Real estate · County · Tennessee
Mortgage brokers and lenders in Putnam County, TN
How Putnam County, TN compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 56 out of 100: Upper middle
Ranked #313 of 887 scored counties
#11 of 29 scored counties in Tennessee
- Listings
- 10
- 4 chain locations (40%)
- Official establishments
- 5
- Businesses with payroll, 2023
- Household spending a year
- $464.7M
- On rent and homeowner costs · $13,831 a household
- Housing spending per listing (U.S. = 100)
- 119
- 19% above the U.S.
- Listings per 10k households
- 3.0
- 30% below the U.S.
- Population, 2025
- 86,612
- +8.1% since 2020
See the mortgage brokers and lenders around any address in Putnam County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 10 mortgage brokers and lenders in Putnam County. Chain locations make up 40% of them, against 21% across the U.S. That comes to 3.0 for every 10,000 households, 30% below the U.S. rate of 4.3.
Household spending on rent and homeowner costs in Putnam County comes to about $464.7M a year: $13,831 per household, 17% below the U.S. average. Housing spending per office is 19% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Putnam County was 5 in 2023. That is one for every 6,720 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of Putnam County grew 8.1%, faster than the U.S. (+3.1%). Putnam County scores 56 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #313 of 887 scored counties and #11 of 29 scored counties in Tennessee.
How Putnam County compares
The same measures for Tennessee and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Putnam County | Tennessee | U.S. |
|---|---|---|---|
| Listings per 10k households | 3.0 | 4.0 | 4.3 |
| Housing spending per listing (U.S. = 100) | 119 | 96 | 100 |
| Households per official establishment | 6,720 | 6,419 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +7.1% | +9.5% |
| Population growth, 2020–2025 | +8.1% | +5.6% | +3.1% |
| Spending per household on rent and homeowner costs | $13,831 | $14,833 | $16,661 |
| Median household income | $58,912 | $69,595 | $80,734 |
| Groundwork market score | 56 | 48 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 3 → 5
- Employees, 2023
- 22
- Annual payroll, 2023
- $1.4M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 104 chain locations
- Listings at the U.S. rate for this spending
- 12The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Putnam County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Putnam County
- Population, 2025 estimate
- 86,612+8.1% since 2020
- Households
- 33,601
- Median age
- 38.0
- Homes lived in by their owners
- 61%
- Vehicles per household
- 2.0
- Land area
- 401 sq. mi.
- People per square mile
- 206
- Median household income
- $58,912+33.1% vs. 2015–2019, before inflation
- Average household income
- $78,922
- Median home value
- $282,500
- Jobs located here
- 40,531
- Daytime population
- 91,089Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Putnam County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Tennessee
Every Tennessee market ranked →The highest-scoring counties in Tennessee for mortgage brokers and lenders, numbered among those based in Tennessee, with Putnam County marked.
Top counties in Tennessee
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Robertson County, TN | 78 | 5 | 1.8 | 223 | +9.9% | #44 of 887 |
| 2Bedford County, TN | 65 | 5 | 2.6 | 144 | +9.7% | #169 of 887 |
| 3Blount County, TN | 65 | 19 | 3.4 | 114 | +6.0% | #176 of 887 |
| 4Coffee County, TN | 63 | 5 | 2.2 | 162 | +7.4% | #201 of 887 |
| 5Greene County, TN | 62 | 5 | 1.8 | 195 | +5.0% | #214 of 887 |
| 6Loudon County, TN | 62 | 9 | 3.7 | 107 | +15.6% | #225 of 887 |
| 7Wilson County, TN | 61 | 25 | 4.2 | 101 | +17.8% | #235 of 887 |
| 8Madison County, TN | 60 | 10 | 2.5 | 142 | +2.0% | #246 of 887 |
| 9Bradley County, TN | 58 | 16 | 3.8 | 97 | +6.1% | #285 of 887 |
| 10Tipton County, TN | 57 | 5 | 2.2 | 171 | +2.0% | #286 of 887 |
| 11Putnam County, TN | 56 | 10 | 3.0 | 119 | +8.1% | #313 of 887 |
Other business types in Putnam County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate45
- Real estate agents and brokers49
- Property management49
- Mortgage brokers and lenders56
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Putnam County, TN?
Putnam County has 10 mortgage brokers and lenders on map listings as of September 2026. 4 of them (40%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 5 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Putnam County, TN spend on rent and homeowner costs?
About $464.7M a year, or $13,831 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). For the 10 mortgage brokers and lenders on map listings, housing spending per office is 19% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 33,601 households in Putnam County and national spending patterns by income.
How does Putnam County, TN compare with the U.S. for mortgage brokers and lenders?
Putnam County has 3.0 mortgage brokers and lenders per 10,000 households, 30% below the U.S. rate of 4.3. The index of housing spending per office is 119, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Putnam County would have about 12, against 10 on map listings. There is one business with payroll in the industry for every 6,720 households, against one for every 4,897 across the U.S.
How fast is Putnam County, TN growing?
Population estimates put Putnam County at 86,612 people in 2025, up 8.1% since 2020, faster than the U.S. (+3.1%). It has 33,601 households. The median household income in Putnam County is $58,912 a year, 27% below the U.S. median of $80,734. That rose 33.1% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Putnam County scores 56 for mortgage brokers and lenders (upper middle), #313 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Putnam County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Putnam County
Screening a site or an acquisition in Putnam County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.