Groundwork

Real estate · County · Texas

Mortgage brokers and lenders in Midland County, TX

The mortgage brokers and lenders in Midland County, TX, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 77 out of 100: High

Ranked #56 of 887 scored counties
#8 of 51 scored counties in Texas

Listings
22
7 chain locations (32%)
Official establishments
5
Businesses with payroll, 2023
Household spending a year
$1.1B
On rent and homeowner costs · $16,798 a household
Housing spending per listing (U.S. = 100)
132
32% above the U.S.
Listings per 10k households
3.3
23% below the U.S.
Population, 2025
187,855
+10.0% since 2020

See the mortgage brokers and lenders around any address in Midland County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Midland County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for mortgage brokers and lenders in Midland County is 77 (high), #56 of 887 scored counties and #8 of 51 scored counties in Texas. That puts it in the top 10% of counties for mortgage brokers and lenders.

Households in Midland County spend about $1.1B a year on rent and homeowner costs, or $16,798 per household, in line with the U.S. average. Housing spending per office is 32% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Midland County has 22 mortgage brokers and lenders on map listings as of September 2026. 7 of them (32%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 3.3, 23% below the U.S. rate of 4.3.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Midland County was 5 in 2023. That is one for every 13,530 households, against one for every 4,897 across the U.S. Population estimates put the population change in Midland County from 2020 to 2025 at +10.0%, faster than the U.S. (+3.1%).

How Midland County compares

The same measures for Texas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Midland County, TX compared with Texas and the U.S.
MeasureMidland CountyTexasU.S.
Listings per 10k households3.34.24.3
Housing spending per listing (U.S. = 100)13296100
Households per official establishment13,5305,3114,897
Official establishment growth, 2019–2023n/a+7.4%+9.5%
Population growth, 2020–2025+10.0%+8.5%+3.1%
Spending per household on rent and homeowner costs$16,798$15,682$16,661
Median household income$92,874$78,476$80,734
Groundwork market score7750

Official counts and lending

Businesses

Official establishments, 2019 to 2023
8 → 5
Employees, 2023
41
Annual payroll, 2023
$4.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
227 chain locations
Listings at the U.S. rate for this spending
29The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Midland County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Midland County

Population, 2025 estimate
187,855+10.0% since 2020
Households
67,651
Median age
33.9
Homes lived in by their owners
68%
Vehicles per household
1.9
Land area
900 sq. mi.
People per square mile
194
Median household income
$92,874+16.9% vs. 2015–2019, before inflation
Average household income
$129,248
Median home value
$312,700
Jobs located here
117,352
Daytime population
208,899Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Midland County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Midland County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Texas

Every Texas market ranked →

The highest-scoring counties in Texas for mortgage brokers and lenders, numbered among those based in Texas, with Midland County marked.

Top counties in Texas

Counties in Texas ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Guadalupe County, TX9050.8544+15.8%#2 of 887
2Kaufman County, TX8691.8232+42.2%#7 of 887
3Brazoria County, TX85342.5172+12.2%#9 of 887
4Chambers County, TX8152.9153+22.6%#29 of 887
5Hunt County, TX7971.8208+23.0%#37 of 887
6Parker County, TX78183.2139+23.5%#48 of 887
7Wise County, TX7772.8150+21.5%#54 of 887
8Midland County, TX77223.3132+10.0%#56 of 887
9Randall County, TX73152.6152+7.9%#86 of 887
10Ellis County, TX73233.2133+24.0%#89 of 887

Other business types in Midland County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Midland County, TX?

Map listings as of September 2026 show 22 mortgage brokers and lenders in Midland County. 7 of them (32%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 5 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Midland County, TX spend on rent and homeowner costs?

About $1.1B a year, or $16,798 per household. That is in line with the U.S. average (an index of 101, where 100 is the U.S. average). For the 22 mortgage brokers and lenders on map listings, housing spending per office is 32% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 67,651 households in Midland County and national spending patterns by income.

How does Midland County, TX compare with the U.S. for mortgage brokers and lenders?

Midland County has 3.3 mortgage brokers and lenders per 10,000 households, 23% below the U.S. rate of 4.3. The index of housing spending per office is 132, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Midland County would have about 29, against 22 on map listings. There is one business with payroll in the industry for every 13,530 households, against one for every 4,897 across the U.S.

How fast is Midland County, TX growing?

Population estimates put Midland County at 187,855 people in 2025, up 10.0% since 2020, faster than the U.S. (+3.1%). It has 67,651 households. Median household income in Midland County is $92,874, 15% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 16.9%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Midland County scores 77 for mortgage brokers and lenders (high), #56 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Midland County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Midland County

Screening a site or an acquisition in Midland County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Midland County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.