Auto · County · Colorado
Insurance agencies in Routt County, CO
The insurance agencies in Routt County, CO, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 55 out of 100: Upper middle
Ranked #938 of 2,272 scored counties
#6 of 35 scored counties in Colorado
- Listings
- 10
- 4 chain locations (40%)
- Official establishments
- 15
- Businesses with payroll, 2023
- Household spending a year
- $23.4M
- On vehicle insurance · $2,076 a household
- Spending per listing
- $2.3M
- 87% above the U.S.
- Listings per 10k households
- 8.9
- 43% below the U.S.
- Population, 2025
- 25,329
- +2.0% since 2020
See the insurance agencies around any address in Routt County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Routt County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on vehicle insurance in Routt County comes to about $23.4M a year: $2,076 per household, 6% above the U.S. average. That works out to $2.3M per agency, 87% above the U.S. figure of $1.3M.
Routt County has 10 insurance agencies on map listings as of September 2026. 4 of them (40%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 8.9, 43% below the U.S. rate of 15.6.
In 2023, official counts showed 15 businesses with payroll in Routt County classed as insurance agencies and brokerages. That is one for every 752 households, against one for every 966 across the U.S.
Between 2020 and 2025, the population of Routt County grew 2.0%, slower than the U.S. (+3.1%). Routt County scores 55 (upper middle) on the Groundwork market score for insurance agencies, ranking #938 of 2,272 scored counties and #6 of 35 scored counties in Colorado.
How Routt County compares
The same measures for Colorado and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Routt County | Colorado | U.S. |
|---|---|---|---|
| Listings per 10k households | 8.9 | 19.2 | 15.6 |
| Spending per listing | $2.3M | $1M | $1.3M |
| Households per official establishment | 752 | 760 | 966 |
| Official establishment growth, 2019–2023 | n/a | −1.0% | −1.0% |
| Population growth, 2020–2025 | +2.0% | +3.9% | +3.1% |
| Spending per household on vehicle insurance | $2,076 | $1,936 | $1,957 |
| Median household income | $106,489 | $95,470 | $80,734 |
| Groundwork market score | 55 | 38 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 13 → 15
- Employees, 2023
- 99
- Annual payroll, 2023
- $7.8M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 104 chain locations
- Listings at the U.S. rate for this spending
- 19The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Routt County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Routt County
- Population, 2025 estimate
- 25,329+2.0% since 2020
- Households
- 11,281
- Median age
- 44.0
- Homes lived in by their owners
- 76%
- Vehicles per household
- 2.1
- Land area
- 2,362 sq. mi.
- People per square mile
- 11
- Median household income
- $106,489+37.5% vs. 2015–2019, before inflation
- Average household income
- $150,721
- Median home value
- $854,700
- Jobs located here
- 15,001
- Daytime population
- 26,089Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Routt County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Routt County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Colorado
Every Colorado market ranked →The highest-scoring counties in Colorado for insurance agencies, numbered among those based in Colorado, with Routt County marked.
Top counties in Colorado
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Park County, CO | 86 | 6 | 6.7 | $3.6M | +5.1% | #110 of 2,272 |
| 2Grand County, CO | 76 | 5 | 6.7 | $3.3M | +4.8% | #306 of 2,272 |
| 3Elbert County, CO | 75 | 13 | 13.0 | $2.2M | +16.5% | #337 of 2,272 |
| 4Gunnison County, CO | 64 | 6 | 7.1 | $2.9M | +2.9% | #640 of 2,272 |
| 5Weld County, CO | 59 | 178 | 14.3 | $1.5M | +14.2% | #815 of 2,272 |
| 6Routt County, CO | 55 | 10 | 8.9 | $2.3M | +2.0% | #938 of 2,272 |
| 7Fremont County, CO | 55 | 24 | 13.4 | $1.5M | +2.4% | #960 of 2,272 |
| 8Archuleta County, CO | 55 | 10 | 16.9 | $1.3M | +6.6% | #971 of 2,272 |
| 9Eagle County, CO | 52 | 22 | 10.0 | $2.1M | −2.4% | #1,033 of 2,272 |
| 10Delta County, CO | 49 | 19 | 14.7 | $1.4M | +3.6% | #1,141 of 2,272 |
Other business types in Routt County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Routt County, CO?
Map listings as of September 2026 show 10 insurance agencies in Routt County. 4 of them (40%) are chain locations. The listings count insurance agencies. Official counts show 15 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Routt County, CO spend on vehicle insurance?
About $23.4M a year, or $2,076 per household. That is 6% above the U.S. average (an index of 106, where 100 is the U.S. average). Spread across the 10 insurance agencies on map listings, it comes to $2.3M per agency. It is estimated from the incomes of the 11,281 households in Routt County and national spending patterns by income.
How does Routt County, CO compare with the U.S. for insurance agencies?
Routt County has 8.9 insurance agencies per 10,000 households, 43% below the U.S. rate of 15.6. Spending per agency is $2.3M, 87% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Routt County would have about 19, against 10 on map listings. There is one business with payroll in the industry for every 752 households, against one for every 966 across the U.S.
How fast is Routt County, CO growing?
Population estimates put Routt County at 25,329 people in 2025, up 2.0% since 2020, slower than the U.S. (+3.1%). It has 11,281 households. Median household income in Routt County is $106,489, 32% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 37.5%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Routt County scores 55 for insurance agencies (upper middle), #938 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Routt County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Routt County
Screening a site or an acquisition in Routt County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Routt County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.