Groundwork

Real estate · County · Texas

Mortgage brokers and lenders in Caldwell County, TX

How Caldwell County, TX compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 1.

Listings
1
0 chain locations (0%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$242.7M
On rent and homeowner costs · $14,582 a household
Housing spending per listing (U.S. = 100)
622
Too few listings to compare
Listings per 10k households
0.6
Too few listings to compare
Population, 2025
55,150
+20.0% since 2020

See the mortgage brokers and lenders around any address in Caldwell County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Caldwell County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Caldwell County spend about $242.7M a year on rent and homeowner costs, or $14,582 per household, 12% below the U.S. average. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There is 1 mortgage broker or lender on map listings in Caldwell County as of September 2026. That is 0.6 per 10,000 households.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in Caldwell County, since they leave out counts under 3.

Population estimates put the population change in Caldwell County from 2020 to 2025 at +20.0%, faster than the U.S. (+3.1%). With 1 mortgage broker or lender on map listings, Caldwell County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How Caldwell County compares

The same measures for Texas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Caldwell County, TX compared with Texas and the U.S.
MeasureCaldwell CountyTexasU.S.
Listings per 10k households0.64.24.3
Housing spending per listing (U.S. = 100)62296100
Households per official establishmentn/a5,3114,897
Official establishment growth, 2019–2023n/a+7.4%+9.5%
Population growth, 2020–2025+20.0%+8.5%+3.1%
Spending per household on rent and homeowner costs$14,582$15,682$16,661
Median household income$69,758$78,476$80,734
Groundwork market scoreNot scored50

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
10 chain locations
Listings at the U.S. rate for this spending
6The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Caldwell County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Caldwell County

Population, 2025 estimate
55,150+20.0% since 2020
Households
16,647
Median age
38.0
Homes lived in by their owners
75%
Vehicles per household
2.1
Land area
545 sq. mi.
People per square mile
89
Median household income
$69,758+28.8% vs. 2015–2019, before inflation
Average household income
$87,260
Median home value
$240,500
Jobs located here
9,455
Daytime population
36,190Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Caldwell County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Caldwell County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Texas

Every Texas market ranked →

The highest-scoring counties in Texas for mortgage brokers and lenders, numbered among those based in Texas, with Caldwell County marked.

Top counties in Texas

Counties in Texas ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Guadalupe County, TX9050.8544+15.8%#2 of 887
2Kaufman County, TX8691.8232+42.2%#7 of 887
3Brazoria County, TX85342.5172+12.2%#9 of 887
4Chambers County, TX8152.9153+22.6%#29 of 887
5Hunt County, TX7971.8208+23.0%#37 of 887
6Parker County, TX78183.2139+23.5%#48 of 887
7Wise County, TX7772.8150+21.5%#54 of 887
8Midland County, TX77223.3132+10.0%#56 of 887
9Randall County, TX73152.6152+7.9%#86 of 887
10Ellis County, TX73233.2133+24.0%#89 of 887
Caldwell County, TXNot scored10.6622+20.0%

Other business types in Caldwell County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Caldwell County, TX?

As of September 2026, map listings count 1 mortgage broker or lender in Caldwell County. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Caldwell County: counts under 3 are left out.

How much do households in Caldwell County, TX spend on rent and homeowner costs?

About $242.7M a year, or $14,582 per household. That is 12% below the U.S. average (an index of 88, where 100 is the U.S. average). That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 16,647 households in Caldwell County and national spending patterns by income.

How does Caldwell County, TX compare with the U.S. for mortgage brokers and lenders?

Caldwell County has 1 mortgage broker or lender on map listings, too few for a steady comparison with the U.S. rate. At the U.S. ratio of mortgage brokers and lenders to household spending, Caldwell County would have about 6, against 1 on map listings.

How fast is Caldwell County, TX growing?

Population estimates put Caldwell County at 55,150 people in 2025, up 20.0% since 2020, faster than the U.S. (+3.1%). It has 16,647 households. Median household income in Caldwell County is $69,758, 14% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 28.8%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Caldwell County has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 1.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Caldwell County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Caldwell County

Screening a site or an acquisition in Caldwell County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Caldwell County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.