Home services · Metro area · Minnesota
HVAC and plumbing companies in the St. Cloud, MN metro area
Competitor counts, household spending and official business counts for HVAC and plumbing companies in the St. Cloud, MN metro area, set against other metro areas and the U.S.
Groundwork market score · out of 100
Score 35 out of 100: Lower middle
Ranked #307 of 387 scored metro areas
#3 of 5 scored metro areas based in Minnesota
- Listings
- 54
- 3 chain locations (6%)
- Official establishments
- 85
- −4.5% since 2019
- Household spending a year
- $211.9M
- On home repairs, maintenance and insurance · $2,713 a household
- Spending per listing
- $3.9M
- 18% below the U.S.
- Listings per 10k households
- 6.9
- 10% above the U.S.
- Population, 2025
- 205,854
- +3.0% since 2020
See the HVAC and plumbing companies around any address in the St. Cloud metro area
The site report maps the HVAC and plumbing companies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the St. Cloud metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Groundwork market score for HVAC and plumbing companies in the St. Cloud metro area is 35 (lower middle), #307 of 387 scored metro areas and #3 of 5 scored metro areas based in Minnesota. That puts it in the bottom quarter of metro areas.
Household spending on home repairs, maintenance and insurance in the St. Cloud metro area comes to about $211.9M a year: $2,713 per household, 10% below the U.S. average. That is about $3.9M of household spending for each company on map listings, 18% below the U.S. figure of $4.8M. The spending figure covers all home repairs, maintenance and insurance, not only HVAC and plumbing companies.
The St. Cloud metro area has 54 HVAC and plumbing companies on map listings as of September 2026. 3 of them (6%) are chain locations, against 4% across the U.S. That is 6.9 per 10,000 households, 10% above the U.S. rate of 6.3.
Official counts show 85 businesses with payroll classed as plumbing, heating and air-conditioning contractors in the St. Cloud metro area in 2023, down 4.5% from 2019. That is one for every 919 households, against one for every 1,162 across the U.S. Since fiscal 2022, 7 SBA-backed loans worth $3.3M have gone to businesses classed as plumbing, heating and air-conditioning contractors in the St. Cloud metro area. Between 2020 and 2025, the population of the St. Cloud metro area grew 3.0%, in step with the U.S. (+3.1%).
How the St. Cloud metro area compares
The same measures for Minnesota and the whole U.S. Spending per listing divides a year of household spending on all home repairs, maintenance and insurance by the HVAC and plumbing companies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | St. Cloud metro area | Minnesota | U.S. |
|---|---|---|---|
| Listings per 10k households | 6.9 | 6.3 | 6.3 |
| Spending per listing | $3.9M | $4.8M | $4.8M |
| Households per official establishment | 919 | 1,271 | 1,162 |
| Official establishment growth, 2019–2023 | −4.5% | +1.8% | +7.6% |
| Population growth, 2020–2025 | +3.0% | +2.1% | +3.1% |
| Spending per household on home repairs, maintenance and insurance | $2,713 | $2,990 | $3,018 |
| Median household income | $76,497 | $89,062 | $80,734 |
| Groundwork market score | 35 | 57 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 85−4.5% over the period
- Employees, 2023
- 1,780
- Annual payroll, 2023
- $148.9M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 543 chain locations
- Listings at the U.S. rate for this spending
- 45The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 7
- Amount
- $3.3M
SBA-backed loans to businesses classed as plumbing, heating and air-conditioning contractors in the St. Cloud metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the St. Cloud metro area
- Population, 2025 estimate
- 205,854+3.0% since 2020
- Households
- 78,122
- Median age
- 37.2
- Homes lived in by their owners
- 68%
- Vehicles per household
- 2.0
- Land area
- 1,751 sq. mi.
- People per square mile
- 116
- Median household income
- $76,497+23.4% vs. 2015–2019, before inflation
- Average household income
- $97,113
- Median home value
- $272,800
- Jobs located here
- 101,570
- Daytime population
- 207,575Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the St. Cloud metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the HVAC and plumbing companies on map listings by name and distance.
Or open the report at the center of the St. Cloud metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardHVAC and plumbing across Minnesota
Every Minnesota market ranked →The highest-scoring metro areas in Minnesota for HVAC and plumbing companies, numbered among those based in Minnesota (a market based in another state is listed without a number), with the St. Cloud metro area marked.
Top metro areas in Minnesota
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Minneapolis-St. Paul-Bloomington, MN-WI | 75 | 829 | 5.6 | $5.7M | +2.6% | #19 of 387 |
| 2Rochester, MN | 65 | 58 | 6.2 | $4.9M | +2.0% | #69 of 387 |
| Sioux Falls, SD-MN | 57 | 74 | 6.0 | $4.7M | +9.5% | #138 of 387 |
| Fargo, ND-MN | 43 | 83 | 7.5 | $3.7M | +7.7% | #253 of 387 |
| La Crosse-Onalaska, WI-MN | 35 | 48 | 6.7 | $4M | +0.4% | #306 of 387 |
| 3St. Cloud, MN | 35 | 54 | 6.9 | $3.9M | +3.0% | #307 of 387 |
| Grand Forks, ND-MN | 33 | 28 | 6.4 | $4.1M | +0.8% | #325 of 387 |
| 4Duluth, MN-WI | 26 | 95 | 7.9 | $3.3M | +0.2% | #365 of 387 |
| 5Mankato, MN | 21 | 41 | 10.1 | $2.7M | +1.2% | #379 of 387 |
Other business types in the St. Cloud metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
- Home repair trades31
- HVAC and plumbing35
- Electricians25
- Roofing and gutters48
- Lawn, cleaning and pest control47
- Landscaping and lawn care33
- House cleaning57
- Pest control72
Real estate
Funeral services
Questions
How many HVAC and plumbing companies are in the St. Cloud, MN metro area?
Map listings as of September 2026 show 54 HVAC and plumbing companies in the St. Cloud metro area. 3 of them (6%) are chain locations. The listings count heating and air-conditioning companies and plumbers. Official counts show 85 businesses with payroll classed as plumbing, heating and air-conditioning contractors in 2023, down 4.5% from 2019.
How much do households in the St. Cloud, MN metro area spend on home repairs, maintenance and insurance?
About $211.9M a year, or $2,713 per household. That is 10% below the U.S. average (an index of 90, where 100 is the U.S. average). Spread across the 54 HVAC and plumbing companies on map listings, it comes to $3.9M per company. That spending covers all home repairs, maintenance and insurance, which HVAC and plumbing companies share with other businesses in the trade. It is estimated from the incomes of the 78,122 households in the St. Cloud metro area and national spending patterns by income.
How does the St. Cloud, MN metro area compare with the U.S. for HVAC and plumbing companies?
The St. Cloud metro area has 6.9 HVAC and plumbing companies per 10,000 households, 10% above the U.S. rate of 6.3. Spending per company is $3.9M, 18% below the U.S. figure of $4.8M. At the U.S. ratio of HVAC and plumbing companies to household spending, the St. Cloud metro area would have about 45, against 54 on map listings. There is one business with payroll in the industry for every 919 households, against one for every 1,162 across the U.S. The official count fell 4.5% from 2019 to 2023, against +7.6% for the U.S.
How fast is the St. Cloud, MN metro area growing?
Population estimates put the St. Cloud metro area at 205,854 people in 2025, up 3.0% since 2020, in step with the U.S. (+3.1%). It has 78,122 households. Median household income in the St. Cloud metro area is $76,497, 5% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.4%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The St. Cloud metro area scores 35 for HVAC and plumbing companies (lower middle), #307 of 387 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the St. Cloud metro area. It maps the HVAC and plumbing companies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for HVAC and plumbing companies · All 56 business types in the St. Cloud metro area
Screening a site or an acquisition in the St. Cloud metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the St. Cloud metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.