Groundwork

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Insurance agencies in Douglas County, CO

Competitor counts, household spending and official business counts for insurance agencies in Douglas County, CO, set against other counties and the U.S.

Groundwork market score · out of 100

Score 37 out of 100: Lower middle

Ranked #1,583 of 2,272 scored counties
#21 of 35 scored counties in Colorado

Listings
284
42 chain locations (15%)
Official establishments
238
+7.2% since 2019
Household spending a year
$290.6M
On vehicle insurance · $2,076 a household
Spending per listing
$1M
19% below the U.S.
Listings per 10k households
20.3
30% above the U.S.
Population, 2025
399,396
+10.9% since 2020

See the insurance agencies around any address in Douglas County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Douglas County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $2,076 per household (6% above the U.S. average), households in Douglas County spend about $290.6M a year on vehicle insurance. Spread across 284 insurance agencies, that is $1M per agency, 19% below the U.S. figure of $1.3M.

There are 284 insurance agencies on map listings in Douglas County as of September 2026. 42 of them (15%) are chain locations, against 21% across the U.S. That comes to 20.3 for every 10,000 households, 30% above the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Douglas County was 238 in 2023, up 7.2% from 2019. That is one for every 588 households, against one for every 966 across the U.S. Since fiscal 2022, 4 SBA-backed loans worth $947K have gone to businesses classed as insurance agencies and brokerages in Douglas County.

Between 2020 and 2025, the population of Douglas County grew 10.9%, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Douglas County is 37 (lower middle), #1,583 of 2,272 scored counties and #21 of 35 scored counties in Colorado.

How Douglas County compares

The same measures for Colorado and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Douglas County, CO compared with Colorado and the U.S.
MeasureDouglas CountyColoradoU.S.
Listings per 10k households20.319.215.6
Spending per listing$1M$1M$1.3M
Households per official establishment588760966
Official establishment growth, 2019–2023+7.2%−1.0%−1.0%
Population growth, 2020–2025+10.9%+3.9%+3.1%
Spending per household on vehicle insurance$2,076$1,936$1,957
Median household income$149,594$95,470$80,734
Groundwork market score3738

Official counts and lending

Businesses

Official establishments, 2019 to 2023
222 → 238+7.2% over the period
Employees, 2023
749
Annual payroll, 2023
$59M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
28442 chain locations
Listings at the U.S. rate for this spending
231The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
4
Amount
$947K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Douglas County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Douglas County

Population, 2025 estimate
399,396+10.9% since 2020
Households
139,960
Median age
40.6
Homes lived in by their owners
77%
Vehicles per household
2.1
Land area
840 sq. mi.
People per square mile
449
Median household income
$149,594+24.9% vs. 2015–2019, before inflation
Average household income
$183,544
Median home value
$713,600
Jobs located here
144,461
Daytime population
321,562Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Douglas County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Douglas County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Colorado

Every Colorado market ranked →

The highest-scoring counties in Colorado for insurance agencies, numbered among those based in Colorado, with Douglas County marked.

Top counties in Colorado

Counties in Colorado ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Park County, CO8666.7$3.6M+5.1%#110 of 2,272
2Grand County, CO7656.7$3.3M+4.8%#306 of 2,272
3Elbert County, CO751313.0$2.2M+16.5%#337 of 2,272
4Gunnison County, CO6467.1$2.9M+2.9%#640 of 2,272
5Weld County, CO5917814.3$1.5M+14.2%#815 of 2,272
6Routt County, CO55108.9$2.3M+2.0%#938 of 2,272
7Fremont County, CO552413.4$1.5M+2.4%#960 of 2,272
8Archuleta County, CO551016.9$1.3M+6.6%#971 of 2,272
9Eagle County, CO522210.0$2.1M−2.4%#1,033 of 2,272
10Delta County, CO491914.7$1.4M+3.6%#1,141 of 2,272
21Douglas County, CO3728420.3$1M+10.9%#1,583 of 2,272

Other business types in Douglas County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Douglas County, CO?

As of September 2026, map listings count 284 insurance agencies in Douglas County. 42 of them (15%) are chain locations. The listings count insurance agencies. Official counts show 238 businesses with payroll classed as insurance agencies and brokerages in 2023, up 7.2% from 2019.

How much do households in Douglas County, CO spend on vehicle insurance?

About $290.6M a year, or $2,076 per household. That is 6% above the U.S. average (an index of 106, where 100 is the U.S. average). Spread across the 284 insurance agencies on map listings, it comes to $1M per agency. It is estimated from the incomes of the 139,960 households in Douglas County and national spending patterns by income.

How does Douglas County, CO compare with the U.S. for insurance agencies?

Douglas County has 20.3 insurance agencies per 10,000 households, 30% above the U.S. rate of 15.6. Spending per agency is $1M, 19% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Douglas County would have about 231, against 284 on map listings. There is one business with payroll in the industry for every 588 households, against one for every 966 across the U.S. The official count rose 7.2% from 2019 to 2023, against −1.0% for the U.S.

How fast is Douglas County, CO growing?

Population estimates put Douglas County at 399,396 people in 2025, up 10.9% since 2020, faster than the U.S. (+3.1%). It has 139,960 households. Median household income in Douglas County is $149,594, 85% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 24.9%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Douglas County scores 37 for insurance agencies (lower middle), #1,583 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Douglas County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Douglas County

Screening a site or an acquisition in Douglas County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Douglas County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.