Groundwork

Real estate · Small-town market · Minnesota

Real estate businesses in the Brainerd, MN area

The real estate businesses in the Brainerd, MN area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score · out of 100

Score 32 out of 100: Lower middle

Ranked #493 of 536 scored small-town markets
#18 of 18 scored small-town markets based in Minnesota

Listings
188
20 chain locations (11%)
Official establishments
115
+16.2% since 2019
Household spending a year
$582.3M
On rent and homeowner costs · $13,774 a household
Housing spending per listing (U.S. = 100)
72
28% below the U.S.
Listings per 10k households
44.5
16% above the U.S.
Population, 2025
100,562
+4.3% since 2020

See the real estate businesses around any address in the Brainerd area

The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Brainerd area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For real estate businesses, the Brainerd area has a Groundwork market score of 32 (lower middle): #493 of 536 scored small-town markets and #18 of 18 scored small-town markets based in Minnesota. That puts it in the bottom quarter of small-town markets.

Households in the Brainerd area spend about $582.3M a year on rent and homeowner costs, or $13,774 per household, 17% below the U.S. average. Housing spending per office is 28% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in.

There are 188 real estate businesses on map listings in the Brainerd area as of September 2026. Of those, 20 are chain locations, or 11%, against 6% across the U.S. That comes to 44.5 for every 10,000 households, 16% above the U.S. rate of 38.5.

Official counts show 115 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in the Brainerd area in 2023, up 16.2% from 2019. That is one for every 368 households, against one for every 414 across the U.S. Between 2020 and 2025, the population of the Brainerd area grew 4.3%, faster than the U.S. (+3.1%).

How the Brainerd area compares

The same measures for Minnesota and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate in Brainerd, MN area compared with Minnesota and the U.S.
MeasureBrainerd areaMinnesotaU.S.
Listings per 10k households44.536.438.5
Housing spending per listing (U.S. = 100)7296100
Households per official establishment368402414
Official establishment growth, 2019–2023+16.2%+11.5%+15.8%
Population growth, 2020–2025+4.3%+2.1%+3.1%
Spending per household on rent and homeowner costs$13,774$15,162$16,661
Median household income$71,384$89,062$80,734
Groundwork market score3236

Official counts and lending

Businesses

Official establishments, 2019 to 2023
115+16.2% over the period
Employees, 2023
378
Annual payroll, 2023
$16.1M
One-person businesses, 2023
534Businesses with no payroll
Map listings, September 2026
18820 chain locations
Listings at the U.S. rate for this spending
134The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in the Brainerd area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Brainerd area

Population, 2025 estimate
100,562+4.3% since 2020
Households
42,276
Median age
46.9
Homes lived in by their owners
80%
Vehicles per household
2.0
Land area
3,020 sq. mi.
People per square mile
33
Median household income
$71,384+29.4% vs. 2015–2019, before inflation
Average household income
$93,780
Median home value
$301,000
Jobs located here
39,612
Daytime population
95,720Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Brainerd area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.

Or open the report at the center of the Brainerd area. Signed out, you see a blurred preview; on an account, each report is one action.

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Real estate across Minnesota

Every Minnesota market ranked →

The highest-scoring small-town markets in Minnesota for real estate businesses, numbered among those based in Minnesota (a market based in another state is listed without a number), with the Brainerd area marked.

Top small-town markets in Minnesota

Small-town markets in Minnesota ranked for real estate businesses by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
Wahpeton, ND-MN681111.62770.0%#57 of 536
1Austin, MN583421.6147+2.3%#156 of 536
2Winona, MN564622.7138+1.8%#184 of 536
3Red Wing, MN543718.8176+1.3%#210 of 536
4New Ulm, MN511715.4201−1.5%#250 of 536
5Worthington, MN511519.5160+0.6%#253 of 536
6Fairmont, MN441820.4147−2.8%#330 of 536
7Albert Lea, MN432620.2154−1.5%#348 of 536
8Faribault-Northfield, MN407331.1107+4.2%#396 of 536
9Fergus Falls, MN386827.0117+1.6%#415 of 536
18Brainerd, MN3218844.572+4.3%#493 of 536

Other business types in the Brainerd area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate businesses are in the Brainerd, MN area?

As of September 2026, map listings count 188 real estate businesses in the Brainerd area. 20 of them (11%) are chain locations. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 115 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023, up 16.2% from 2019. Official counts also show 534 one-person businesses without payroll.

How much do households in the Brainerd, MN area spend on rent and homeowner costs?

About $582.3M a year, or $13,774 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). For the 188 real estate businesses on map listings, housing spending per office is 28% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in. It is estimated from the incomes of the 42,276 households in the Brainerd area and national spending patterns by income.

How does the Brainerd, MN area compare with the U.S. for real estate businesses?

The Brainerd area has 44.5 real estate businesses per 10,000 households, 16% above the U.S. rate of 38.5. The index of housing spending per office is 72, where 100 is the U.S. At the U.S. ratio of real estate businesses to household spending, the Brainerd area would have about 134, against 188 on map listings. There is one business with payroll in the industry for every 368 households, against one for every 414 across the U.S. The official count rose 16.2% from 2019 to 2023, against +15.8% for the U.S.

How fast is the Brainerd, MN area growing?

Population estimates put the Brainerd area at 100,562 people in 2025, up 4.3% since 2020, faster than the U.S. (+3.1%). It has 42,276 households. Median household income in the Brainerd area is $71,384, 12% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 29.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Brainerd area scores 32 for real estate businesses (lower middle), #493 of 536 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Brainerd area. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate businesses · All 56 business types in the Brainerd area

Screening a site or an acquisition in the Brainerd area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Brainerd area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.