Groundwork

Real estate · County · Tennessee

Real estate businesses in Putnam County, TN

The real estate businesses in Putnam County, TN, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 45 out of 100: Lower middle

Ranked #1,369 of 2,229 scored counties
#64 of 77 scored counties in Tennessee

Listings
127
13 chain locations (10%)
Official establishments
37
+54.2% since 2019
Household spending a year
$464.7M
On rent and homeowner costs · $13,831 a household
Housing spending per listing (U.S. = 100)
84
16% below the U.S.
Listings per 10k households
37.8
2% below the U.S.
Population, 2025
86,612
+8.1% since 2020

See the real estate businesses around any address in Putnam County

The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 127 real estate businesses in Putnam County. Of those, 13 are chain locations, or 10%, against 6% across the U.S. That is 37.8 per 10,000 households, 2% below the U.S. rate of 38.5.

Households in Putnam County spend about $464.7M a year on rent and homeowner costs, or $13,831 per household, 17% below the U.S. average. Housing spending per office is 16% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in.

In 2023, official counts showed 37 businesses with payroll in Putnam County classed as real estate agents, property managers, mortgage lenders and inspectors, up 54.2% from 2019. That is one for every 908 households, against one for every 414 across the U.S. Another 390 one-person businesses have no payroll, by official counts.

Between 2020 and 2025, the population of Putnam County grew 8.1%, faster than the U.S. (+3.1%). For real estate businesses, Putnam County has a Groundwork market score of 45 (lower middle): #1,369 of 2,229 scored counties and #64 of 77 scored counties in Tennessee.

How Putnam County compares

The same measures for Tennessee and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate in Putnam County, TN compared with Tennessee and the U.S.
MeasurePutnam CountyTennesseeU.S.
Listings per 10k households37.836.738.5
Housing spending per listing (U.S. = 100)8493100
Households per official establishment908736414
Official establishment growth, 2019–2023+54.2%+19.2%+15.8%
Population growth, 2020–2025+8.1%+5.6%+3.1%
Spending per household on rent and homeowner costs$13,831$14,833$16,661
Median household income$58,912$69,595$80,734
Groundwork market score4555

Official counts and lending

Businesses

Official establishments, 2019 to 2023
24 → 37+54.2% over the period
Employees, 2023
122
Annual payroll, 2023
$5.9M
One-person businesses, 2023
390Businesses with no payroll
Map listings, September 2026
12713 chain locations
Listings at the U.S. rate for this spending
107The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in Putnam County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Putnam County

Population, 2025 estimate
86,612+8.1% since 2020
Households
33,601
Median age
38.0
Homes lived in by their owners
61%
Vehicles per household
2.0
Land area
401 sq. mi.
People per square mile
206
Median household income
$58,912+33.1% vs. 2015–2019, before inflation
Average household income
$78,922
Median home value
$282,500
Jobs located here
40,531
Daytime population
91,089Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Putnam County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.

Or open the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Real estate across Tennessee

Every Tennessee market ranked →

The highest-scoring counties in Tennessee for real estate businesses, numbered among those based in Tennessee, with Putnam County marked.

Top counties in Tennessee

Counties in Tennessee ranked for real estate businesses by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Hickman County, TN8055.3620+5.0%#18 of 2,229
2Hawkins County, TN80177.2430+5.0%#19 of 2,229
3Union County, TN8067.6421+8.1%#20 of 2,229
4Fayette County, TN802112.2297+7.7%#25 of 2,229
5Smith County, TN80911.3295+5.1%#26 of 2,229
6Bedford County, TN773115.9209+9.7%#74 of 2,229
7Polk County, TN7679.4343+5.9%#81 of 2,229
8Gibson County, TN752311.3283+2.7%#104 of 2,229
9Grainger County, TN7477.2418+9.2%#119 of 2,229
10Sequatchie County, TN7469.7322+12.7%#123 of 2,229
64Putnam County, TN4512737.884+8.1%#1,369 of 2,229

Other business types in Putnam County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate businesses are in Putnam County, TN?

There are 127 real estate businesses on map listings in Putnam County as of September 2026. 13 of them (10%) are chain locations. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 37 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023, up 54.2% from 2019. Official counts list 390 one-person businesses without payroll.

How much do households in Putnam County, TN spend on rent and homeowner costs?

About $464.7M a year, or $13,831 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). For the 127 real estate businesses on map listings, housing spending per office is 16% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in. It is estimated from the incomes of the 33,601 households in Putnam County and national spending patterns by income.

How does Putnam County, TN compare with the U.S. for real estate businesses?

Putnam County has 37.8 real estate businesses per 10,000 households, 2% below the U.S. rate of 38.5. The index of housing spending per office is 84, where 100 is the U.S. At the national ratio of real estate businesses to household spending, Putnam County would have about 107, against 127 on map listings. There is one business with payroll in the industry for every 908 households, against one for every 414 across the U.S. The official count rose 54.2% from 2019 to 2023, against +15.8% for the U.S.

How fast is Putnam County, TN growing?

Population estimates put Putnam County at 86,612 people in 2025, up 8.1% since 2020, faster than the U.S. (+3.1%). It has 33,601 households. The median household income in Putnam County is $58,912 a year, 27% below the U.S. median of $80,734. That rose 33.1% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Putnam County scores 45 for real estate businesses (lower middle), #1,369 of 2,229 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Putnam County. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate businesses · All 56 business types in Putnam County

Screening a site or an acquisition in Putnam County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.