Groundwork

Real estate · County · Maryland

Real estate agents and brokers in Harford County, MD

How Harford County, MD compares with other counties and the U.S. for real estate agents and brokers: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 47 out of 100: Lower middle

Ranked #1,233 of 2,176 scored counties
#14 of 24 scored counties in Maryland

Listings
291
12 chain locations (4%)
Official establishments
108
+0.9% since 2019
Household spending a year
$1.8B
On rent and homeowner costs · $17,725 a household
Housing spending per listing (U.S. = 100)
114
14% above the U.S.
Listings per 10k households
28.6
7% below the U.S.
Population, 2025
266,446
+2.0% since 2020

See the real estate agents and brokers around any address in Harford County

The site report maps the real estate agents and brokers on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Harford County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 291 real estate agents and brokers in Harford County. Chain locations make up 4% of them, against 4% across the U.S. That is 28.6 per 10,000 households, 7% below the U.S. rate of 30.6.

Household spending on rent and homeowner costs in Harford County comes to about $1.8B a year: $17,725 per household, 6% above the U.S. average. Housing spending per office is 14% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate agents and brokers take in.

The official count of businesses with payroll classed as offices of real estate agents and brokers in Harford County was 108 in 2023, up 0.9% from 2019. That is one for every 943 households, against one for every 788 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $100K have gone to businesses classed as offices of real estate agents and brokers in Harford County.

Between 2020 and 2025, the population of Harford County grew 2.0%, slower than the U.S. (+3.1%). The Groundwork market score for real estate agents and brokers in Harford County is 47 (lower middle), #1,233 of 2,176 scored counties and #14 of 24 scored counties in Maryland.

How Harford County compares

The same measures for Maryland and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate agents and brokers in Harford County, MD compared with Maryland and the U.S.
MeasureHarford CountyMarylandU.S.
Listings per 10k households28.631.830.6
Housing spending per listing (U.S. = 100)114101100
Households per official establishment9431,044788
Official establishment growth, 2019–2023+0.9%+5.2%+20.1%
Population growth, 2020–2025+2.0%+1.4%+3.1%
Spending per household on rent and homeowner costs$17,725$17,488$16,661
Median household income$112,265$103,678$80,734
Groundwork market score4748

Official counts and lending

Businesses

Official establishments, 2019 to 2023
107 → 108+0.9% over the period
Employees, 2023
192
Annual payroll, 2023
$11.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
29112 chain locations
Listings at the U.S. rate for this spending
331The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
2
Amount
$100K

SBA-backed loans to businesses classed as offices of real estate agents and brokers in Harford County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Harford County

Population, 2025 estimate
266,446+2.0% since 2020
Households
101,795
Median age
41.6
Homes lived in by their owners
80%
Vehicles per household
1.9
Land area
437 sq. mi.
People per square mile
603
Median household income
$112,265+25.9% vs. 2015–2019, before inflation
Average household income
$133,186
Median home value
$386,400
Jobs located here
87,506
Daytime population
226,500Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Harford County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate agents and brokers on map listings by name and distance.

Or open the report at the center of Harford County. Signed out, you see a blurred preview; on an account, each report is one action.

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Real estate agents and brokers across Maryland

Every Maryland market ranked →

The highest-scoring counties in Maryland for real estate agents and brokers, numbered among those based in Maryland, with Harford County marked.

Top counties in Maryland

Counties in Maryland ranked for real estate agents and brokers by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Caroline County, MD721310.4256+2.5%#153 of 2,176
2Cecil County, MD648420.7144+3.2%#399 of 2,176
3Dorchester County, MD632216.2160+3.4%#437 of 2,176
4Allegany County, MD613111.3219−1.6%#509 of 2,176
5Prince George’s County, MD5985024.4129+0.5%#619 of 2,176
6Somerset County, MD57910.8232+1.7%#674 of 2,176
7Charles County, MD5720533.7101+5.9%#712 of 2,176
8Washington County, MD5612721.2132+2.0%#759 of 2,176
9St. Mary’s County, MD5411025.9130+2.4%#842 of 2,176
10Carroll County, MD5315023.3144+2.2%#893 of 2,176
14Harford County, MD4729128.6114+2.0%#1,233 of 2,176

Other business types in Harford County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate agents and brokers are in Harford County, MD?

Harford County has 291 real estate agents and brokers on map listings as of September 2026. 12 of them (4%) are chain locations. The listings count real estate agents and brokerages, commercial brokers included. Official counts show 108 businesses with payroll classed as offices of real estate agents and brokers in 2023, up 0.9% from 2019.

How much do households in Harford County, MD spend on rent and homeowner costs?

About $1.8B a year, or $17,725 per household. That is 6% above the U.S. average (an index of 106, where 100 is the U.S. average). For the 291 real estate agents and brokers on map listings, housing spending per office is 14% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate agents and brokers take in. It is estimated from the incomes of the 101,795 households in Harford County and national spending patterns by income.

How does Harford County, MD compare with the U.S. for real estate agents and brokers?

Harford County has 28.6 real estate agents and brokers per 10,000 households, 7% below the U.S. rate of 30.6. The index of housing spending per office is 114, where 100 is the U.S. At the national ratio of real estate agents and brokers to household spending, Harford County would have about 331, against 291 on map listings. There is one business with payroll in the industry for every 943 households, against one for every 788 across the U.S. The official count rose 0.9% from 2019 to 2023, against +20.1% for the U.S.

How fast is Harford County, MD growing?

Population estimates put Harford County at 266,446 people in 2025, up 2.0% since 2020, slower than the U.S. (+3.1%). It has 101,795 households. The median household income in Harford County is $112,265 a year, 39% above the U.S. median of $80,734. That rose 25.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Harford County scores 47 for real estate agents and brokers (lower middle), #1,233 of 2,176 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Harford County. It maps the real estate agents and brokers on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate agents and brokers · All 56 business types in Harford County

Screening a site or an acquisition in Harford County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Harford County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.