Groundwork

Funeral services · Metro area · Minnesota

Funeral homes in the St. Cloud, MN metro area

Competitor counts, household spending and official business counts for funeral homes in the St. Cloud, MN metro area, set against other metro areas and the U.S.

Groundwork market score · out of 100

Score 28 out of 100: Lower middle

Ranked #322 of 377 scored metro areas
#5 of 5 scored metro areas based in Minnesota

Listings
22
6 chain locations (27%)
Official establishments
15
Businesses with payroll, 2023
Household spending a year
$10.6M
On funerals · $136 a household
Spending per listing
$482K
29% below the U.S.
Listings per 10k households
2.8
33% above the U.S.
Population, 2025
205,854
+3.0% since 2020

See the funeral homes around any address in the St. Cloud metro area

The site report maps the funeral homes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the St. Cloud metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The St. Cloud metro area scores 28 (lower middle) on the Groundwork market score for funeral homes, ranking #322 of 377 scored metro areas and #5 of 5 scored metro areas based in Minnesota. That puts it in the bottom quarter of metro areas.

Map listings as of September 2026 show 22 funeral homes in the St. Cloud metro area. Chain locations make up 27% of them, against 10% across the U.S. Per 10,000 households, that is 2.8, 33% above the U.S. rate of 2.1.

Households in the St. Cloud metro area spend about $10.6M a year on funerals, or $136 per household, 5% below the U.S. average. That is about $482K of household spending for each home on map listings, 29% below the U.S. figure of $679K.

Official counts show 15 businesses with payroll classed as funeral homes and funeral services in the St. Cloud metro area in 2023. That is one for every 5,208 households, against one for every 8,510 across the U.S. Between 2020 and 2025, the population of the St. Cloud metro area grew 3.0%, in step with the U.S. (+3.1%).

How the St. Cloud metro area compares

The same measures for Minnesota and the whole U.S. Spending per listing divides a year of household spending on all funerals by the funeral homes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Funeral homes in St. Cloud, MN metro area compared with Minnesota and the U.S.
MeasureSt. Cloud metro areaMinnesotaU.S.
Listings per 10k households2.82.22.1
Spending per listing$482K$649K$679K
Households per official establishment5,2087,6428,510
Official establishment growth, 2019–2023n/a−0.3%−1.7%
Population growth, 2020–2025+3.0%+2.1%+3.1%
Spending per household on funerals$136$140$143
Median household income$76,497$89,062$80,734
Groundwork market score2849

Official counts and lending

Businesses

Official establishments, 2019 to 2023
15
Employees, 2023
99
Annual payroll, 2023
$4.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
226 chain locations
Listings at the U.S. rate for this spending
16The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as funeral homes and funeral services in the St. Cloud metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the St. Cloud metro area

Population, 2025 estimate
205,854+3.0% since 2020
Households
78,122
Median age
37.2
Homes lived in by their owners
68%
Vehicles per household
2.0
Land area
1,751 sq. mi.
People per square mile
116
Median household income
$76,497+23.4% vs. 2015–2019, before inflation
Average household income
$97,113
Median home value
$272,800
Jobs located here
101,570
Daytime population
207,575Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the St. Cloud metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the funeral homes on map listings by name and distance.

Or open the report at the center of the St. Cloud metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Funeral homes across Minnesota

Every Minnesota market ranked →

The highest-scoring metro areas in Minnesota for funeral homes, numbered among those based in Minnesota (a market based in another state is listed without a number), with the St. Cloud metro area marked.

Top metro areas in Minnesota

Metro areas in Minnesota ranked for funeral homes by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
Fargo, ND-MN70111.0$1.1M+7.7%#73 of 377
1Minneapolis-St. Paul-Bloomington, MN-WI592101.4$900K+2.6%#125 of 377
2Mankato, MN5271.7$806K+1.2%#160 of 377
Grand Forks, ND-MN4681.8$671K+0.8%#200 of 377
Sioux Falls, SD-MN44231.9$608K+9.5%#213 of 377
3Rochester, MN43232.5$597K+2.0%#224 of 377
4Duluth, MN-WI32342.8$527K+0.2%#296 of 377
5St. Cloud, MN28222.8$482K+3.0%#322 of 377
La Crosse-Onalaska, WI-MN19334.6$317K+0.4%#364 of 377

Other business types in the St. Cloud metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many funeral homes are in the St. Cloud, MN metro area?

There are 22 funeral homes on map listings in the St. Cloud metro area as of September 2026. 6 of them (27%) are chain locations. The listings count funeral homes, mortuaries and cremation services. Official counts show 15 businesses with payroll classed as funeral homes and funeral services in 2023.

How much do households in the St. Cloud, MN metro area spend on funerals?

About $10.6M a year, or $136 per household. That is 5% below the U.S. average (an index of 95, where 100 is the U.S. average). Spread across the 22 funeral homes on map listings, it comes to $482K per home. It is estimated from the incomes of the 78,122 households in the St. Cloud metro area and national spending patterns by income.

How does the St. Cloud, MN metro area compare with the U.S. for funeral homes?

The St. Cloud metro area has 2.8 funeral homes per 10,000 households, 33% above the U.S. rate of 2.1. Spending per home is $482K, 29% below the U.S. figure of $679K. At the national ratio of funeral homes to household spending, the St. Cloud metro area would have about 16, against 22 on map listings. There is one business with payroll in the industry for every 5,208 households, against one for every 8,510 across the U.S.

How fast is the St. Cloud, MN metro area growing?

Population estimates put the St. Cloud metro area at 205,854 people in 2025, up 3.0% since 2020, in step with the U.S. (+3.1%). It has 78,122 households. Median household income in the St. Cloud metro area is $76,497, 5% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The St. Cloud metro area scores 28 for funeral homes (lower middle), #322 of 377 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the St. Cloud metro area. It maps the funeral homes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for funeral homes · All 56 business types in the St. Cloud metro area

Screening a site or an acquisition in the St. Cloud metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the St. Cloud metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.