Groundwork

Real estate · County · Texas

Mortgage brokers and lenders in Denton County, TX

The mortgage brokers and lenders in Denton County, TX, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 58 out of 100: Upper middle

Ranked #283 of 887 scored counties
#21 of 51 scored counties in Texas

Listings
163
35 chain locations (21%)
Official establishments
88
+23.9% since 2019
Household spending a year
$6.5B
On rent and homeowner costs · $18,114 a household
Housing spending per listing (U.S. = 100)
103
3% above the U.S.
Listings per 10k households
4.5
5% above the U.S.
Population, 2025
1,069,346
+16.9% since 2020

See the mortgage brokers and lenders around any address in Denton County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Denton County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $18,114 per household (9% above the U.S. average), households in Denton County spend about $6.5B a year on rent and homeowner costs. Housing spending per office is 3% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 163 mortgage brokers and lenders on map listings in Denton County as of September 2026. 35 of them (21%) are chain locations, against 21% across the U.S. That is 4.5 per 10,000 households, 5% above the U.S. rate of 4.3.

In 2023, official counts showed 88 businesses with payroll in Denton County classed as mortgage brokers and real estate lenders, up 23.9% from 2019. That is one for every 4,095 households, against one for every 4,897 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $573K have gone to businesses classed as mortgage brokers and real estate lenders in Denton County.

Population estimates show Denton County grew 16.9% from 2020 to 2025, faster than the U.S. (+3.1%). Denton County scores 58 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #283 of 887 scored counties and #21 of 51 scored counties in Texas.

How Denton County compares

The same measures for Texas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Denton County, TX compared with Texas and the U.S.
MeasureDenton CountyTexasU.S.
Listings per 10k households4.54.24.3
Housing spending per listing (U.S. = 100)10396100
Households per official establishment4,0955,3114,897
Official establishment growth, 2019–2023+23.9%+7.4%+9.5%
Population growth, 2020–2025+16.9%+8.5%+3.1%
Spending per household on rent and homeowner costs$18,114$15,682$16,661
Median household income$111,498$78,476$80,734
Groundwork market score5850

Official counts and lending

Businesses

Official establishments, 2019 to 2023
71 → 88+23.9% over the period
Employees, 2023
1,575
Annual payroll, 2023
$125.7M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
16335 chain locations
Listings at the U.S. rate for this spending
167The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
2
Amount
$573K

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Denton County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Denton County

Population, 2025 estimate
1,069,346+16.9% since 2020
Households
360,392
Median age
38.2
Homes lived in by their owners
65%
Vehicles per household
1.9
Land area
878 sq. mi.
People per square mile
1,115
Median household income
$111,498+28.3% vs. 2015–2019, before inflation
Average household income
$145,847
Median home value
$437,200
Jobs located here
321,359
Daytime population
759,111Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Denton County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Denton County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Texas

Every Texas market ranked →

The highest-scoring counties in Texas for mortgage brokers and lenders, numbered among those based in Texas, with Denton County marked.

Top counties in Texas

Counties in Texas ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Guadalupe County, TX9050.8544+15.8%#2 of 887
2Kaufman County, TX8691.8232+42.2%#7 of 887
3Brazoria County, TX85342.5172+12.2%#9 of 887
4Chambers County, TX8152.9153+22.6%#29 of 887
5Hunt County, TX7971.8208+23.0%#37 of 887
6Parker County, TX78183.2139+23.5%#48 of 887
7Wise County, TX7772.8150+21.5%#54 of 887
8Midland County, TX77223.3132+10.0%#56 of 887
9Randall County, TX73152.6152+7.9%#86 of 887
10Ellis County, TX73233.2133+24.0%#89 of 887
21Denton County, TX581634.5103+16.9%#283 of 887

Other business types in Denton County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Denton County, TX?

As of September 2026, map listings count 163 mortgage brokers and lenders in Denton County. 35 of them (21%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 88 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 23.9% from 2019.

How much do households in Denton County, TX spend on rent and homeowner costs?

About $6.5B a year, or $18,114 per household. That is 9% above the U.S. average (an index of 109, where 100 is the U.S. average). For the 163 mortgage brokers and lenders on map listings, housing spending per office is 3% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 360,392 households in Denton County and national spending patterns by income.

How does Denton County, TX compare with the U.S. for mortgage brokers and lenders?

Denton County has 4.5 mortgage brokers and lenders per 10,000 households, 5% above the U.S. rate of 4.3. The index of housing spending per office is 103, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Denton County would have about 167, against 163 on map listings. There is one business with payroll in the industry for every 4,095 households, against one for every 4,897 across the U.S. The official count rose 23.9% from 2019 to 2023, against +9.5% for the U.S.

How fast is Denton County, TX growing?

Population estimates put Denton County at 1,069,346 people in 2025, up 16.9% since 2020, faster than the U.S. (+3.1%). It has 360,392 households. Median household income in Denton County is $111,498, 38% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 28.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Denton County scores 58 for mortgage brokers and lenders (upper middle), #283 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Denton County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Denton County

Screening a site or an acquisition in Denton County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Denton County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.