Food and drink · County · Michigan
Sit-down restaurants in Saginaw County, MI
The sit-down restaurants in Saginaw County, MI, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 52 out of 100: Upper middle
Ranked #1,073 of 2,405 scored counties
#44 of 75 scored counties in Michigan
- Listings
- 324
- 105 chain locations (32%)
- Official establishments
- 123
- +2.5% since 2019
- Household spending a year
- $272.3M
- On food away from home · $3,493 a household
- Spending per listing
- $840K
- 27% above the U.S.
- Listings per 10k households
- 41.6
- 32% below the U.S.
- Population, 2025
- 187,688
- −1.1% since 2020
See the sit-down restaurants around any address in Saginaw County
The site report maps the sit-down restaurants on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Saginaw County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in Saginaw County spend about $272.3M a year on food away from home, or $3,493 per household, 14% below the U.S. average. That is about $840K of household spending for each restaurant on map listings, 27% above the U.S. figure of $664K. The spending figure covers all food away from home, not only sit-down restaurants.
Saginaw County has 324 sit-down restaurants on map listings as of September 2026. 105 of them (32%) are chain locations, against 29% across the U.S. Per 10,000 households, that is 41.6, 32% below the U.S. rate of 61.3.
Official counts show 123 businesses with payroll classed as full-service restaurants in Saginaw County in 2023, up 2.5% from 2019. That is one for every 634 households, against one for every 500 across the U.S. Official counts list 19 one-person businesses without payroll. Since fiscal 2022, 13 SBA-backed loans worth $4.1M have gone to businesses classed as full-service restaurants in Saginaw County.
Population estimates show Saginaw County declined 1.1% from 2020 to 2025, against +3.1% for the U.S. Saginaw County scores 52 (upper middle) on the Groundwork market score for sit-down restaurants, ranking #1,073 of 2,405 scored counties and #44 of 75 scored counties in Michigan.
How Saginaw County compares
The same measures for Michigan and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the sit-down restaurants counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Saginaw County | Michigan | U.S. |
|---|---|---|---|
| Listings per 10k households | 41.6 | 47.1 | 61.3 |
| Spending per listing | $840K | $823K | $664K |
| Households per official establishment | 634 | 566 | 500 |
| Official establishment growth, 2019–2023 | +2.5% | −0.1% | +1.5% |
| Population growth, 2020–2025 | −1.1% | +0.6% | +3.1% |
| Spending per household on food away from home | $3,493 | $3,875 | $4,070 |
| Median household income | $60,622 | $72,875 | $80,734 |
| Groundwork market score | 52 | 64 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 120 → 123+2.5% over the period
- Employees, 2023
- 3,389
- Annual payroll, 2023
- $77.5M
- One-person businesses, 2023
- 19Businesses with no payroll
- Map listings, September 2026
- 324105 chain locations
- Listings at the U.S. rate for this spending
- 410The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 13
- Amount
- $4.1M
SBA-backed loans to businesses classed as full-service restaurants in Saginaw County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Saginaw County
- Population, 2025 estimate
- 187,688−1.1% since 2020
- Households
- 77,958
- Median age
- 41.8
- Homes lived in by their owners
- 74%
- Vehicles per household
- 1.8
- Land area
- 801 sq. mi.
- People per square mile
- 236
- Median household income
- $60,622+26.3% vs. 2015–2019, before inflation
- Average household income
- $82,545
- Median home value
- $152,800
- Jobs located here
- 77,780
- Daytime population
- 194,916Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Saginaw County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the sit-down restaurants on map listings by name and distance.
Or open the report at the center of Saginaw County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSit-down restaurants across Michigan
Every Michigan market ranked →The highest-scoring counties in Michigan for sit-down restaurants, numbered among those based in Michigan, with Saginaw County marked.
Top counties in Michigan
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Clinton County, MI | 84 | 73 | 23.1 | $1.8M | +1.6% | #68 of 2,405 |
| 2Ottawa County, MI | 84 | 398 | 35.8 | $1.2M | +3.9% | #72 of 2,405 |
| 3Livingston County, MI | 79 | 275 | 36.0 | $1.3M | +1.7% | #138 of 2,405 |
| 4Barry County, MI | 77 | 54 | 22.1 | $1.8M | +2.2% | #182 of 2,405 |
| 5Cass County, MI | 76 | 50 | 23.6 | $1.6M | +0.2% | #208 of 2,405 |
| 6Kalkaska County, MI | 76 | 20 | 25.7 | $1.3M | +4.3% | #210 of 2,405 |
| 7Newaygo County, MI | 76 | 52 | 26.5 | $1.3M | +3.1% | #212 of 2,405 |
| 8Lapeer County, MI | 76 | 106 | 30.4 | $1.3M | +1.0% | #213 of 2,405 |
| 9Midland County, MI | 75 | 128 | 36.6 | $1.1M | +0.3% | #236 of 2,405 |
| 10Montcalm County, MI | 74 | 70 | 28.6 | $1.2M | +4.1% | #259 of 2,405 |
| 44Saginaw County, MI | 52 | 324 | 41.6 | $840K | −1.1% | #1,073 of 2,405 |
Other business types in Saginaw County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
- Restaurants and cafes47
- Sit-down restaurants52
- Fast food and sandwich shops31
- Pizza46
- Coffee shops and cafes59
- Bakeries and dessert shops48
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many sit-down restaurants are in Saginaw County, MI?
Map listings as of September 2026 show 324 sit-down restaurants in Saginaw County. 105 of them (32%) are chain locations. The listings count restaurants of every cuisine, pizza included. Official counts show 123 businesses with payroll classed as full-service restaurants in 2023, up 2.5% from 2019. Official counts also show 19 one-person businesses without payroll.
How much do households in Saginaw County, MI spend on food away from home?
About $272.3M a year, or $3,493 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). Spread across the 324 sit-down restaurants on map listings, it comes to $840K per restaurant. That spending covers all food away from home, which sit-down restaurants share with other businesses in the trade. It is estimated from the incomes of the 77,958 households in Saginaw County and national spending patterns by income.
How does Saginaw County, MI compare with the U.S. for sit-down restaurants?
Saginaw County has 41.6 sit-down restaurants per 10,000 households, 32% below the U.S. rate of 61.3. Spending per restaurant is $840K, 27% above the U.S. figure of $664K. At the U.S. ratio of sit-down restaurants to household spending, Saginaw County would have about 410, against 324 on map listings. There is one business with payroll in the industry for every 634 households, against one for every 500 across the U.S. The official count rose 2.5% from 2019 to 2023, against +1.5% for the U.S.
How fast is Saginaw County, MI growing?
Population estimates put Saginaw County at 187,688 people in 2025, down 1.1% since 2020, against +3.1% for the U.S. It has 77,958 households. Median household income in Saginaw County is $60,622, 25% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 26.3%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Saginaw County scores 52 for sit-down restaurants (upper middle), #1,073 of 2,405 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Saginaw County. It maps the sit-down restaurants on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for sit-down restaurants · All 56 business types in Saginaw County
Screening a site or an acquisition in Saginaw County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Saginaw County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.