Groundwork

Food and drink · County · Maryland

Restaurants and cafes in Harford County, MD

The restaurants and cafes in Harford County, MD, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 78 out of 100: High

Ranked #168 of 2,405 scored counties
#2 of 24 scored counties in Maryland

Listings
710
316 chain locations (45%)
Official establishments
373
+6.0% since 2019
Household spending a year
$480.4M
On food away from home · $4,719 a household
Spending per listing
$677K
82% above the U.S.
Listings per 10k households
69.7
37% below the U.S.
Population, 2025
266,446
+2.0% since 2020

See the restaurants and cafes around any address in Harford County

The site report maps the restaurants and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Harford County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for restaurants and cafes in Harford County is 78 (high), #168 of 2,405 scored counties and #2 of 24 scored counties in Maryland. That puts it in the top 10% of counties for restaurants and cafes.

As of September 2026, map listings count 710 restaurants and cafes in Harford County. 316 of them (45%) are chain locations, against 34% across the U.S. That is 69.7 per 10,000 households, 37% below the U.S. rate of 109.8.

At $4,719 per household (16% above the U.S. average), households in Harford County spend about $480.4M a year on food away from home. That works out to $677K per restaurant, 82% above the U.S. figure of $371K.

The official count of businesses with payroll classed as restaurants and other eating places in Harford County was 373 in 2023, up 6.0% from 2019. That is one for every 273 households, against one for every 209 across the U.S. Since fiscal 2022, 29 SBA-backed loans worth $9.7M have gone to businesses classed as restaurants and other eating places in Harford County. Between 2020 and 2025, the population of Harford County grew 2.0%, slower than the U.S. (+3.1%).

How Harford County compares

The same measures for Maryland and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the restaurants and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Restaurants and cafes in Harford County, MD compared with Maryland and the U.S.
MeasureHarford CountyMarylandU.S.
Listings per 10k households69.795.7109.8
Spending per listing$677K$481K$371K
Households per official establishment273226209
Official establishment growth, 2019–2023+6.0%+2.8%+6.0%
Population growth, 2020–2025+2.0%+1.4%+3.1%
Spending per household on food away from home$4,719$4,604$4,070
Median household income$112,265$103,678$80,734
Groundwork market score7874

Official counts and lending

Businesses

Official establishments, 2019 to 2023
352 → 373+6.0% over the period
Employees, 2023
8,483
Annual payroll, 2023
$191.2M
One-person businesses, 2023
99Businesses with no payroll
Map listings, September 2026
710316 chain locations
Listings at the U.S. rate for this spending
1,296The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
29
Amount
$9.7M

SBA-backed loans to businesses classed as restaurants and other eating places in Harford County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Harford County

Population, 2025 estimate
266,446+2.0% since 2020
Households
101,795
Median age
41.6
Homes lived in by their owners
80%
Vehicles per household
1.9
Land area
437 sq. mi.
People per square mile
603
Median household income
$112,265+25.9% vs. 2015–2019, before inflation
Average household income
$133,186
Median home value
$386,400
Jobs located here
87,506
Daytime population
226,500Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Harford County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the restaurants and cafes on map listings by name and distance.

Or open the report at the center of Harford County. Signed out, you see a blurred preview; on an account, each report is one action.

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Restaurants and cafes across Maryland

Every Maryland market ranked →

The highest-scoring counties in Maryland for restaurants and cafes, numbered among those based in Maryland, with Harford County marked.

Top counties in Maryland

Counties in Maryland ranked for restaurants and cafes by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Charles County, MD8246376.1$654K+5.9%#105 of 2,405
2Harford County, MD7871069.7$677K+2.0%#168 of 2,405
3Frederick County, MD771,01096.5$522K+11.0%#204 of 2,405
4Caroline County, MD767761.6$576K+2.5%#219 of 2,405
5Cecil County, MD7635387.0$483K+3.2%#223 of 2,405
6Queen Anne’s County, MD76206103.5$463K+8.8%#227 of 2,405
7Calvert County, MD7527883.1$632K+1.7%#230 of 2,405
8St. Mary’s County, MD7534581.3$606K+2.4%#234 of 2,405
9Carroll County, MD7352882.1$598K+2.2%#295 of 2,405
10Prince George’s County, MD722,72478.3$576K+0.5%#334 of 2,405

Other business types in Harford County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many restaurants and cafes are in Harford County, MD?

Harford County has 710 restaurants and cafes on map listings as of September 2026. 316 of them (45%) are chain locations. The listings count every restaurant, cafe, bar, bakery and food truck. Official counts show 373 businesses with payroll classed as restaurants and other eating places in 2023, up 6.0% from 2019. Official counts list 99 one-person businesses without payroll.

How much do households in Harford County, MD spend on food away from home?

About $480.4M a year, or $4,719 per household. That is 16% above the U.S. average (an index of 116, where 100 is the U.S. average). Spread across the 710 restaurants and cafes on map listings, it comes to $677K per restaurant. It is estimated from the incomes of the 101,795 households in Harford County and national spending patterns by income.

How does Harford County, MD compare with the U.S. for restaurants and cafes?

Harford County has 69.7 restaurants and cafes per 10,000 households, 37% below the U.S. rate of 109.8. Spending per restaurant is $677K, 82% above the U.S. figure of $371K. At the national ratio of restaurants and cafes to household spending, Harford County would have about 1,296, against 710 on map listings. There is one business with payroll in the industry for every 273 households, against one for every 209 across the U.S. The official count rose 6.0% from 2019 to 2023, against +6.0% for the U.S.

How fast is Harford County, MD growing?

Population estimates put Harford County at 266,446 people in 2025, up 2.0% since 2020, slower than the U.S. (+3.1%). It has 101,795 households. The median household income in Harford County is $112,265 a year, 39% above the U.S. median of $80,734. That rose 25.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Harford County scores 78 for restaurants and cafes (high), #168 of 2,405 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Harford County. It maps the restaurants and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for restaurants and cafes · All 56 business types in Harford County

Screening a site or an acquisition in Harford County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Harford County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.