 760 | 966 |
| Official establishment growth, 2019–2023 | n/a | −1.0% | −1.0% |
| Population growth, 2020–2025 | +16.5% | +3.9% | +3.1% |
| Spending per household on vehicle insurance | $2,824 | $1,936 | $1,957 |
| Median household income | $132,685 | $95,470 | $80,734 |
| Groundwork market score | 75 | 38 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 11 → 11
- Employees, 2023
- 30
- Annual payroll, 2023
- $1.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 134 chain locations
- Listings at the U.S. rate for this spending
- 23The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Elbert County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Elbert County
- Population, 2025 estimate
- 30,534+16.5% since 2020
- Households
- 10,004
- Median age
- 45.2
- Homes lived in by their owners
- 95%
- Vehicles per household
- 2.8
- Land area
- 1,851 sq. mi.
- People per square mile
- 15
- Median household income
- $132,685+33.8% vs. 2015–2019, before inflation
- Average household income
- $161,186
- Median home value
- $709,800
- Jobs located here
- 4,921
- Daytime population
- 17,161Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Elbert County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Elbert County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Colorado
Every Colorado market ranked →The highest-scoring counties in Colorado for insurance agencies, numbered among those based in Colorado, with Elbert County marked.
Top counties in Colorado
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Park County, CO | 86 | 6 | 6.7 | $3.6M | +5.1% | #110 of 2,272 |
| 2Grand County, CO | 76 | 5 | 6.7 | $3.3M | +4.8% | #306 of 2,272 |
| 3Elbert County, CO | 75 | 13 | 13.0 | $2.2M | +16.5% | #337 of 2,272 |
| 4Gunnison County, CO | 64 | 6 | 7.1 | $2.9M | +2.9% | #640 of 2,272 |
| 5Weld County, CO | 59 | 178 | 14.3 | $1.5M | +14.2% | #815 of 2,272 |
| 6Routt County, CO | 55 | 10 | 8.9 | $2.3M | +2.0% | #938 of 2,272 |
| 7Fremont County, CO | 55 | 24 | 13.4 | $1.5M | +2.4% | #960 of 2,272 |
| 8Archuleta County, CO | 55 | 10 | 16.9 | $1.3M | +6.6% | #971 of 2,272 |
| 9Eagle County, CO | 52 | 22 | 10.0 | $2.1M | −2.4% | #1,033 of 2,272 |
| 10Delta County, CO | 49 | 19 | 14.7 | $1.4M | +3.6% | #1,141 of 2,272 |
Other business types in Elbert County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Elbert County, CO?
As of September 2026, map listings count 13 insurance agencies in Elbert County. 4 of them (31%) are chain locations. The listings count insurance agencies. Official counts show 11 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Elbert County, CO spend on vehicle insurance?
About $28.3M a year, or $2,824 per household. That is 44% above the U.S. average (an index of 144, where 100 is the U.S. average). Spread across the 13 insurance agencies on map listings, it comes to $2.2M per agency. It is estimated from the incomes of the 10,004 households in Elbert County and national spending patterns by income.
How does Elbert County, CO compare with the U.S. for insurance agencies?
Elbert County has 13.0 insurance agencies per 10,000 households, 17% below the U.S. rate of 15.6. Spending per agency is $2.2M, 73% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Elbert County would have about 23, against 13 on map listings. There is one business with payroll in the industry for every 909 households, against one for every 966 across the U.S.
How fast is Elbert County, CO growing?
Population estimates put Elbert County at 30,534 people in 2025, up 16.5% since 2020, faster than the U.S. (+3.1%). It has 10,004 households. Median household income in Elbert County is $132,685, 64% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 33.8%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Elbert County scores 75 for insurance agencies (high), #337 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Elbert County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Elbert County
Screening a site or an acquisition in Elbert County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Elbert County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.